✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI now! Check Eligibility

SBI Card Offers

State Bank Of India provides a broad selection of credit cards, which includes travel credit cardsshopping credit cards, and cashback credit cards. These have exclusive SBI credit card offers from some of the best brands in the nation.  

 

In fact, the SBI credit card flight offers are worth noting alongside low-interest payments perks and more. So, whether you have an SBI cash back credit card or any other variant, read on to find out the deals on offer. 

Latest SBI Credit Card Offers in 2023

If you use your SBI credit card to make purchases at partner merchant businesses, both online and offline, you can take advantage of a number of discounts. There are a variety of categories with SBI credit card deals. These range across: 

 

  • Electronics

  • Home appliances

  • Leisure

  • Travel

  • Dining 

These credit card benefits are provided by a number of partner retailers, including Samsung, OnePlus, MakeMyTrip, Havells, Caratlane, Swiggy, and more. 

 

To learn more about the top SBI credit card offers available with your credit card and how to take advantage, read on. 

1. Category: Electronics

a) Offer: Avail up to 10% cash back on select Lenovo laptops (Only valid on EMI transactions)

 

  • You get instant cashback of 10% with a maximum cashback of ₹10,000 per card

  • Offer only valid for loans with a term of at least 6 months

  • During the offer period, only one offer per card and channel is valid

  • All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

b) Offer: Avail up to 12.5% cash back on IFB products 

  • On certain IFB goods, you get up to 12.5% cash back with an SBI credit card

  • Offer is only valid to EMI transactions where you receive a cashback of up to ₹7,000 per card

  • Only one deal may be used per card, per channel, per month, during the offer period

  • All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

2. Category: Mobile Phones

a) Offer: Avail up to 10% cash back on selected OPPO products (Valid only on EMI transactions)

 

  • On certain OPPO gadgets, you can avail of a cashback of up to 10% with a maximum of ₹5,000 per card

  • Offer only valid for loans with a term of at least 6 months

  • During the offer period, the promotion is only suitable for one transaction per card, aggregator, and channel

  • All SBI credit cards, except the Paytm SBI credit card and corporate cards are accepted

b) Offer: Avail up to ₹10,000 cash back on select Samsung mobiles and tabs (Valid only on EMI transactions)

  • Get up to ₹10,000 in cashback on selected Samsung smartphones and tablets

  • Offer only applies to cashback with a term of 6 months or more

  • Only one offer may be used per card, per aggregator, and each month throughout the offer time

  • All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

3. Category: Travel

a) Offer: Get a variety of offers on MakeMyTrip

 

  • Get up to 10% discount on domestic and international flights

  • Get up to 12% discount on hotel bookings for domestic and international travels

  • The offer is only good for one card per category each month

  • All SBI Credit Cards, except the Paytm SBI Credit Card, SBI Cashback credit card, and SBI/Tata Corporate Credit Card are accepted

b) Offer: Exclusive Offers on travel booking through Yatra

  • Get up to 12% discount on domestic and 10% cashback on international flights

  • Get up to 15% discount on hotel bookings for domestic travels

  • The offer is only good for one card per category each month

  • All SBI Credit Cards, except the Paytm SBI Credit Card, SBI Cashback credit card, and SBI/Tata Corporate Credit Card are accepted

4. Category: Shopping

a) Offer: Exclusive EMI offers on your SBI credit card at the nearest Croma Store 

 

  • You can purchase anything and repay over 3, 6, 9 or 12 EMIs with no documentation and processing fee requirement

  • There is an annual interest charge of 14% for EMIs of 3, 6, 9, and 12

  • There is a pre-closure fee for EMIs of 3% of the outstanding balance

  • All SBI credit cards, except corporate cards are accepted

b) Offer: Avail Up to 15% discount on Select Whirlpool Products (valid on EMI transactions only)

 

  • Get up to 15% Cashback on certain Whirlpool goods with a maximum cashback of ₹7,500 per card

  • Offer only valid for loan terms of at least six months.

  • Throughout the offer period, the offer is only applicable once per card each month

  • All SBI Credit Cards, with the exception of Corporate, Cashback, and Paytm SBI Credit Cards

 

Do note that all SBI Credit card offers and discounts are subject to change as per the terms and conditions of the bank. 

Benefits of SBI Credit Cards

Using an SBI credit card has a range of offers. These include:

 

  • Encash facility: You can use the SBI Encash facility to finance your immediate requirements. You can withdraw money up to your credit card limit. You can also get cash using SBI's Easy Money and ATM cash services.

  • Utility bill payment: SBI's AutoPay, Fast Pay, or register and pay options allow you to pay recurring bills like water, gas, electricity, DTH, and mobile with total ease.

  • Lower interest rates: By transferring balances from other credit cards to your SBI credit card, you can take advantage of a much lower interest rate on outstanding dues. SBI further enables you to convert these payments into EMIs to facilitate and lower the cost of repayment.

  • Insurance: Your SBI credit card has free insurance features that let you replace your card for nothing if it is lost or stolen. In the case of an accident or medical emergency, it also extends coverage to you.

  • Accessibility: You have easy access to your credit card account via SMS, the SBI website, and mobile apps.

FAQs on SBI Credit Card Offers

Are the offers on SBI credit cards available across the country?

Most of the SBI credit card offers are available at eligible stores across the country. Apart from this, SBI also offers many cities-specific offers under its My City Offers programme.

What are the deals and offers available on my SBI card?

There is an exciting range of limited deals and offers that you can avail of using your SBI credit card. You can find the latest offers on the official SBI website. These include offers on shopping, dining, travel, and more.

As these offers may vary depending on the card type and your location, it helps to check the offer-specific details. If you wish to avail of these SBI credit card offers but do not have a card, apply for a credit card online now.

Which SBI card has the most offers?

Most offers are applicable across all SBI credit cards, except for corporate credit cards and the Paytm SBI credit card. If there are any card-specific special offers, you will be notified by the bank about the same. 


You can also visit the individual product pages on the Bajaj Markets website/app or on the SBI official website to know more about the latest credit card offers.

How to check the latest offers on my SBI Card?

You can check the latest deals and offers available on your SBI credit card via the SBI official website or by reaching out to the SBI credit card customer care.

Do SBI Card Offers depend on the credit score of the customer?

No, SBI credit card offers do not have any correlation with your credit score. All the offers are launched based on the card type only.

How can I access the details of my offer on my SBI card?

You can check the offer details on SBI credit cards by visiting the bank’s website and entering your card type, location, and category.

What is the Encash Programme?

SBI’s Encash programme allows select cardholders to access a pre-approved money-on-demand facility to meet urgent fund requirements.

What are the categories in which SBI Credit card offers can be availed?

You can get SBI credit card offers across categories like medicine, healthcare, well-being, lifestyle, travel and dining.

What is the ‘Happy Dining’ program that SBI Cards offers?

The Happy Dining program allows you to get a 15% discount on dining bills at any partner restaurant within the SBI card network.

Home
active_tab
Loan Offer
active_tab
Download App
active_tab
CIBIL Score
active_tab