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  • Overview
  • Interest Rates and Charges
  • Advantage
  • Eligibility Criteria
  • Document Requirement
  • How to Apply
  • FAQs
✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.79% p.m. ✓ Minimal Documentation

Rupeek Gold Loan

Apply for a Rupeek Gold Loan on Bajaj Markets in just a few steps.

Starting Interest Rate 9.48% p.a.
Loan-to-Value Ratio 85%
Max. Tenure 1 Year

Last updated on: Sep 15, 2026

Get Rupeek Gold Loan on Bajaj Markets to meet your financial needs easily. Enjoy various perks like zero pre-closure charges, a convenient doorstep facility, and much more with this loan. Here are some important things about a Rupeek Gold Loan you should consider before applying:

Minimum Loan Amount

₹25,000

Maximum Loan Amount

₹1.5 Crore

Interest Rate

Starting from 0.74% p.m. or 9.48%

Tenure

3-12 months

Loan-to-Value (LTV) Ratio

85%

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Rupeek Gold Loan Interest Rates and Charges

Here are the interest rates and charges applicable on loans against gold from Rupeek:

Charge Type Details

Minimum Loan Amount

₹25,000

Maximum Loan Amount

₹1.5 Crore

Interest Rate

9.48%

Tenure

3-12 months

Processing Fees

Up to 1% of the loan amount

Foreclosure Charges

Depends on the chosen scheme

Note: Terms and charges are subject to change based on the selected loan scheme and lender guidelines. Discuss the specific terms during application to secure the best rates for your financial needs.

Advantages of Applying for a Gold Loan from Rupeek

High Loan Amount

You can apply for a loan amount ranging from ₹25,000 to ₹1.5 Crore to address your various requirements.

Affordable Interest Rates

With the interest rate starting at just 9.48%, the overall cost of the loan becomes affordable.

Flexible Tenure

Choose a comfortable repayment period ranging from 3 to 3-12 months.

No Foreclosure Charges

You can close the gold loan anytime and save on interest without paying prepayment charges.

Repayment Options

Repay the loan comfortably by opting for interest-first payments, bullet payments, or part prepayments.

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Compare Gold Loan Interest Rates Offered by Partner Lenders

Available Offerings Maximum Loan Amount Minimum Interest Rate Maximum Tenure

Rupeek Gold Loan

₹1.5 Crore

9.48%

3-12 months

Fedfina Gold Loan

₹10 Lakhs

12.00%

12 months

Bajaj Finserv Gold Loan

₹2 Crores

9.50%

12 months

IIFL Finance Gold Loan

₹30 Lakhs

11.88%

24 months

indiagold Loan

No Limit

10.20% p.a.

61 days - 12 months

Muthoot FinCorp ONE

₹50 Lakhs

9.96%

12 months

Eligibility Criteria for a Rupeek Gold Loan

Here are the eligibility criteria you need to meet to qualify for a gold loan from Rupeek:

  • You must be above 18 years

  • You must own gold items with the desired purity levels
     

Note: The maximum loan amount is calculated by multiplying the purity, quality, and weight of the pledged asset.

What Documents are Required to Apply for a Rupeek Gold Loan

You need to submit the following KYC documents when applying for a Rupeek Gold Loan:

  • Identity proof: Any one of the following

    • PAN card

    • Aadhaar card

    • Voter ID card

    • Driving licence

    • Passport
       

  • Address proof: Any one of the following

    • Driving license

    • Aadhaar card

    • Voter ID card

    • Passport

    • Utility bill

    • Lease agreement
       

Note: The above are general requirements, and you may have to submit additional documents as per the requirement

What Are the Steps to Apply for a Gold Loan from Rupeek

Follow the below steps to apply for Rupeek Gold Loan on Bajaj Markets:

  • Click on the ‘CHECK ELIGIBILITY’ option on the homepage or download the %$$BrandName$$ App from the Google Play Store or App Store

  • Choose ‘New Gold Loan’ as the type of loan you want

  • Fill in your personal information, including your name, mobile number, and date of birth

  • Specify the loan amount you need and enter your pincode

  • Select your gender (male, female, or other) and provide your email address

  • Click on ‘SUBMIT’
     

A representative will contact you to guide you through the next steps.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

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Financial Content Specialist

Reviewer

Poshita Bhatt

Frequently Asked Questions

Is it safe to get gold loans from Rupeek?

Yes, you can pledge your gold items with Rupeek safely since the assets are stored in the company’s vault. You can withdraw the assets at any time after repayment.

You can get this loan at affordable interest rates starting at just 9.48%. You also enjoy other benefits like a doorstep facility, easy online application, minimal requirements, and more.

The tenure for the loan ranges between 3 months and 3-12 months.

Typically, you are not required to pay any fee when you opt for a foreclosure. However, this is subject to the terms of your loan agreement and Rupeek’s policies. Reach out to the lender to get a complete understanding of how to opt for the facility. Also, gather information regarding the possible charges (if any) that may be levied when you foreclose your gold loan.

Yes. Depending on the terms of your loan agreement and Rupeek’s discretion, you may be able to make part payments for your gold loan. However, be sure to confirm the same with your lender prior to making any financial decisions.

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