Get a loan against your gold with IIFL Finance on Bajaj Markets. Borrow up to 75% of your gold’s market value at interest rates starting as low as 0.99% p.m. Furthermore, you can enjoy flexible repayment tenures of up to 5 years, complimentary insurance for your gold, and more with an IIFL Gold Loan.
Parameters |
Loan Details |
Loan Amount |
Up to ₹30 Lakhs |
Interest Rates |
0.99% p.m. |
Repayment Tenure |
Up to 5 years |
Processing Fees |
₹0 onwards |
MTM Charges |
₹500 |
Foreclosure Charges |
NIL |
Auction Charges |
₹1,500 + ₹200 (intimation charges) |
Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.
Check out the gold loan interest rates offered by other lenders on Bajaj Markets.
Name of the Partner |
Interest Rate |
Repayment Tenure |
|
9.5% - 28% p.a. |
Up to 12 Months |
||
9.24% p.a. onwards |
61 Days - 12 Months |
||
9.96% p.a onwards |
7 Days - 36 Months |
||
9.96% p.a onwards |
3 Months – 12 Months |
||
8.88% p.a. onwards |
3 Months – 12 Months |
||
11.88% p.a. onwards |
1 Month – 60 Months |
Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.
Here are some of the IIFL Finance Gold Loan eligibility criteria you will be required to fulfil in order to get a loan.
You must fall under the age bracket of 18-70 years
You must be either salaried, self-employed, trader, farmer, or a professional
The gold submitted as collateral should have a purity of 18-22 Karats
If you wish to apply for an IIFL Gold Loan, here are some documents you should keep handy.
Identity proof: PAN card/Driver’s license/Aadhaar card/Voter ID/Passport
Address proof: Driver’s license/Aadhaar card/Voter ID/ Passport/Electricity bill/Rent agreement/Bank statement
Follow these easy steps to apply for an IIFL Gold Loan in a quick and hassle-free manner.
Click on ‘Apply Now’ on this page
Enter the required loan amount and your personal details
Following this, a representative will reach out to you for further proceedings
Address: 802, 8th Floor, Hubtown Solaris, N. S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai – 400 069
Contact Number: 1860-267-3000, 7039-050-000 (9:30 am to 6 pm - Monday to Friday)
You can borrow up to ₹30 Lakhs via an IIFL Gold Loan. The institution offers up to 75% of your gold’s market value. However, the amount offered to you depends on your eligibility.
The interest rate charged on an IIFL Gold Loan starts from 0.99% p.m., (11.88% p.a.).
Yes, you can repay an IIFL Gold Loan online via the financial institution’s official application.
Getting a gold loan from IIFL Finance is definitely safe. The gold you submit as collateral is stored in secure vaults. Furthermore, the institution provides you with complimentary insurance for your gold. Under this, you are liable to get compensation if your gold is lost or damaged in the event of a robbery, etc