Matelco Cycles are engineered to offer a seamless blend of modern technology and robust durability, catering to everything from daily city travel to high-performance mountain biking. Featuring a diverse lineup that includes advanced electric bikes and sturdy mountain bikes, Matelco ensures a superior riding experience with focus on ergonomic comfort and efficient power delivery. Whether you are a student looking for a budget-friendly commute or a performance rider tackling steep hills, you can shop for Matelco models online or offline using your Insta EMI Card.

Here is a list of popular models available for purchase:

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Matelco cycle on EMI through these simple steps:

Buy Online Using EMI Card

1. Visit an authorised Bajaj Finserv partner website

2. Explore Matelco Cycles available online

3. Select your preferred cycle model and opt for EMI payment

4. Provide the required details and complete the verification process

5. Confirm the EMI tenure and place the order

Buy Offline at Partner Stores Using EMI Card

1. Find an authorised Matelco Cycle retail store near you

2. Browse through the available cycle models in-store

3. Choose your desired model and select EMI Card payment at checkout

4. Complete the payment process at the billing counter

5. Take home your new cycle with easy and flexible EMIs

• No Cost EMI for selected tenures, ensuring you pay only the product price without extra interest.
  

• Zero Down Payment options available on selected Matelco models.
  

• Flexible Tenure options to suit your personal financial planning
  

• Pan-India acceptance at thousands of partner stores and online portals.
  

• Easy upgrades to premium electric or multi-speed models without an upfront cash burden.
  

• Budget control allows you to manage daily expenses while owning a high-performance bike.
  

• Rider Type: Perfect for students, office-goers, and adventure seekers interested in electric or mountain biking.
  

• Height & Fit: Models like the Ultra A20 are perfect for kids, while the 26" series caters to teenagers and adults.
  

• Riding Purpose: Choose the Urbano or Iris series for long-distance commuting, or the Ultra series for rugged terrains.
  

• Gear Requirement: Opt for the 21 or 27-speed Shimano systems for hilly areas, or single-speed for flat city roads.
  

• Frame Durability: Available in Carbon Steel, Mild Steel, and Aluminium Alloy to balance weight and sturdiness.

Matelco extends its engineering expertise to various specialised categories to suit every rider's needs.

• Matelco Electric Mountain Bikes  Cycles: Advanced e-bikes like the Urbano and Iris series, featuring high-torque motors and long-range batteries for effortless long-distance commuting.
  

• Matelco Geared Mountain Bikes: Rugged off-roaders equipped with Shimano 7, 21, or 27-speed gear systems, designed to tackle steep inclines and rough trails with ease.
  

• Matelco Hybrid City Cycles: Slim-tyre models built for speed and agility on tarmac, offering a lightweight frame and upright posture for comfortable urban fitness.
  

• Matelco Junior Mountain Bikes  Cycles: Scaled-down mountain bikes like the Ultra A20, specifically designed with safety and durability in mind for younger riders aged 6–10.

Besides Matelco, several other top cycling brands are available through the EMI Card at authorised online platforms and retail outlets.

• Montra Cycles: A premium choice for enthusiasts looking for high-end alloy frames, road bikes, and performance-driven hybrid cycles.
  

• Hero Cycles: One of India’s most trusted brands, offering a massive range of budget-friendly, durable cycles for all age groups.
  

• Btwin Cycles: Available via Decathlon, these are known for their international design standards, innovative features, and excellent build quality.
  

• Hercules Cycles: A legacy brand famous for its sturdy construction, offering reliable mountain bikes and roadsters for daily rugged use.