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  • Why Choose Ram Fincorp
  • Fees & Charges
  • Eligibility & Documents
  • How to Apply
  • FAQs
Get Low-Interest Personal Loans ✓ Loan up to ₹1.5 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

Ram Fincorp Personal Loan

Apply for a Ram Fincorp personal loan of up to ₹1.5 Lakhs easily through Bajaj Markets. Check the eligibility criteria, interest rates, required documents, fees, and repayment tenure before completing the online application.

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Max Loan Amount ₹1.5 Lakhs
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Int. Rate Starting @ 6% p.m.
Trusted by 7.9 Mn+ Customers
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4.4 (226K reviews)

Last updated on: Aug 27, 2026

If you are in need of a short-term personal loan, you can borrow between ₹1000 and ₹1.5 Lakhs for up to 90 days with Ram Fincorp via Bajaj Markets. This loan helps you manage urgent expenses like rent or utility bills conveniently. You can apply online through the Bajaj Markets platform.

Why Choose Ram Fincorp Personal Loan

Ram Fincorp Personal Loan is designed for those who need quick funds without the hassle of lengthy paperwork or long waiting periods. Here's why it stands out:

  • Quick Approval: Get your loan application reviewed and approved swiftly, so you're not left waiting during a financial crunch. However, this depends on your eligibility for the loan
  • Fully Digital Process: From application to disbursal, the entire process is conducted online, eliminating the need to visit a branch
  • Short-Term Loan Solution: Ideal for managing immediate expenses such as rent, utility bills, or emergencies, with a short, defined repayment tenure
  • Minimal Documentation: Simply submit your bank statement along with basic personal and professional details to complete your application
  • Flexible Repayment: Choose a tenure that aligns with your financial situation, making repayment more manageable and less stressful

Ram Fincorp Personal Loan Highlights

Check the details mentioned below:

Particulars Details

Minimum Interest Rate

6% p.m.

Minimum Loan Amount

₹1000

Maximum Loan Amount

₹1.5 Lakhs

Minimum Tenure

10 days

Maximum Tenure

90 days

Disclaimer: The above-mentioned details are subject to change as per the lender’s policies.

Ram Fincorp Personal Loan Fees and Charges

In addition to principal and interest, you may incur extra fees such as processing fees. Details include:

Fees and Charges Details

Processing Fees

3%-10%

Disclaimer: The above-mentioned charges are subject to change as per the lender’s policies.

Eligibility Criteria for Ram Fincorp Personal Loan

 To qualify for an instant loan from Ram Fincorp instant loan, you must:

  • Nationality: Indian citizenship

  • Age: 18 and 60 years

  • CIBIL Score: Above 650

  • Minimum Income: Monthly salary of ₹18,000

  • Employment Type: Salaried or Self-employed

Documents Required for a Personal Loan

Provided below is a short list of documents you may be asked to submit when you apply for a personal loan.

Document Type Accepted Documents

Identity and Address Proof (any one)

PAN Card, Aadhaar Card, Voter ID, Driving Licence, Passport

Income Proof

Last 3 months' bank statements, Last 3 months' salary slips

How to Apply for Ram Fincorp Personal Loan on Bajaj Markets

Here’s how:

  1. Click on ‘Apply For Loan’ on this page

  2. Enter personal and professional details

  3. Select ‘Ram Fincorp’ as lender

  4. Enter desired loan amount and tenure

  5. Submit the application

Ram Fincorp will review your application and contact you for further steps.

How is Your Ram Fincorp Personal Loan Application Processed

Once you submit your Ram Fincorp Personal Loan application, it goes through a few simple steps before the funds reach your account:

  1. Application Verification: Ram Fincorp reviews the personal, professional, and financial details you've provided to check they meet the lender's requirements.
  2. KYC Check: You'll need to complete your Know Your Customer (KYC) process by submitting valid identity and address proof, along with income documents like bank statements or salary slips.
  3. Approval: Based on your eligibility, credit profile, and the documents submitted, Ram Fincorp assesses and approves your loan application.
  4. Disbursal: Once approved, the sanctioned loan amount is credited directly to your registered bank account, often within a short turnaround time.

