• Overview
  • Our Partners
  • Comparison
  • FAQs
What is Gold Loan?
Gold is one of the most precious and popular metals in India. And gold loan serves as a viable financial instrument to obtain credit quickly. Apply for a gold loan on Bajaj Markets today.
  • Loan amount – Starting from ₹1500
  • Interest rate starting from 9.48% p.a.
  • Tenure - 7 days to 3 years
  • Gold from home option available
How to Apply for Gold Loan
Begin your application from here and get started with these easy steps:
  • 1 Enter your Loan Type, name, mobile number, date of birth, required loan amount, pincode, gender and email address
  • 2 Once you fill in the details, a loan representative will get in touch with you for further processing
Our Loan Partners
Bajaj Finserv
indiagold
Muthoot Fincorp One
Rupeek
IIFL
Fedfina
Partner Starting Interest Rate (p.a.) Max. Loan Amount Min. Loan Amount Max. Tenure Processing Fee
Bajaj Finance (NBFC)
9.50%
2 Cr
5000
12 months
INR 99
IIFL Finance
11.88%
30 Lacs
20000
24 months
NIL
India Gold
10.20%
No Limit
3000
12 months
up to 1% + GST
Muthoot Fincorp One
9.96%
50 Lacs
1550
12 months
NIL-INR 250
Rupeek
9.48%
1.5 Cr
25000
12 months
up to 1%
Fedfina
12%
10 Lakhs
50000
12 months
Up to 1.25%
*T&C Apply
• What is a gold loan?
A gold loan is a secured form of loan where you can provide collateral in the form of gold articles, in exchange for an amount that is determined by the current market value of your gold.
• Who can avail a gold loan?
Any citizen of India, between the age of 21 and 70 years, and is either a salaried or self-employed individual, can apply for a gold loan.
• Can I prepay the loan amount?
This feature varies between each lender, where some allow you to pre-pay the loan amount with no additional charges while others may levy a fee for this service.
• What will happen if I am unable to repay the gold loan amount?
In most cases, the lender will charge an overdue fee over the gold loan amount. However, if you’re still unable to repay the amount, the collateral you’ve pledged will be auctioned.
• Is a guarantor necessary for a gold loan?
No, a guarantor is not required to avail a gold loan.
• Is my gold secured if I avail a gold loan?
Yes, the gold pledged by you as collateral would be highly secure with the lenders since the articles are kept under electronic surveillance. Lenders also offer insurance for the gold deposited with them.