Ways to Find Your Demat Account Number

A Demat account is essential for holding and trading securities in electronic form. If you have recently opened one, you may be wondering how to find your Demat account number. 

This unique number is crucial for verifying your holdings, placing trades, and receiving credits from IPOs, dividends, or corporate actions.

A Demat account number is a unique identifier assigned to you by the Depository Participant (DP). It is used to track and manage your securities.

The two share depositories in India have their own system of assigning this number:

• NSDL Demat Account: 16-digit numeric code starting with ‘IN’ followed by 14 digits (e.g., IN30249612345678)
  

• CDSL Demat Account: Pure 16-digit numeric code (e.g., 1234567890123456)

   

The Demat account number is also referred to as a Beneficiary Owner ID (BO ID). It is linked to your PAN and is required for all securities-related transactions. 

There are multiple ways to check or recover your Demat account number. Check the process to follow based on the platform or method you prefer.

1. Welcome Letter or Account Opening Documents

When you open a Demat account with any broker or financial institution, you receive a welcome letter or account confirmation email. This document contains:

• Your Demat account number

• Your DP name and ID

• BO ID or Client ID

   

You may receive this either physically or by email, depending on your communication preferences at the time of account opening. You can use these documents to check your account number. 

2. Online Trading Platform or Mobile App

Most brokers give you access to a trading platform or a mobile app. You can:

Step 1: Log in using your credentials

Step 2: Go to the ‘Profile’ or ‘Account Settings’ section

Step 3: Find your Demat account number under ‘Account Details’ or ‘Depository Details’

 

This is a fast and secure way to check your number if you have login access.

3. Demat Account Statement

You receive a periodic Demat account statement from your DP via email or post. This statement contains your:

• Name

• DP ID

• Client ID or BO ID

• Demat account number

   

These statements are usually sent quarterly – or monthly in case of transactions.

4. Client Master Report (CMR)

The CMR is a detailed document provided by your DP upon request that contains key personal and financial information. It lists:

• Your personal details

• Linked PAN

• DP ID and BO ID

• Bank account and nominee details

   

To get a CMR, you can place a request letter with your broker or download it from your account dashboard, if the option is available.

5. NSDL or CDSL Website

If you know whether your account is under NSDL or CDSL, you can follow this process on both portals:

For NSDL:

• Visit: https://www.nsdl.co.in/
  

• Use the ‘IDeAS’ login if registered
  

• Your Demat account number will be visible under account holdings
  

For CDSL:

• Visit: https://www.cdslindia.com/
  

• Click on ‘Login to – Easi/Easiest’
  

• View your Demat account information under your profile

   

These portals require registration and verification of your PAN, mobile number, and date of birth.

6. Via PAN

If you have lost access to your broker's platform or emails, you can still trace your Demat account using your PAN. Here is how:

1. Visit your broker’s website or mobile app
   

2. Use the “Forgot User ID” or “Account Recovery” option
   

3. Enter your PAN, registered mobile number, and email ID
   

4. You may receive your account number via email or SMS after verification

    

This method only works if your PAN is correctly linked with your Demat account and verified.

7. Customer Support or Broker Assistance

You can also reach out to your stockbroker’s customer service via:

• Phone

• Email

• Live chat

• In-person visit (if applicable)

   

Verify your identity using your PAN, registered mobile number, or email address to retrieve your Demat account number.

This unique identifier is not just a random string of digits. It is a combination of certain critical components. Check out the key terms related to it below:

DP ID vs. Client ID

• DP ID: Unique code of the Depository Participant (e.g., broker or bank)
  

• Client ID: Your unique ID assigned by the DP

   

In NSDL, the Demat number is the combination of DP ID and Client ID.  On the other hand, the CDSL Demat number is the 16-digit BO ID.

BO ID (Beneficiary Owner ID)

Your BO ID is the same as your Demat account number in CDSL. In NSDL, it includes a prefix (‘IN’) followed by numeric digits.

While convenient online and offline methods exist for retrieving this number, exercise caution during this process. Malicious actors frequently target such vital financial information, making vigilance a necessity to safeguard your investments. Follow tips such as:

• Always access your account only through official portals
  

• Avoid sharing your Demat account number or login credentials with unauthorised sources
  

• Enable 2FA or OTP-based login for added security
  

• Check emails from your DP regularly for updates or alerts

Your Demat account number is essential for operating in the Indian stock market. Whether you're an investor or a trader, knowing how to find it ensures smooth account access. If you’re unable to locate it, refer to your broker’s platform, account documents, or use your PAN to retrieve the details securely.

This content is for educational purpose only and the same should not be construed as investment advice. Bajaj Finserv Direct Limited shall not be liable or responsible for any investment decision that you may take based on this content.