Personal Loan Offers Available on Bajaj Markets for Various Needs

Ram Fincorp Personal Loan Guide

Ram Fincorp Personal Loan
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Get a Ram Fincorp Personal Loan of up to ₹1.5 Lakhs with minimal documentation.

Key Features of Ram Fincorp Personal Loan

Enjoy a seamless borrowing experience with Ram Fincorp personal loans on Bajaj Markets:

  • Instant Loan: Borrow up to ₹1,50,000 instantly with quick approval.

  • No Collateral Needed: Obtain funds without the need to pledge any assets.

  • Flexible Repayment: Choose repayment terms up to 90 days that suit your needs.

  • Easy Online Application: Apply for personal loan effortlessly through the simple and convenient Bajaj Markets platform.

  • Fast Disbursal: Approved loans are promptly credited to your bank account.

Ram Fincorp Personal Loan Customer Care Details

If you have any queries or complaints regarding your personal loan, you can reach out to Ram Fincorp through the following channels:

Phone Support

  • General Helpline: +91 95991 96212 / +91 95992 38889

  • Timings: Monday to Saturday, 10 AM to 6 PM

Email Support

  • Level 1 (Customer Service Help Desk): info@ramfincorp.com

  • Level 2 (Customer Relationship Manager): grievance@ramfincorp.com

  • Level 3 (Grievance Redressal Officer): samir@ramfincorp.com

Postal Address

Grievance Redressal Officer
4338, Padam Singh Road, Karol Bagh, New Delhi – 110005
Alternate address: 8/9, 2nd Floor, WEA, Karol Bagh, New Delhi – 110005

Why Compare Personal Loans on Bajaj Markets

Choosing the right personal loan isn't just about getting quick funds, it's about finding terms that truly work for you. Bajaj Markets brings together offers from multiple lending partners on a single platform, making it easy to compare and choose wisely before you apply.

  • Better Interest Rates: Compare rates across lenders to find an offer that keeps your borrowing cost low.
  • Transparent Fees: Review processing fees and other charges upfront, avoiding hidden costs later.
  • Flexible Tenure Options: Match repayment periods to your financial situation by comparing what different lenders offer.
  • Higher Approval Chances: Explore multiple lenders to identify one that best matches your eligibility profile.
  • Time-Saving: Skip visiting multiple websites or branches, view and compare offers conveniently in one place.
Financial Content Specialist

Reviewer

Aakash Jain

Frequently Asked Questions

What is the minimum and maximum a salaried person can get through Ram Fincorp Personal Loan?

You can borrow from ₹1000 up to ₹1.5 Lakhs, depending on your eligibility.

You can get a Ram Fincorp Personal Loan for a repayment period ranging up to 90 days.

To be eligible, you must be between 18 and 60 years of age, have a CIBIL score above 650, and earn a minimum monthly salary of ₹18,000. Meeting these criteria allows you to apply conveniently through the Bajaj Markets marketplace.

You'll need identity and address proof (PAN, Aadhaar, Voter ID, Driving Licence, or Passport), along with income proof such as your last 3 months' bank statements and salary slips, to complete your application.

The minimum interest rate for a Ram Fincorp Personal Loan is 6% p.m.. However, the actual rate offered may vary based on your eligibility, credit profile, and the lender's internal policies.

No, a Ram Fincorp Personal Loan is unsecured, meaning you don't need to pledge any assets or collateral to avail funds. This makes the borrowing process simpler and more accessible for eligible applicants.

Click 'Apply For Loan', enter your personal and professional details, select Ram Fincorp as the lender, choose your desired loan amount and tenure, then submit your application for review and approval.

Ram Fincorp Personal Loans typically offer instant approval once your application and documents are verified. Actual processing time may vary based on individual eligibility and completeness of the submitted information.

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