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New to credit and worried about the chances of credit card approval? Well, we’ve got you covered! Rupicard offers guaranteed approval after booking an FD. This FD-backed credit card is one of India’s most revolutionary credit products. It does not require you to furnish your income details or credit score. Apply for the card with minimal documentation through Bajaj Markets and enjoy unlimited benefits.

Rupicard on Bajaj Markets
Joining Fee
Annual Fee
Bullet Point Low interest rate of just 2.5% per month
Bullet Point Easy ATM cash withdrawal

Features & Benefits

Here's a breakdown of some key points to consider:

2-in-1 Convenience

You can enjoy rewards on the credit card while your money earns interest in the FD

Build Credit Score

Timely payments of your Rupicard bill can help you build a good credit score

Low Interest

A low-interest rate of just 2.5% per month

Cash Withdrawal

Easy ATM cash withdrawal of up to 80% with a free credit period of up to 45 days

Low FD Limit

There is a low minimum FD amount of just ₹5,000 required to qualify for a Rupicard

Lifetime Free Card

Rupicard comes with no annual maintenance charges, so you can continue enjoying the benefits for life

Eligibility Criteria and Documentation

Rupicard stands out from traditional credit cards due to its unique application process. Here's what you need to know:

Eligibility Criteria

  • You must be above 18 years and up to 61 years of age to apply for a Rupicard

  • It is available for Indian citizens only 


Disclaimer: Rupicard is currently not available/serviceable in the following regions - Assam, Jammu & Kashmir, Ladakh, Tripura, Manipur, Meghalaya, Mizoram, Nagaland, Arunachal Pradesh, Andaman & Nicobar Islands and Sikkim.

Documents Required

Unlike traditional credit cards, Rupicard doesn't require submitting income proof or a credit score check. While no documents are required for the application, you'll need a valid PAN card to complete the Video KYC process. 

How to Apply for Rupicard on Bajaj Markets

Getting the Rupicard on Bajaj Markets is very easy and doesn’t take more than a couple of minutes. Here’s how you can get started:

  1. Click on ‘Apply Now’

  2. Fill in your 10-digit mobile number

  3. Enter in the received OTP

  4. Enter your PAN card and other details 

  5. Explore the credit cards available

  6. Proceed with your application 


Download the Rupicard app and fill in the details. You will be asked to create a Fixed Deposit & complete Video KYC. Once done successfully, you will be issued Rupicard instantly and you’re all set to make the most of its benefits.



*The applicant must have created a Fixed Deposit of the required amount successfully and their video KYC must have been approved by the partner bank.

Frequently Asked Questions

What is a Rupicard?

Rupicard is a secured credit card against FD that helps everyone get a credit card simply and effectively, no matter how much the income or credit score is.

What are the benefits of Rupicard?

Rupicard comes with several exciting features that make it an ideal option for both credit card newbies as well as experienced users. Here are some of its benefits:

  • 100% guaranteed credit card*

  • 2-in-1 credit card with interest on FD & rewards on the card

  • Helps build a credit score

  • Lifetime-free card

  • Easy digital application process without any documentation

  • Rewards that never expire

What’s the interest-free period offered by Rupicard?

Rupicard offers an interest-free period of up to 45 days.

What is the interest rate offered on FDs?

You can earn up to 7% per annum on your fixed deposits.

How is my Rupicard credit limit calculated?

Your Rupicard credit limit is 90% of your FD value.

Is Rupicard a credit card against FD?

Rupicard is a secured credit card against FD. The credit extended to you is 90% of your FD value.

Can I apply for Rupicard online?

Yes, you can apply for Rupicard online through our website www.bajajfinservmarkets.in.

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