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The AU Small Finance Bank Betta Credit Card is one for spending and saving. Your travels can be significantly enhanced with its international and domestic airport privileges. You can also make the most of the fuel surcharge waiver feature and save a lot of your petrol or diesel expenses. With access to a plethora of benefits and deals that can help you save money, this credit card is a must-have.

Features and Benefits

Here are the AU Small Finance Bank Vetta Credit Card benefits and features:

Voucher on Spends

Flat ₹2,000 voucher on minimum spends of ₹30,000 within the first 60 days of activation

Reward Points

4 reward points for each ₹100 spent on groceries and departmental store purchases

Birthday Bonus

1000 bonus reward points as a birthday gift

Fuel Surcharge Waiver

1% fuel surcharge waiver of up to ₹250/month

Lounge Access

4 domestic and 4 international airport lounge access

Eligibility Criteria

If you find yourself identifying with all the points listed below, you can apply for the AU Small Finance Bank Vetta Credit Card:

  • Minimum Age: 21 years

  • Maximum Age: 60 years

  • Minimum Age (Add-on Cardholder): 18 years

  • Nationality: Indian Resident
     

Note: These eligibility criteria are indicative and could differ by each applicant’s case.

How to Apply for the AU Small Finance Bank Vetta Credit Card

To apply for the AU Small Finance Bank Vetta Credit Card, follow these simple steps:

  1. Click on the 'Apply Now' button

  2. Provide your mobile number and date of birth

  3. Submit the form and review the AU Small Finance Bank Credit Card options

  4. On picking the AU Vetta Credit Card, you will be redirected to complete the application

  5. Submit the application form
     

And you’re done!

Customer Care Details

You can reach out to the customer care executive from AU Small Finance Bank through the following contact details:

  • Call: 

    1. General Customer Care: 1800-1200-120/1800-26-66677 

    2. Credit Card-related Queries: 1800-1200-1500/0141-7141100/0141-4455000

  • Email: 

    1. For Vetta, Zenith, and Zenith+ Customers: creditcard.support@aubank.in/creditcard.priority@aubank.in

    2. For Queries Related to Reward Points: customercare@rewardz.aubank.in.

Fees & Charges

Here are the general fees and charges applicable with the AU Vetta Credit Card:

Type of Fees

Details

Joining Fees

₹2,999 + GST

Annual Fees

₹2,999 + GST

Cash Advance Charges

2.5% of the withdrawn amount (minimum ₹100)

Interest-free Period

Up to 48 Days (Exception: Cash withdrawal)

Charges on Revolving Credit - Interest Charges

3.49% per month (41.88% annually) + GST

Late Payment Charges

Less than or equal to ₹100: Nil

Above ₹ 50,000: ₹1,100

Over-limit Charges

2.5% of over-limit amount (Minimum ₹500)

Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.

Frequently Asked Questions

Do my credit card spends impact my credit score?

All the spends made through the AU Small Finance Bank Vetta Credit Card can impact your credit score. Repaying your credit card bills on time and ensuring that you do not overspend through your credit card can help increase your credit score.

What is the annual fee for the AU Small Finance Bank Vetta Credit Card?

The annual fee required from your end is ₹2,999 + GST. This fee can be waived should you spend more than ₹1.5 Lakhs in one card anniversary year.

Does the AU Small Finance Bank Vetta Credit Card access list have airport lounge access?

Yes, it does. You can get complimentary domestic and international airport lounge access and concierge services through the AU Small Finance Bank Vetta Credit Card.

What are the AU Small Finance Bank Vetta Credit Card reward point values?

Your reward points are worth ₹0.25 for all redemption categories. However, should you choose to redeem them against reward points, the value stands at ₹0.20.

What are the benefits of the AU Small Finance Bank Vetta Credit Card?

This card offers rewards on groceries, departmental stores, utility bill payments, rent, insurance, education, and government categories. Additionally, it provides complimentary airport lounge access, railway lounge access, and purchase protection insurance.

What are the eligibility criteria for the AU Vetta Credit Card?

You must be an Indian resident, aged between 21 and 60 years, with a good credit score. Add-on cardholders need to be above 18 years old.

How do I earn reward points with the AU Small Finance Bank Vetta Credit Card?

You earn 4 reward points for every ₹100 spent on groceries and departmental stores, utility bill payments, rent, insurance, and education & government categories. You earn 2 points per ₹100 spent on all other categories.

What is the annual fee for the AU Vetta Credit Card?

The annual fee is ₹499, but it can be waived if you spend ₹40,000 within 90 days of card setup in the first year, and ₹1,50,000 in the subsequent years.

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