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FlexiLoans Business Loan EMI Calculator

If you are planning to take a FlexiLoans Business Loan, use an EMI calculator to quickly estimate your monthly instalments. Using the free EMI calculator on Bajaj Markets, you can estimate your business loan EMI. 

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You can also check the interest charges levied on the loan and the total repayment cost, which can help you plan your finances better and budget accordingly.

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Your Business Loan EMI
₹ 28,922
Total Interest Amount

₹ 241,189

Principal Amount

₹ 8,00,000

Total Payable Amount

₹ 10,41,189

Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
Months arrow-down-img
  • Years
- +
Min value reached
Max value reached
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Compare loan offers from multiple business loan providers instantly on Bajaj Markets. 

...

The tool also shows the total interest and overall repayment amount, helping you plan your finances and budget more effectively.

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How to Calculate the FlexiLoans Business Loan EMI

Let’s say you borrow ₹10 Lakhs at an interest rate of 18% p.a. for a tenure of 36 months. Substitute these values in the following formula to calculate the EMI of your FlexiLoans Business Loan:

EMI = P × R × (1 + R)^N / [(1 + R)^N - 1]

Here:

  • P = The borrowed loan amount

  • R = Monthly rate of interest (annual rate ÷ 12)

  • N = Loan tenure in months

Thus,

  • P = ₹10,00,000

  • R = 18% ÷ 12

  • N = 36

By applying the values, your EMI would be approximately ₹36,152. Calculating manually can be time-consuming and error-prone. Use the business loan EMI calculator available on Bajaj Markets for accurate and instant results. This tool simplifies complex calculations and ensures precision.

How to Use the FlexiLoans Business Loan EMI Calculator

Using the FlexiLoans Business Loan EMI Calculator is quick and simple. By adjusting the loan amount, interest rate, and tenure, you can view the EMI, total interest, and total payable amount instantly. Follow these steps to use the calculator:

  1. Head to the calculator section on this page

  2. Enter the principal amount using the slider or input box

  3. Enter the interest rate

  4. Fill in the details of the repayment tenure you have chosen

  5. The calculator will display your EMI, total interest payable, and overall repayment amount

Benefits of Using FlexiLoans Business Loan EMI Calculator

Simple Calculation

Calculating your FlexiLoans EMI is quick and straightforward. By entering the loan amount, interest rate, and tenure, the calculator instantly displays your EMI.

Easy Access

Another amazing feature of the FlexiLoans Business Loan calculator is that you can access the calculator anytime and anywhere. You can use the calculator an infinite number of times. 

Time-saving

Manual EMI calculations can be time-consuming and prone to errors. This EMI calculator delivers accurate results within seconds, saving you valuable time.

Lender Comparison

If you have an idea about the EMI amount before finalising a business loan, it will be easy to compare various lenders’ loan terms. This would make choosing the lender simpler.

Factors Affecting FlexiLoans Business Loan EMIs

Several factors influence the EMI for your business loan. Some of the major factors include:

  • Loan Amount

The EMI rises with higher loan amounts, as interest is calculated on the principal. Borrowing only the required amount helps keep EMIs manageable and prevents excessive strain on cash flow.

  • Interest Rate

A higher interest rate increases both the EMI and the total cost of the loan. Choosing a lower rate can substantially reduce your EMI and overall repayment over time.

  • Repayment Tenure

A longer repayment tenure lowers the monthly EMI, easing cash flow management, but increases total interest paid. Conversely, a shorter tenure raises the EMI while reducing the overall interest burden.

  • Prepayment and Foreclosure Options

Some lenders permit partial prepayments or early closure of the loan, which can lower total interest payable. Understanding these options allows you to manage repayments efficiently and save on interest.

Other FlexiLoans Business Loan Related Pages

Other Bajaj Markets Business Loan Partners EMI Calculators

Quick Links

Who is eligible for a business loan from FlexiLoans?

Flexiloans Business Loan

Who is eligible for a business loan from FlexiLoans?

If you are applying for a FlexiLoans Business Loan via Bajaj Markets, you need to meet the following criteria:

  • Age between 21 and 65 years

  • Annual business turnover of ₹10 Lakhs or more

  • Minimum business operational period of 1 year

  • Residency in India

  • CIBIL score of 650 or higher

The EMI calculator estimates your monthly repayments, total interest, and overall loan cost. This helps you plan finances effectively and compare different loan options.

The minimum CIBIL score required for a business loan is generally around 650. A cibil score at or above this level increases your chances of approval, while lower scores may require additional verification or reduce eligibility.

FlexiLoans typically offers business loan interest rates starting from 18% per annum (on a reducing balance basis).

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