Muthoot FinCorp ONE Gold Loan

Meet your financial needs without losing ownership of your assets by opting for a loan against gold through Bajaj Markets with Muthoot FinCorp ONE. The loan offers amounts ranging from ₹1,550 up to ₹50 Lakhs, with interest rates starting from mufcglminint p.a. and flexible tenures of up to 12 months. Additionally, it accompanies nominal processing fee, ensuring a transparent cost structure. Benefit from easy eligibility, a quick application process, and fast disbursal, with the loan amount influenced by the prevailing Muthoot FinCorp ONE gold rate today.

Before you apply it is important to know the Muthoot FinCorp ONE Gold Loan interest rates and other applicable charges given below:

**Disclaimer: The details mentioned above are subject to change as per the lender’s policies.

To apply for a Muthoot Fincorp ONE Gold Loan per gram, meet the following eligibility criteria:

• Minimum Age: 18 years

• Maximum Age: 75 years

• Gold Purity: 18 karat or above

• Collateral: Gold jewellery

Once your application is approved, you need to submit a few essential documents to complete the process. A gold loan typically requires only basic KYC documents for verification before disbursal. This includes proof of identity and address, with most documents accepted as valid for both, making the documentation process simple and convenient. The commonly accepted documents are as follows:

• Aadhaar card

• Driving licence

• PAN card

• Voter ID card

• Passport

• Utility bill

Using tools like a Muthoot FinCorp ONE Gold Loan calculator can also help in estimating the loan amount based on your gold value before applying.

You can apply for the Muthoot FinCorp ONE Gold Loan through Bajaj Markets using the following steps:

1. Click on ‘CHECK ELIGIBILITY’ on this page or download the Bajaj Markets App on your Android or iOS device

2. Select ‘New Gold Loan’

3. Enter your personal details like your name, mobile number, and date of birth

4. Provide the loan amount you wish to request and your PIN code

5. Choose your gender (male, female, or other) and enter your email address

6. Click on ‘SUBMIT’

Following this, a lender’s representative will contact you to further process your application. With mutual consent, they will set a date for your gold’s appraisal.

The maximum tenure for a Muthoot FinCorp ONE Gold Loan can be up to 12 months. As part of the Muthoot FinCorp ONE Gold Loan rate of interest, multiple packback options are available, including bullet repayments, lump sum payments, interest-first payments, partial payments, and monthly instalments. You can make the payment on the lender’s official app through any of the following mediums:

• Debit card

• Net banking

• UPI 

Alternatively, repayments can also be made in cash by visiting a branch office, subject to the limits set by the lender.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.