indiagold is a digital platform that offers instant gold loans and secure gold locker services across India. You can repay your loan amount in a flexible tenure ranging from 61 Days to 12 Months. You can now also apply for indiagold loan on Bajaj Markets.
indiagold interest rates starts from 9.24% p.a. Nil foreclosure charges and processing fee will be applicable.
Here’s how you can get started with indiagold loan application on:
Visit the gold loan application page on the Bajaj Markets website.
Enter your name, mobile number, date of birth, required loan amount, pincode, etc.
Once you’ve filled in the details, a loan representative will get in touch with you for further processing.
Here’s the eligibility criteria for indiagold loan:
PAN Card
Aadhaar Card
PAN Card
Aadhaar Card
Income Proof (Bank statement, ITR, GST certificate)
Here are the gold loan interest rates for leading banks and NBFCs in India to help you make an informed decision.
Name of the Partner |
Interest Rate |
Repayment Tenure |
|
9.5% - 28% p.a. |
Up to 12 Months |
||
9.24% p.a. onwards |
61 Days - 12 Months |
||
9.96% p.a onwards |
7 Days - 36 Months |
||
9.96% p.a onwards |
3 Months – 12 Months |
||
8.88% p.a. onwards |
3 Months – 12 Months |
||
11.88% p.a. onwards |
1 Month – 60 Months |
Disclaimer: Above mentioned rates are subject to change at the discretion of the bank/NBFC.
Here’s how you can get in touch with the indiagold customer care team:
Request a call back through the indiagold app or website.
Phone No: 080-68495878
Email ID: hello@indiagold.co
Yes, it is 100% safe. The gold that you pledge with Indiagold is stored in a safe and secure vault till the maturity period. Additionally, your pledged gold is also protected with insurance (free of cost), and easy withdrawable, at any time.
indiagold is currently functional in Indore, Mumbai, Noida, Faridabad, Ghaziabad, Chennai, Pune, Gurgaon, Visakhapatnam, Delhi NCR, Hyderabad and Surat.
Any kind of gold jewellery, which is 18K – 22k are accepted. Gold coins, bars, biscuits are not accepted.
For a fresh loan, all you need is a PAN Card and Aadhaar Card. While for balance transfer, you need to submit PAN Card, Aadhaar Card, and additionally Income Proof (Bank statement/ITR/GST certificate).
Yes, indiagold provides Balance Transfer facility.
With ‘Gold Loan At Home Service’, you need not visit the branch to apply for the loan. After filling the basic details, you get to choose the option of your application being processed either from your home or the nearest branch. Our loan manager visits your home to process the loan application.