✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now! Check Eligibility

The Axis Bank NEO Credit Card is a great option if you prefer online purchases and want to make the most of them. With this card, you can seamlessly purchase any product of your choice and also earn tons of rewards, cashback, and discounts.

 

Read on to learn about the Axis Bank NEO Credit Card, its benefits, and more.

Fees and Charges

  • Year 1- ₹250

  • Year 2 onwards- ₹250

  • Add-on card joining and annual fee- Nil

  • Card Replacement fee- Nil

Offers and Rewards

  • 1 point on every ₹200 spent

  • 15% off at partner restaurants

  • 40% off on Zomato food delivery

  • 10% off on groceries, movies, and online shopping 

  • 5% off on utility bill payments

Joining Benefits

  • 100% cashback of up to ₹300 on 1st utility payment with 30 days of card issuance

Documents

  • Colour photographs

  • PAN card or Form 60

  • Address proof (passport, electricity/telephone bill, ration card)

  • Identity proof (passport, Aadhaar card, PAN, driver’s licence)

  • ITR copy, Form 16, latest pay slips 

Features and Benefits of the Axis Bank NEO Credit Card

Check out the Axis Bank NEO Credit Card benefits and other key highlights:

1. Rewards

500+ rewards and offers redeemable using EDGE REWARDS points earned via transactions

2. Cashback

Cashback on popular brands for Mastercard cardholders

3. Joining Benefit

100% cashback of up to ₹300 on 1st utility payment

4. EMI Offers

Conversion of transactions above ₹2,500 into convenient EMIs on this Axis Bank Credit Card

5. Secure Transactions

Get zero lost card liability for any fraudulent use from the time you report the loss of the card

Axis Bank NEO Credit Card’s Limit

The Axis Bank Neo Credit Card’s maximum limit is provided at the sole discretion of the bank and depends upon various factors, such as: 

  • Credit score

  • Credit report

  • Repayment history

  • Past and existing debts

  • Income and employment

Fees and Charges of the Axis Bank NEO Credit Card

Check out this table to know the Axis Bank NEO Credit Card charges and fees.

Particulars

Fees and Charges

Joining Fee

₹250

Annual Fee

₹250

Add-on Card Fee

Nil

Cash Withdrawal Fees

2.5% of the amount (Min. fee ₹500)

Duplicate Statement Fee

Waived

Cash Payment Fee 

₹100

Card Replacement Fee

Nil

Late Payment Fee

  • Nil, if payment due below ₹500

  • ₹500, if payment due between ₹501- ₹5,000

  • ₹750, if payment due between ₹5,001-₹10,000

  • ₹1,200, if payment due greater than ₹10,000

Penalty on Over Limit 

2.5% of over the limit amount (Min. ₹500)

Foreign Currency Transaction Fee

3.50% of the transaction value

Balance Inquiry Fee

Waived

Outstation Cheque Fee

Waived

Cheque Return Fee

2% of the payment amount (Min. ₹450 and max. ₹1,500)

Hotlisting Fee

Nil

Disclaimer: The above Axis Bank Neo Credit Card charges are subject to change at the bank’s discretion. Kindly visit the official website for more details.

Eligibility Criteria and Documents Required

Meeting the Axis Bank NEO Credit Card eligibility criteria is not difficult at all.

Eligibility criteria:

  • You must be between 18 and 70 years of age

  • Any add-on cardholder needs to be above 15 years of age

  • You must be an Indian citizen

Documents Required:

  • Proof of identity: Aadhaar card, PAN card, voter ID, driver’s licence

  • Proof of residence: Passport, ration card, utility bills 

  • Proof of income: ITR copy, Form 16, or your latest payslips 

 

Keep in mind that the bank may have other eligibility or document requirements, and the above requirements are only indicative. This depends on your application and is at the sole discretion of the bank.

