✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50% Check Eligibility

Opt for the Vridhi Home Finance Home Loan Balance Transfer on Bajaj Markets. Enjoy extended repayment tenures of up to 12 years and low interest rates starting from 12% p.a. You can also benefit from quick online transfer processes and simple documentation with this facility.

Interest Rates and Charges

Here are the Vridhi Home Finance Home Loan Balance Transfer interest rates and other charges you should know about before opting for this option:

Interest Rate

12% to 18% p.a. 

Processing Fee

2% + GST

Other Charges


Prepayment Charges


*Disclaimer: The aforementioned rates are subject to change at the lender’s discretion

Vridhi Home Finance Home Loan Balance Transfer EMI Calculator

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Features and Benefits

Affordable Interest Rates

Enjoy lower interest rates starting from 12% p.a. with this facility

Flexible Tenure

Choose from a repayment tenure ranging up to 12 years with a home loan balance transfer

Easy Transfer

Benefit from a convenient online loan transfer process from the comfort of your home

Minimal Pre-closure Charges

Opt for a foreclosure facility at a minimal charge of 5%

Eligibility Criteria and Documents Required

Any salaried or self-employed individual can apply for this facility. To be eligible for a home loan balance transfer ensure that your combined EMIs are not more than 50% of your salary. 

In addition to this, keep the following documents handy:

  1. Passport

  2. Driving license

  • Address Proof: Any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving license

    4. Utility bill

  • Age Proof: Any one of the following

    1. PAN card

    2. Passport

    3. Voter ID

    4. Driving license

    5. Birth certificate

    6. School leaving certificate (10th)

  • Income Proof: Salary slips and bank account statements of the last 3 months 

  • Bonus Proof: Of the last 2 years or variable incentive pay within the last 6 months

  • Employment Proof: Any one of the following 

    1. Form 16 

    2. Joining date on salary slip

    3. Appointment letter

How to Apply?

Follow these simple steps to apply for the balance transfer facility on Bajaj Markets:

  • Click on the ‘Apply Now’ option on this page

  • Enter your personal details

  • Choose ‘Vridhi Home Finance’ as your lending partner

  • Fill in the outstanding loan amount and property details

  • Submit your application form

  • Post this, a representative will contact you for further proceedings.

Home Loan Balance Transfer


Can I get a lower interest rate with a Vridhi Home Finance Home Loan Balance Transfer?

Enjoy a lower interest rate starting from 12% p.a. By transferring the balance of your home loan to Vridhi Home Finance. 

Are there any additional transfers associated with the home loan balance transfer?

Yes. When you opt for a Vridhi Home Finance Home Loan Balance Transfer, you are required to pay a processing fee of up to 2%, along with the applicable taxes. You may also be asked to pay a 5% prepayment penalty and other charges of up to 1%.

What repayment tenure can I opt for with a Vridhi Home Finance Home Loan Balance Transfer?

By opting for a balance transfer with Vridhi Home Finance, you can enjoy extended repayment tenures of up to 12 years.

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