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Bajaj Finance Business Loan EMI Calculator

Easily compare your Bajaj Finance Business Loan offer with other leading lenders on  Bajaj Markets using this calculator. Simply enter the loan amount, interest rate, and tenure to view your EMI.

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You can try various combinations and also plan for prepayments and foreclosures accordingly.

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Your Business Loan EMI
₹ 52,115
Total Interest Amount

₹ 2,002,992

Principal Amount

₹ 30,00,000

Total Payable Amount

₹ 50,02,992

Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
Months arrow-down-img
  • Years
- +
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You can also make instant comparisons between loan offers from multiple Business Loan providers on Bajaj Markets.

...

You can also evaluate the total interest amount and overall payable amount for better financial planning and budgeting.

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How to Calculate the Bajaj Finance Business Loan EMI

Let’s say you borrow ₹2 Lakhs at an interest rate of 14% p.a. for a tenure of 12 months. Substitute these values in the following formula to calculate the Bajaj Finance Business Loan EMI:

EMI = P × R × (1 + R)^N / [(1 + R)^N - 1]

Here:

  • P = The borrowed loan amount

  • R = Monthly rate of interest (annual rate divided by 12)

  • N = Loan tenure in months

Thus,

  • P = ₹2,00,000

  • R = 14% / 12

  • N = 12

By applying the values, your EMI would be approximately ₹17,957. Calculating manually can be time-consuming. Use the  Business Loan EMI Calculator available on Bajaj Markets for accurate and instant results. This tool simplifies complex calculations and ensures precision.

How to Use the Bajaj Finance Business Loan EMI Calculator

The EMI calculator helps you estimate monthly instalments for your business loan, making it easier to plan repayments. By adjusting the loan amount, interest rate, and tenure, you can view the EMI, total interest, and total payable amount instantly. Here is how you can use the EMI calculator:

  1. Enter the desired loan amount using the slider or input box

  2. Set the applicable interest rate

  3. Choose the loan tenure in months

  4. The calculator will display your EMI, total interest payable, and overall repayment amount

Benefits of Using the Bajaj Finance Business Loan EMI Calculator

Convenient and User-Friendly

The EMI calculator offers an easy and hassle-free way to calculate monthly instalments, thus helping you plan your repayments efficiently. 

Its simple interface makes it accessible even for first-time users, reducing the need for manual calculations or professional assistance.

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Quick Results

As an online tool, it provides instant EMI calculations, saving time and effort.

You can adjust loan amounts, interest rates, and tenures to see how these changes impact your monthly payments. This way, you can ensure faster and smarter financial decisions.

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Accurate and Reliable

The Bajaj Finance Business Loan EMI Calculator ensures precise results, eliminating errors common in manual calculations, making it a trusted tool.

 Its reliability helps you avoid miscalculations and ensures that your financial planning aligns with actual repayment obligations.

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Compare Bajaj Finance Business Loan Interest Rates with Other Partners

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Factors Affecting Bajaj Finance Business Loan EMIs

Understanding what influences your business loan EMIs helps you plan repayments effectively and avoid financial stress. Here are some factors to consider:

  • Interest Rate

The interest rate directly affects your monthly EMI. Even a small change can significantly alter your total repayment. Choose a reputable lender that offers competitive and flexible interest rates for your business loan.

  • Loan Amount

Your EMI depends on the principal loan amount. Borrowing a higher amount increases your monthly repayment. Only take the amount you genuinely need to keep your EMIs manageable and avoid unnecessary financial pressure.

  • Loan Tenure

The tenure of your loan impacts your EMI. Longer tenures lower your monthly payment compared to shorter ones for the same amount. Pick a repayment period that lets you pay comfortably each month.

  • Processing Fees and Other Charges

Additional costs like processing fees, legal charges, or insurance can raise your effective EMI. Check these charges beforehand to plan accurately and avoid surprises.

  • Prepayment and Foreclosure Options

Some loans let you make partial prepayments or close the loan early, which can reduce your interest burden and EMI. Understand your lender’s prepayment policies so you can manage repayments more efficiently.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Other Bajaj Finance Business Loan Related Pages

Other Bajaj Markets Business Loan Partners EMI Calculators

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Frequently Asked Questions

Bajaj Finance Business Loan

What is the interest rate for the Bajaj Finance Business Loan?

The interest rate on Bajaj Finance Business Loan starts from 14% p.a. A good CIBIL score can help you get a more competitive interest rate and better loan terms.

To be eligible for a Bajaj Finance business loan, you generally need a good credit score. A score of around 650 or higher is typically considered suitable by different lenders.

To apply for a Bajaj Finance Business Loan, you need to provide the following documents:

  • KYC documents: Aadhaar, Passport, Driving Licence, Voter ID, or address proof

  • Financial documents: Last 2 years’ ITR, 6 months’ bank statements, audited P&L and balance sheet

  • Business proof: Proprietorship deed, GST returns, PAN, or incorporation papers (for companies/partnerships)

For a Bajaj Finance Business Loan available on Bajaj Markets, the repayment tenure ranges from a minimum of 12 months to a maximum of 96 months.

Yes, the loan tenure directly affects your EMI for a Bajaj Finance Business Loan. A longer tenure reduces your EMI but increases overall interest costs, while a shorter tenure increases EMI and reduces interest expenses.

Calculating the EMI before taking a Bajaj Finance Business Loan is essential for effective financial planning, ensuring manageable monthly repayments, and avoiding overborrowing.

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