The Chief Minister Rural Path Vendor Loan Scheme by the Government of Madhya Pradesh offers working capital assistance and also trains small traders for an organised rural economy.
Last updated on: March 12, 2026
The Panchayat and Rural Development Department of Madhya Pradesh Government introduced the Chief Minister Rural Path Vendor Loan Scheme to uplift street vendors like thela wala, rehri wala, cycle wala, etc., with interest-free loan of up to ₹10,000. The scheme offers entrepreneurial training, working-capital and low-cost equipment assistance, and promotes timely loan repayment for upliftment of rural businesses.
The CM Rural Path Vendor Loan Scheme offers Entrepreneurship Development (EDP) training to the small traders or local migrant workers through a Rural Self Employment Training Institute (RSETI). The objective of training in the scheme is to help set up a new business optimally before taking credit. Post-training, the low-cost loan is offered through banks.
Chief Minister Rural Path Vendor Loan Scheme features offer key benefits to street vendors, small traders, and others, who form an active component of the rural economy. Explained below are key features and merits of the scheme that can help judge its suitability.
The CM Rural Path Vendor Loan Scheme is designed to target the rural poor. Therefore, selection of applicants to the scheme is based on the Socio Economic Survey Index. Listed below are some eligibility criterias that must be fulfilled for application.
The applicant must be a resident of Madhya Pradesh
The applicant must reside in a rural area
The candidate must belong to the rural poor class and be a small trader or vendor
There shouldn't be any previous government loan defaults by the applicant
The table below highlights the documents required for the Chief Minister Rural Path Vendor Loan Scheme application.
| Document | Details |
|---|---|
Aadhaar Number |
The Aadhaar card must be linked to the mobile number used by the applicant. |
Bank Account Details |
Details like Account Number, IFSC Code, etc., can be required to credit the approved loan amount. |
Samagra ID |
It is the 8 or 9-digit unique identification number issued by the government of Madhya Pradesh to individuals or families for accessing welfare schemes |
Application to the CM Rural Path Vendor Loan Scheme has to be made online. Follow the steps given here to apply to the scheme.
Visit the Street Vendor Portal
Select the Register option
Once you enter your mobile number during registration, a One Time Password (OTP) will be sent to your registered mobile number. Enter the OTP to verify.
Next, select the Rural Path Vendor option
Give the OTP you received on your Aadhaar-linked mobile number to validate your Aadhaar number. In case the phone number you use is not connected to your Aadhaar, go to a kiosk for biometric verification.
After Aadhar verification, the online application page will open
Fill in the mandatory field and upload the necessary documents. Ensure the documents match the specified size and format.
After a careful review and any necessary change, click on Submit or Apply
After the application is successfully submitted, you will receive a confirmation message on SMS
| Scheme Name | Purpose / Key Benefit |
|---|---|
Micro-credit loans to small/micro enterprises under Shishu, Kishor, and Tarun categories. |
|
Short-term skill training and certification to enhance employability. |
|
Credit-linked subsidy for setting up micro-enterprises. |
|
Bank loans (₹10 Lakhs–₹1 Crore) to SC/ST and women entrepreneurs for greenfield enterprises. |
|
Recognition and support for startups through funding, tax benefits, and incubation. |
|
Credit guarantee for collateral-free loans to micro and small enterprises. |
|
Skilling and placement scheme for rural poor youth. |
|
Health insurance scheme offering cashless treatment for secondary and tertiary care. |
The Chief Minister Rural Path Vendor Loan Scheme offers rural street vendors or small traders an opportunity to move towards organised entrepreneurship. This scheme aims at comprehensive upliftment not only through financial assistance, but also through training. Moreover, regular repayment of the interest-free debt can help small traders build their creditworthiness to apply for business loan in the future to scale up their businesses.
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Reviewer
The Chief Minister Rural Path Vendor Loan Scheme is offered by the Madhya Pradesh government to street vendors or rural small traders. The scheme offers interest-free credit of up to ₹10,000, along with training, working capital assistance, and more.
The loan is for rural small vendors who reside in Madhya Pradesh. Moreover, if the applicant has a default in repayment of any other government credit scheme, they cannot apply for the loan.
The Chief Minister Rural Path Vendor Loan Scheme offers a loan of up to ₹10,000.
Application has to be made to the Chief Minister Rural Path Vendor Loan Scheme online through the Street Vendor Portal. After registration and Aadhaar verification, the form opens. Fill in the required details and click Apply or Submit.
The scheme offers working capital assistance of up to ₹10,000. Since the scheme terms it as a working capital assistance, the funds must be used in the business of the trader or street vendor.