How to Apply for the Axis Bank NEO Credit Card

Getting the Axis Bank NEO Credit Card through Bajaj Markets is pretty simple.Simply follow these easy steps:

  • Step 1: Click on ‘APPLY NOW’ on this page

  • Step 2: Submit your basic details

  • Step 3: Select the Axis Bank NEO Credit Card from the available card options 

  • Step 4: Fill in the form with all your details and upload all the required documents

  • Step 5: Submit the application form 

Similar Cards by Axis Bank

Here are some credit cards similar to the Axis Bank Neo Credit Card.

Credit Card

Annual Charges

Features

Axis Bank MY ZONE Credit Card

₹500 + GST

  • Buy 1 get 1 free on movie tickets at Paytm Movies

  • Complimentary annual subscription for SonyLiv Premium 

  • Discount on Swiggy of flat ₹120

  • 1 complimentary airport lounge access per quarter

INDIAN OIL AXIS BANK Credit Card

₹500 + GST

  • 100% cashback of up to ₹250 on fuel purchase

  • 4% value back on fuel purchases with 20 reward points per spending of ₹100

  • 1% value back on online shopping with 5 reward points per spending of ₹100

  • 1% fuel surcharge waiver

Now that you know the Axis Bank NEO Credit Card details, and find it suitable for you, apply via Bajaj Markets for a seamless process. You can also compare and choose from a host of other top cards to ensure you get the best one.

Frequently Asked Questions

What are the different payment modes for my NEO Credit Card bill?

You can pay your dues via online and offline means. This includes cheques, drafts, cash, and ATMs. You can also pay via auto-debit on your bank account, NEFT, UPI, mobile banking, net banking, Visa Money Transfer, etc.

What are the extra charges associated with the NEO Credit Card?

The charges associated with the Axis Bank NEO Credit Card include an annual fee of ₹250 and a joining fee of ₹250.

 

How can I increase the credit limit on my Axis Bank NEO Credit Card?

You can reach out to customer care at 18604195555 or 18605005555 to request an increase in the credit limit on your Axis Bank NEO Credit Card. You can use the mobile app, the bank’s official website, or send an SMS CLE XXXX to 5676782 from your registered number. Note that XXXX should be the last four digits of your card.

 

Is the Axis Bank NEO Credit Card free for a lifetime?

The credit card has an annual fee of ₹250. There are also other charges, such as joining fees, cash payment fees, and more.

 

What is the estimated time of delivery for my Axis Bank Neo Credit Card?

After applying for the card, Axis Bank takes at least 21 days to assess your application and approve it.

 

My Zone Credit Card Vs. Neo Credit Card from Axis Bank: Which is better?

Both the Axis Bank My Zone Credit Card and the Axis Bank Neo Credit Card offer various features and benefits. You must choose a card according to your spending habits and affordability. However, the annual fee of Axis Bank My Zone Credit Card is ₹500. This is higher as compared to the Axis Bank Neo Credit Card annual charges of ₹250.

 

Is it possible for me to obtain additional monthly statements for my Neo Credit Card from Axis Bank?

Yes, you can easily get the monthly statement for your Axis Bank Neo Credit Card online.

 

I am not an Indian citizen. Am I eligible to apply for the Neo Credit Card from Axis Bank?

I am not an Indian citizen. Am I eligible to apply for the Neo Credit Card from Axis Bank?

 

I am under the age of 18 and would like to apply for a Neo Credit Card. Which papers do I need to produce?

If your age is between 15-18 years, you can apply for the Axis Bank Neo Credit Card as an add-on card holder. You need to submit your identity and residential documents as requested by the bank.

 

How to redeem reward points earned on the Axis Bank Neo Credit Card?

When you initiate transactions via the Axis Bank Neo Credit Card, you earn EDGE REWARDS. You can spend these reward points on more than 500 rewards across various categories. Here’s how:

  • Step 1: Log in to your net banking account and click on 'Account Summary'

  • Step 2: Choose the 'Axis EDGE Rewards' option and accept the terms and conditions 

  • Step 3: Click on the 'Redeem Now' option to see your rewards

  • Step 4: Choose the rewards from your preferred category 

  • Step 5: Click on ‘Confirm’ to redeem the points

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