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Learn how you can apply for a gold loan from Indiagold on Bajaj Markets at competitive interest rates.
Last updated on: Oct 27, 2026
Get an Indiagold Gold Loan on Bajaj Markets at affordable interest rates starting from 10.20% p.a.* (0.85% p.m.*). Enjoy doorstep service, fast disbursal, and minimal paperwork with no end-use restrictions.
You can also benefit from doorstep gold loan services that enable you to get the loan from the comfort of your home or office. Here are some important details of the Indiagold Gold Loan that you should know:
| Particulars | Details |
|---|---|
Minimum Loan Amount |
₹3,000 |
Maximum Loan Amount |
No Limit |
Maximum Tenure |
Up to 61 days - 12 months |
Loan-to-Value (LTV) Ratio |
Up to 85% |
*Disclaimer: The above-mentioned details are subject to change at the discretion of the lender.
Here are the interest rates and charges applicable on loans against gold from Indiagold:
| Particulars | Details |
|---|---|
Interest Rate |
Starting from 0.85% p.m.* or 10.20% p.a.* |
Processing Fees |
Up to 1% + GST |
Foreclosure Charges |
Up to 2% |
*Disclaimer: The above-mentioned rates are subject to change at the discretion of the lender.
To apply for a gold loan with Indiagold, you need to meet the following requirements:
You must be an Indian citizen
The minimum eligible age to apply is 18 years
The gold you pledge should have a purity of at least 18K Gold
You must be a self-employed individual/salaried individual/entrepreneur/ farmer/ trader
Here are some documents you may need to submit when applying for an Indiagold Gold Loan:
Aadhaar Card
Passport
Driving Licence
Voter ID
Aadhaar Card
Passport
Driving Licence
Recent Utility Bill
Access substantial loan amounts with no maximum limit, starting from as low as ₹3,000
Indiagold offers competitive interest rates on gold loans, starting from 10.20% p.a.*
You can get a high loan-to-value (LTV) ratio of up to 85% on your pledged gold
Only nominal fees apply, keeping the overall cost affordable
Follow these simple steps to apply for an Indiagold Gold Loan on Bajaj Markets:
Click on ‘CHECK ELIGIBILITY’ on this page, or download the Bajaj Markets Loan App for Android or iOS
Select ‘New Gold’ under ‘Loan Type’
Fill in your personal details, such as your name, mobile number, date of birth, and your pincode
Enter the loan amount you wish to request
Choose your gender (male, female, or other) and provide your email address
Click on ‘SUBMIT’ to complete the request
After this, a representative will contact you to proceed further. You can then schedule an appointment to have your gold appraised.
| Available Offerings | Maximum Loan Amount | Minimum Interest Rate | Maximum Tenure |
|---|---|---|---|
No Limit |
10.20% p.a. |
61 days - 12 months |
|
₹10 Lakhs |
12.00% p.a. |
12 months |
|
₹2 Crores |
9.50% p.a. |
12 months |
|
₹30 Lakhs |
11.88% p.a. |
24 months |
|
₹50 Lakhs |
9.96% p.a. |
12 months |
|
₹1.5 Crore |
9.48% p.a. |
3-12 months |
Disclaimer: The details are subject to change at the lender’s discretion.
Reviewer
Indiagold ensures complete safety for your gold during the loan process. It is fully insured and stored in secure vaults, and doorstep services are offered for added safety and convenience.
Yes, Indiagold allows you to transfer your existing gold loan balance from another lender to them. This is a suitable option if you are dissatisfied with the loan terms or service provided by your current lender.
The interest rate for an Indiagold Gold Loan starts from 0.85% per month (10.20% p.a.). The applicable rate may vary depending on the loan scheme, pledged gold, and lender-specific terms.
The maximum loan amount available under an Indiagold Gold Loan is not fixed. The sanctioned amount depends on the value, purity, and weight of the gold pledged, subject to the lender's policies.
Indiagold offers a quick application process, and loan approval and disbursal can typically be completed within a short period after the required verification and gold valuation are completed.
If you fail to repay your Indiagold Gold Loan on time, additional charges or penalties may apply. Continued non-payment may result in recovery proceedings, and the pledged gold may be dealt with in accordance with the lender's terms and applicable regulations.
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