IDFC FIRST Bank Power Credit Card

Check the primary features of this UPI-powered credit card: 

IDFC First Bank’s credit card ecosystem makes earning and redeeming points easy via the rewards portal. Here is what you should know about the reward points you can earn when using this card.  

A. Reward Points

• This credit card offers 3.5% savings via reward points on fuel purchases at HPCL stations. You also get 1.5% savings by paying for fuel through the HP Pay App via Happy Coins.  

See this example:  

Disclaimer: The above example is for illustration purposes only.  

• The IDFC FIRST Bank Power Credit Card offers 2.5% savings as rewards on categories such as groceries and utilities. 

Check this example:  

Disclaimer: The above example is for illustration purposes only.  

• With this card, you also enjoy 2.5% savings as reward points on IDFC FIRST Bank FASTag recharge.  

Consider this example:  

Disclaimer: The above example is for illustration purposes only.  

• You also get 2X Rewards on various other retail transactions.  

See the following example:  

Disclaimer: The above example is for illustration purposes only.  

Note: Each reward point is equal to ₹0.25, and you earn 1 point on every ₹150 that you spend. You earn 6 Happy Coins every time you spend ₹100 on fuel through the HP Pay App. Their value is ₹0.25 per coin.  

B. Redemption Process

The redemption process is online and quite simple. All you need to do is log in to: 

• Online credit card account  

• IDFC FIRST Bank mobile app  

• Or the rewards portal 

You can redeem points for e-vouchers or gift cards. You can also get instant discounts on purchases through various online and offline partner merchants by paying with points.  

C. Expiration

The points you earn using the IDFC FIRST Bank Power Credit Card do not expire. You can redeem them whenever you want, without any rush. 

D. Example of Annual Savings

Based on the examples provided, here is what your annual expenses and savings may look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

Here are all the charges you can expect to incur while using this card: 

Note: A GST of 18% is applicable on the above-mentioned charges. 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Check the eligibility criteria for the IDFC FIRST Bank Power Credit Card to ensure that you can apply seamlessly:  

• You must be an Indian citizen 

• You should be at least 21 years of age 

• You must have a good credit score 

• Your credit utilisation ratio should be at an acceptable level 

• You must have an annual income of at least ₹3 Lakhs

Here is the list of documents you may need to submit:  

Identity Proof: 

• Passport 

• PAN card 

Address Proof: 

• Voter’s ID Card 

• Aadhaar card 

• Driving Licence 

Income Proof: 

• Income Tax Returns  

• Salary slips 

• Bank statements

Bajaj Markets provides a secure platform to compare your selected credit cards and apply online. The process ensures utmost data security and transparency. To know how to apply online for the IDFC FIRST Bank Power Credit Card, follow the steps given below: 

1. Click on ‘Check Eligibility’ and enter the required details, including your date of birth, phone number, and occupation  

2. Enter the One-Time Password (OTP) sent to your phone 

3. Review pre-filled details like your PAN card number, residential PIN code, email address, and income details 

4. Apply for the card that suits your needs from the available options 

5. Click on ‘Submit’ to complete your application

If you have any questions, reach out to IDFC FIRST Bank’s customer care team via email, WhatsApp, or phone: 

• Email banker@idfcfirstbank.com 

• Send ‘Hi’ to 95555-55-555 to contact the team via WhatsApp 

• Give a call to 1800-10-888

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.