Explore the comprehensive details of the Aditya Birla Housing Finance Home Loan, ranging from its competitive interest rates and flexible features to the specific eligibility criteria and documentation required for a seamless application.
Last updated on: April 21, 2026
You can apply for the Aditya Birla Housing Finance Home Loan on Bajaj Markets to manage your home financing needs. Get a loan of up to ₹50 Crores, with interest rates starting from 7.75% p.a. and a repayment tenure of up to 20 years.
Aditya Birla Housing Finance Home Loan comes with competitive interest rates and standard charges.
The key details are provided below:
| Particulars | Details |
|---|---|
Starting Interest Rate |
7.75% p.a. onwards |
Processing Fees |
0.25% to 1.50% of the loan amount |
Disclaimer: The mentioned rates are subject to change at the lender’s discretion.
You can review the additional charges applicable to this home loan below:
| Charges | Details |
|---|---|
Late Payment Fee |
12% p.a. over and above the applicable interest rate (capped at an aggregate of 24% p.a.), plus GST as per applicable laws |
Prepayment/Foreclosure Charges |
NIL for housing loans |
Disclaimer: The mentioned charges are subject to change at the lender’s discretion.
You can get access to a high loan amount of up to ₹50 Crores based on your eligibility to support your property plans
You can benefit from interest rates starting from 7.75% p.a. to help manage borrowing costs
You may experience faster approvals with an express loan sanction
You can choose solutions tailored to suit your financial needs
You can track your loan status at every stage with the ‘Track My Loan’ feature
You can complete the process digitally and access doorstep assistance for convenience
You can expect an average disbursal timeline of around 12 days from login to disbursement
You can check the basic eligibility criteria below before applying for this home loan:
You should be between 25 and 55 years at the time of application
A CIBIL score of 675 or above may improve your chances of approval
You should have at least 3 years of work experience if you are salaried
You should have a minimum income of ₹1 Lakh per annum
The loan is available for properties located in serviceable pincodes
You may need to submit the following documents while applying for the loan:
| Document Type | Details |
|---|---|
Proof of Identity and Address |
Valid KYC documents such as Aadhaar card, PAN card, or passport |
Proof of Income – Salaried |
Latest 3 months’ salary slips showing deductions and Form 16 |
Proof of Income – Self-employed/Professional |
IT returns or financial documents for the last 2 years, certified by a CA |
Bank Statements |
Latest 6 months’ bank statements showing salary or income credits |
Proof of Additional Income (if applicable) |
Rental receipts or documents showing additional income sources |
Property Documents |
Copy of title documents and approved sanction plan |
You can follow these steps to apply for the home loan on Bajaj Markets:
Click on the ‘Apply Now’ button on this page
Select the loan type from the drop-down menu (for example, new home loan)
Fill in the application form with your basic personal and financial details
Review and accept the terms of use and privacy policy
Click on ‘Apply Now’ and follow the on-screen instructions to proceed
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
A CIBIL score of 675 or above is generally preferred to improve your chances of approval.
You need to submit KYC documents, income proof, bank statements, and property documents as per lender requirements.
The average disbursal time is around 12 days, from application to final disbursement.
The interest rate starts from 7.75% p.a., depending on your profile and eligibility.
Yes, both salaried and self-employed individuals can apply, subject to eligibility criteria.
You can get a home loan of up to ₹50 Crores, subject to eligibility and lender policies.
You can choose a repayment tenure of up to 20 years, based on your repayment capacity.