Muthoot Fincorp One Gold Loan

Gold is a prized asset with many uses, one of which is that it can serve as collateral for a gold loan. One of the top institutions offering this instrument is Muthoot Fincorp One, an SBU of Muthoot Fincorp Ltd. With a Gold Loan from Muthoot Fincorp One, you can affordably meet your short- and long-term needs.

The Muthoot Fincorp One Gold Loan starts from as low as ₹15,000. It also comes with a flexible repayment tenure and the doorstep facility, allowing you to get the funds you need without any hassles. So, why wait! Apply for Muthoot Fincorp One Gold Loan on Bajaj Markets.

Muthoot Fincorp One Gold Loan Interest Rate and Charges

The Gold Loan by Muthoot Fincorp One has an interest rate starting at 0.83% per month, which is among the most affordable rates. Furthermore, there are nil processing fees associated, making the loan a lot more affordable.

*T&C Apply

It is important to remember that the interest rate may change depending on a few factors, including the loan terms. So, read these terms carefully to ensure that the loan terms align with your financial plans.

How to Apply for Muthoot Fincorp One Gold Loan at Bajaj Markets

With digitisation, availing gold loans is easy and quick. In fact, you can apply for the Muthoot Fincorp One Gold Loan on Bajaj Markets without any hassles. Here are the easy steps to follow:

• Step 1: Navigate to the ‘Gold Loan’ tab under the ‘Loans’ section.

• Step 2: Click on ‘Apply For Gold Loan’.

• Step 3: Fill out the form with required information like name, mobile number, and date of birth. Also, enter the required loan amount and pin code.

• Step 4: Submit the form.

After you submit the form, a representative will contact you regarding the loan details and further procedures.

Muthoot Fincorp One Gold Loan Eligibility

Before applying for any gold loan, including a Gold Loan by Muthoot Fincorp One, understanding the eligibility is crucial. By knowing whether you are eligible, you can improve your chances of getting approval.

The Muthoot Fincorp One Gold Loan has relatively easy eligibility criteria, as you are only required to be above 18 at the time of application. This makes the loan more accessible, allowing you to acquire the needed finances quickly and easily.

Muthoot Fincorp One Gold Loan Documents Required

To avail a Muthoot Fincorp One Gold Loan, you will need to submit identity proof and address proof. For both, you can submit either of the following documents:

• Aadhaar card

• Driving licence

• PAN card /Form 60

• Voter ID

• Passport

• Cancelled cheque/front page of your bank passbook

You will also need to submit the following:

• Lease agreement

• Utility bill

It is important to remember that, in some cases, you may be required to submit additional documents. However, the representative will inform you of any additional documents required before you apply.

Features and Benefits of Muthoot Fincorp One Gold Loan

Listed below are the top features and benefits you can enjoy by availing a Gold Loan by Muthoot Fincorp One:

• Flexible Repayment Tenure

With a Muthoot Fincorp One Gold Loan, you can enjoy a repayment tenure of 3 – 12 months. This helps you manage repayment of the loan without any stress.

• Higher Loan-to-value ratio

Higher loan-to-value ratio helps you make the most of your asset and avail the funding you need without compromise.

• Doorstep Facility

The doorstep facility saves you from visiting the branch and allows you to get funds from the comfort of your home. Once you set the appointment, a representative will come to your home to collect the gold.

• Attractive Interest Rates

With interest rates starting at 0.83% per month, the Gold Loan by Muthoot Fincorp One is among the more affordable options to finance for short and long-term needs.

• Secure Storage of Gold

Your gold with Muthoot Fincorp One will be stored in a secure facility at a branch near you, ensuring safety and access whenever needed. Moreover, your gold is insured for an added layer of security.

Compare Muthoot Fincorp One Gold Loan with Other Financial Institutions

Comparing different loan offers is crucial in ensuring you get the best deal in terms of interest rates and the loan amount. Given below is a table of comparison for Gold Loan by Muthoot Fincorp One and other financial institutions:

Disclaimer: The above details are subject to change as per the policies of the financial institution.

Muthoot Fincorp One Customer Care

To contact Muthoot Fincorp One customer care, visit the official website and fill out the form under the ‘Contact us’ tab. A representative will get back to you. You can also try calling +91 8447827817 or write an email at care@onemuthoot.com for the same.