The Axis Bank NEO Credit Card is a great option if you prefer online purchases and want to make the most of them. With this card, you can seamlessly purchase any product of your choice and also earn tons of rewards, cashback, and discounts.
Read on to learn about the Axis Bank NEO Credit Card, its benefits, and more.
Fees and Charges |
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Offers and Rewards |
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Joining Benefits |
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Documents |
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Check out the Axis Bank NEO Credit Card benefits and other key highlights:
500+ rewards and offers redeemable using EDGE REWARDS points earned via transactions
Cashback on popular brands for Mastercard cardholders
100% cashback of up to ₹300 on 1st utility payment
Conversion of transactions above ₹2,500 into convenient EMIs on this Axis Bank Credit Card
Get zero lost card liability for any fraudulent use from the time you report the loss of the card
The Axis Bank Neo Credit Card’s maximum limit is provided at the sole discretion of the bank and depends upon various factors, such as:
Credit score
Credit report
Repayment history
Past and existing debts
Income and employment
Check out this table to know the Axis Bank NEO Credit Card charges and fees.
Particulars |
Fees and Charges |
Joining Fee |
₹250 |
Annual Fee |
₹250 |
Add-on Card Fee |
Nil |
Cash Withdrawal Fees |
2.5% of the amount (Min. fee ₹500) |
Duplicate Statement Fee |
Waived |
Cash Payment Fee |
₹100 |
Card Replacement Fee |
Nil |
Late Payment Fee |
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Penalty on Over Limit |
2.5% of over the limit amount (Min. ₹500) |
Foreign Currency Transaction Fee |
3.50% of the transaction value |
Balance Inquiry Fee |
Waived |
Outstation Cheque Fee |
Waived |
Cheque Return Fee |
2% of the payment amount (Min. ₹450 and max. ₹1,500) |
Hotlisting Fee |
Nil |
Disclaimer: The above Axis Bank Neo Credit Card charges are subject to change at the bank’s discretion. Kindly visit the official website for more details.
Meeting the Axis Bank NEO Credit Card eligibility criteria is not difficult at all.
You must be between 18 and 70 years of age
Any add-on cardholder needs to be above 15 years of age
Proof of identity: Aadhaar card, PAN card, voter ID, driver’s licence
Proof of residence: Passport, ration card, utility bills
Keep in mind that the bank may have other eligibility or document requirements, and the above requirements are only indicative. This depends on your application and is at the sole discretion of the bank.
Getting the Axis Bank NEO Credit Card through Bajaj Markets is pretty simple.Simply follow these easy steps:
Step 1: Click on ‘APPLY NOW’ on this page
Step 2: Submit your basic details
Step 3: Select the Axis Bank NEO Credit Card from the available card options
Step 4: Fill in the form with all your details and upload all the required documents
Step 5: Submit the application form
Here are some credit cards similar to the Axis Bank Neo Credit Card.
Credit Card |
Annual Charges |
Features |
Axis Bank MY ZONE Credit Card |
₹500 + GST |
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INDIAN OIL AXIS BANK Credit Card |
₹500 + GST |
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Now that you know the Axis Bank NEO Credit Card details, and find it suitable for you, apply via Bajaj Markets for a seamless process. You can also compare and choose from a host of other top cards to ensure you get the best one.
You can pay your dues via online and offline means. This includes cheques, drafts, cash, and ATMs. You can also pay via auto-debit on your bank account, NEFT, UPI, mobile banking, net banking, Visa Money Transfer, etc.
The charges associated with the Axis Bank NEO Credit Card include an annual fee of ₹250 and a joining fee of ₹250.
You can reach out to customer care at 18604195555 or 18605005555 to request an increase in the credit limit on your Axis Bank NEO Credit Card. You can use the mobile app, the bank’s official website, or send an SMS CLE XXXX to 5676782 from your registered number. Note that XXXX should be the last four digits of your card.
The credit card has an annual fee of ₹250. There are also other charges, such as joining fees, cash payment fees, and more.
After applying for the card, Axis Bank takes at least 21 days to assess your application and approve it.
Both the Axis Bank My Zone Credit Card and the Axis Bank Neo Credit Card offer various features and benefits. You must choose a card according to your spending habits and affordability. However, the annual fee of Axis Bank My Zone Credit Card is ₹500. This is higher as compared to the Axis Bank Neo Credit Card annual charges of ₹250.
Yes, you can easily get the monthly statement for your Axis Bank Neo Credit Card online.
I am not an Indian citizen. Am I eligible to apply for the Neo Credit Card from Axis Bank?
If your age is between 15-18 years, you can apply for the Axis Bank Neo Credit Card as an add-on card holder. You need to submit your identity and residential documents as requested by the bank.
When you initiate transactions via the Axis Bank Neo Credit Card, you earn EDGE REWARDS. You can spend these reward points on more than 500 rewards across various categories. Here’s how:
Step 1: Log in to your net banking account and click on 'Account Summary'
Step 2: Choose the 'Axis EDGE Rewards' option and accept the terms and conditions
Step 3: Click on the 'Redeem Now' option to see your rewards
Step 4: Choose the rewards from your preferred category
Step 5: Click on ‘Confirm’ to redeem the points