Enhance your dining experience with some of the best credit cards for eating out!
A dining credit card could be a suitable option for those who love to experience new cuisines, eat out, or order in frequently. Get such cards to enjoy perks like accelerated reward points, offers, and discounts on dining payments.
Be it going out to a restaurant or getting food delivered to your location, choosing the best card for dining could help you save with every swipe. On Bajaj Markets, you can apply online for a dining card of your choice and enjoy perks like free membership to the Trident Privilege programme.
With eating out and ordering food at home becoming a go-to for many, there are several credit cards that offer cashback and other benefits on such transactions. To choose the right one for yourself, consider the offers, fee structure, partners, and more.
Here is a list of some of the best credit cards for dining out and taking care of other food-related expenses:
Credit Card Name |
Key Highlights |
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SBI Card PRIME |
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EazyDiner Credit Card by IndusInd Bank |
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Axis Bank ACE Credit Card |
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Millennia Credit Card by HDFC Bank |
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Kotak Feast Gold Credit Card |
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HDFC Bank Diners Club Privilege Credit Card |
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Regalia Gold Credit Card by HDFC Bank |
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Swiggy HDFC Bank Credit Card |
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Disclaimer: The aforementioned offers are subject to change at the discretion of the issuer. Some of the credit card variants are not available on Bajaj Markets. Visit the issuer’s website to get more details.
Here are the other rewards and offers associated with the above-mentioned best credit cards for eating out:
Get e-gift vouchers for top brands worth ₹3,000 as a welcome benefit
Enjoy free Trident Privilege Red Tier Membership, which offers points on stays and dining at any Trident hotel
Benefit from e-gift vouchers worth ₹7,000 from Pantaloons or Yatra.com on annual transactions of ₹5 Lakhs
Get 2 complimentary movie tickets every month on BookMyShow
Receive a voucher worth ₹5,000 for a stay at The Postcard Hotel
Get a cashback of 5% on various types of bill payments
Enjoy 4 free visits to airport lounges in a year at domestic airports
Benefit from a fuel surcharge waiver of 1% at all fuel stations in the country
Enjoy a cashback of 5% on purchases made on BookMyShow, Amazon, Tata CLiQ, Cult.fit, Flipkart, Sony LIV, Swiggy, Myntra, Zomato, and Uber
Get a cashback of 1% on spends, except for fuel, including Wallet transactions and EMIs
Receive gift vouchers worth ₹1,000 on transactions above ₹1 Lakh in a calendar quarter
Redeem your reward points across various categories like shopping, mobile recharge and more across 10,000+ products
Pay without cash using your credit card reward points
Enjoy 'Buy 1 Get 1 Free' via BookMyShow on movie or non-movie weekend tickets
Get vouchers worth ₹1,500 for Decathlon or Marriott, among others, on spending above ₹1.5 Lakhs a quarter
Receive 2 complimentary visits to airport lounges worldwide every quarter
Get 4 reward points for every purchase of ₹150
Get a free MMT Black and Club Vistara Silver Tier Elite membership as a welcome benefit
Get vouchers worth ₹1,500 on spending of above ₹1.5 Lakhs every quarter
Get flight vouchers worth ₹5,000 on spending ₹5 Lakhs every year and an extra voucher of ₹5,000 on spending ₹7.5 Lakhs annually
Get cashback of 5% on online purchases at selected Merchant Category Codes
Enjoy a cashback of 1% on purchases made across other categories
Once you choose a dining credit card for yourself, you can apply for them online. Here are some simple steps you may have to follow:
Go to the website or app of the issuer offering the credit card
Locate the credit cards section and click on the apply option
Enter the requested information, such as your name, mobile number, monthly income, and address
Choose the credit card you want and check the eligibility criteria
If you meet all the parameters for the chosen card, proceed with the application by uploading the necessary documents
Verify your mobile number using the OTP and submit the application
You can also apply for this type of credit card offline by visiting the nearest branch of the card issuer. However, the offline and online application may vary across issuers. Check these details before applying.
Prior to applying for a dining credit card, check the eligibility criteria and documents required.
Here are the general eligibility criteria you may have to fulfil:
You must be at least 18 years old to apply
You must have a stable income and employment
You must have a good credit score, usually above 700
You could apply if you are an Indian resident or a Non-resident Indian (NRI)
You may also have to submit documents such as:
Passport-size photographs
Filled out and signed application form
Proof of Identity
Aadhaar card
PAN card
Ration card
Passport
Voter’s ID card
Driving license
Proof of Residence
Aadhaar card
Ration card
Rent agreement
Passport
Driving license
Voter’s ID card
Property documents
Utility bills (Electricity/Telephone Bills/Water, etc.)
Proof of Income and Employment
Salary Slips for the last 3 to 6 months
Bank statements for the last 3 to 6 months
Income Tax Return (ITR)
The issuer may have other requirements pertaining to eligibility and documentation, depending on the card you choose. Check these before applying for a hassle-free experience.
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You can check this information in the documents you receive in your welcome kit. Or, visit the issuer’s official website to check the dining offers available on your card. Another way to get this information is by contacting the issuer’s customer care team.
Yes. Dining offers by restaurants and food delivery platforms are generally valid for a limited time only. However, new offers are also frequently launched. Check the validity of the offer on the website or app.
Choose the best card for dining by checking for dining discounts and cashback, reward points for dining transactions, and complimentary benefits. Check the annual fees, interest charges, and benefits across other spending categories, too.
You can get a dining credit card for the best offers on partner restaurants and food delivery platforms. If you already have such a credit card, check the available offers on the official website, mobile app, or in your credit card welcome kit.
This varies depending on the issuer and the card. Sometimes, you are not allowed to claim dining offers on particular days, such as public holidays. This could be due to the policies of the credit card issuer, food delivery platform, or restaurant.
When and how you can enjoy offers and discounts on your dining credit card depends on the card and partner restaurants or bars. Check this information under the terms and conditions of the specific offer.
The best credit cards for eating out or ordering in give you discounts or cashback on the bill and allow you to earn accelerated reward points. The ideal card for you depends on your personal preferences. Some popular dining cards include the EazyDiner Credit Card and SBI Card PRIME.