The Tata Neu Infinity HDFC Bank Credit Card combines Tata Digital's services with HDFC Bank's financial solutions to provide valuable benefits. It is designed for shoppers and loyal Tata customers, offering cashback, NeuCoins rewards, and savings across various sectors, including retail, travel, and e-commerce. Key features include complimentary airport lounge access, a clear rewards redemption process, and the option to use either RuPay or Visa for payments. This credit card is suitable for individuals seeking convenience and value in their spending.

Key Highlights of the Tata Neu Infinity HDFC Bank Credit Card

Here’s what makes this card ideal for you:

Key Features

Description

Joining Fee

₹Nil

Renewal Fee

₹1,499

Suitable for

Avid shoppers and Tata brand loyalists

Features and Benefits of the Tata Neu Infinity HDFC Bank Credit Card

This card adds value to your spends, so you can earn while you swipe. Here are the features and benefits that help it stand out:

Significant Savings on the Tata Neu App

You can enjoy savings of up to 10% when shopping through the Tata Neu app.

Rewarding Everyday Transactions

Earn up to 1.5% back on UPI spends (maximum of 500 NeuCoins per calendar month).

Comprehensive Benefits Across Multiple Categories

Earn 5% NeuCoins on Insurance Payments, Bill Payments & Gift Cards on Tata Neu.

Generous Complimentary Lounge Access

Get 4 international and 8 domestic airport lounge visits each year.

Transparent Rewards Structure

Earn 5% back as NeuCoins on Top Tata Brands.

Flexibility with Payment Networks

The card is available on both RuPay and Visa networks for versatile usage.

Rewards Programme of the Tata Neu HDFC Bank Credit Card

The Tata Neu HDFC Bank Credit Card allows you to earn NeuCoins on eligible purchases. These NeuCoins can be redeemed for a wide variety of products and services, providing excellent value for your spending. Here’s a detailed breakdown of the key rewards and benefits:

  • Enjoy up to 10% savings on the Tata Neu app

  • Earn 5% back as NeuCoins on Top Tata Brands like Croma, Air India, Taj, Titan, Tanishq, Bigbasket, Tata Cliq Fashion, Tata 1MG & more, both online & in-store

  • Earn 5% NeuCoins on Insurance Payments, Bill Payments & Gift Cards on Tata Neu
  • Receive 1.5% NeuCoins on UPI spends via Tata Neu UPI ID using RuPay cards

  • Earn 1.5% NeuCoins on all other eligible spends

 

Note: 1 NeuCoin equals ₹1 for redemption

Example of Spends and Rewards

Here is an example of potential monthly and annual rewards across spending categories:

Category

Monthly Spend (₹)

NeuCoin Earnings Rate

Monthly NeuCoins Earned

Annual NeuCoins Earned

Annual Value (₹)

Groceries

10,000

5%

500

6,000 NeuCoins

₹6,000

Dining

5,000

5%

250

3,000

NeuCoins

₹3,000

Travel

15,000

5%

750

9,000

NeuCoins

₹9,000

Online Shopping

8,000

5%

400

4,800

NeuCoins

₹4,800

Utilities & Others

12,000

1%

120

1,440

NeuCoins

₹1,440

Total

-

-

-

24,240

NeuCoins

₹24,240

Total Annual NeuCoins and Value:

  • Total Annual NeuCoins: 24,240

  • Total Annual Value: ₹24,240

 

Disclaimer: The above example is for illustrative purposes only. Actual rewards may vary based on the card variant, spending patterns, and current offers.

How to Redeem NeuCoins

NeuCoins can be redeemed across the Tata Neu app & Tata partner brands (online & in-store). Earnings of NeuCoins are subject to eligibility criteria set by partner brands.

Expiration

NeuCoins expire 365 days from the date of your last eligible transaction, whether you earn or redeem even a single NeuCoin.

 

For NeuCoins earned during special promotions, the expiry details will be specified at the time they are issued.

Tata Neu Infinity HDFC Bank Credit Card’s Fees and Charges

Here are the fees and other charges for Tata Neu Infinity HDFC Bank Credit Card:

Fees and Charges

Details

Joining Fees

₹Nil

Renewal Fees

₹1,499 + GST

Note: Spend ₹3 Lakh+ annually to waive off the renewal fee

Eligibility Criteria to Apply for the Tata Neu Infinity HDFC Bank Credit Card

In order to be eligible to apply for the card, the issuer has set some specific parameters that you are expected to meet. Here is the list of conditions:

  • Applicants must be aged between 21 and 60 years to qualify for this Tata Neu Infinity HDFC Bank Credit Card 

  • Salaried employees must have a minimum monthly income of ₹1 Lakh to be eligible

  • Self-employed customers should have last year's ITR greater than ₹12 Lakhs per annum

 

Disclaimer: Eligibility is subject to Tata Digital’s and HDFC Bank’s policies, verification process, and final approval decisions.

Documents Required for the Tata Neu Infinity HDFC Bank Credit Card

To apply for the Tata Neu Infinity HDFC Bank Credit Card, you may need to provide several important documents:

Identity Proof

  • PAN card

  • Passport

  • Aadhaar card

  • Colour photographs

 

Disclaimer: Document requirements are subject to change; verify with Tata Digital or HDFC Bank for the most accurate and updated list.

How to Apply for the Tata Neu Infinity HDFC Bank Credit Card

Follow these simple steps to apply for the Tata Neu Infinity HDFC Bank Credit Card:

  1. Click on the ‘Check Eligibility’ option on this page

  2. Provide the required information, such as your phone number, date of birth, and occupation

  3. Enter the One-Time Password (OTP) sent to your phone to verify your identity

  4. Review the pre-filled details, including your PAN card number, email address, residential PIN code, and income information,

  5. Choose a credit card from the options that best suit your requirements

  6. You will be redirected to the official website for the further process

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Is Tata Neu Infinity HDFC Bank Credit Card lifetime free?

The Tata Neu Infinity HDFC Bank Credit Card is not lifetime-free, as it has a renewal fee of ₹1,499 plus GST. However, you can get this card with zero joining fees.

Who is eligible for the Tata Neu Infinity HDFC Bank Credit Card?

Applicants aged 21–60 years with a good CIBIL score. Preference is given to existing HDFC Bank cardholders.

What is the annual fee for the Tata Neu Infinity HDFC Bank Credit Card?

The renewal fee for the Tata Neu Infinity HDFC Bank Credit Card is ₹1,499, excluding applicable GST charges.

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