Get a loan against your gold with IIFL Finance on Bajaj Markets. Borrow up to 75% of your gold’s market value at interest rates starting as low as 0.99% p.m. Furthermore, you can enjoy flexible repayment tenures of up to 5 years, complimentary insurance for your gold, and more with an IIFL Gold Loan.

IIFL Gold Loan Details


Loan Details

Loan Amount

Up to ₹30 Lakhs

Interest Rates

0.99% p.m.

Repayment Tenure

Up to 5 years

Processing Fees

₹0 onwards

MTM Charges


Foreclosure Charges


Auction Charges

₹1,500 + ₹200 (intimation charges)

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Compare IIFL with Other Lending Partners

Check out the gold loan interest rates offered by other lenders on Bajaj Markets.

Name of the Partner

Interest Rate

Repayment Tenure


Bajaj Finserv

9.5% - 28% p.a.

Up to 12 Months

Apply Now


9.24% p.a. onwards

61 Days - 12 Months

Apply Now

Muthoot Finance

9.96% p.a onwards

7 Days - 36 Months

Apply Now

Muthoot FinCorp ONE

9.96% p.a onwards

3 Months – 12 Months

Apply Now


8.88% p.a. onwards

3 Months – 12 Months

Apply Now

IIFL Finance

11.88% p.a. onwards

1 Month – 60 Months

Apply Now

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Features & Benefits

High Loan Amounts

You can get an IIFL Gold Loan of up to ₹30 Lakhs on Bajaj Markets.

Low Interest Rates

IIFL Gold Loan interest rates start from just 11.88% p.a.

Easy Documentation

The online loan application process allows you to enjoy a convenient and hassle-free documentation process.

Complimentary Insurance

The gold submitted to the bank as collateral is insured and stored safely by IIFL Finance.

Zero Hidden Charges

IIFL Finance offers complete transparency to its customers with zero hidden charges.

Eligibility Criteria

Here are some of the IIFL Finance Gold Loan eligibility criteria you will be required to fulfil in order to get a loan.

  • You must fall under the age bracket of 18-70 years

  • You must be either salaried, self-employed, trader, farmer, or a professional

  • The gold submitted as collateral should have a purity of 18-22 Karats

Documents Required

If you wish to apply for an IIFL Gold Loan, here are some documents you should keep handy.

  • Identity proof: PAN card/Driver’s license/Aadhaar card/Voter ID/Passport

  • Address proof: Driver’s license/Aadhaar card/Voter ID/ Passport/Electricity bill/Rent agreement/Bank statement

How to Apply for an IIFL Gold Loan on Bajaj Markets

 Follow these easy steps to apply for an IIFL Gold Loan in a quick and hassle-free manner.

  • Click on ‘Apply Now’ on this page

  • Enter the required loan amount and your personal details

  • Following this, a representative will reach out to you for further proceedings

IIFL Consumer Care Details

  • Address: 802, 8th Floor, Hubtown Solaris, N. S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai – 400 069

  • Contact Number: 1860-267-3000, 7039-050-000 (9:30 am to 6 pm - Monday to Friday)

FAQs on IIFL Gold Loan

 You can borrow up to ₹30 Lakhs via an IIFL Gold Loan. The institution offers up to 75% of your gold’s market value. However, the amount offered to you depends on your eligibility.

 The interest rate charged on an IIFL Gold Loan starts from 0.99% p.m., (11.88% p.a.).

 Yes, you can repay an IIFL Gold Loan online via the financial institution’s official application.

 Getting a gold loan from IIFL Finance is definitely safe. The gold you submit as collateral is stored in secure vaults. Furthermore, the institution provides you with complimentary insurance for your gold. Under this, you are liable to get compensation if your gold is lost or damaged in the event of a robbery, etc

✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Apply Now
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