Neelam Electric Cycles are available for purchase online and offline through the Bajaj Finserv Insta EMI Card, offering flexible repayment options for eco-friendly commuting and fitness riding, making sustainable mobility accessible and affordable for everyone.
Last updated on: March 12, 2026
Neelam Electric Cycles, manufactured by the legendary Seth Industrial Corporation, represent a perfect synergy of traditional cycling reliability and modern electric innovation. Designed for the diverse Indian landscape, these e-bikes serve as an efficient solution for daily commuting, leisurely fitness rides, and eco-friendly urban travel. Each model is built with a focus on durability, featuring robust frames, responsive disc brakes, and lithium-ion battery technology that reduces physical strain while maintaining a smooth riding experience. By using the Bajaj Finserv Insta EMI Card, these premium electric cycles become accessible through flexible EMI plans, allowing riders to transition to green mobility without a significant upfront financial commitment.
Neelam offers a diverse range of electric cycles engineered for durability and efficiency. Whether you are navigating busy city streets or exploring suburban trails, these models provide a perfect blend of manual pedalling and electric assistance. Below are some of the popular Neelam e-bikes available through the Bajaj Finserv Insta EMI Card:
Model Name |
Cycle Type |
Motor Power |
Battery Capacity / Range |
Charging Time |
Wheel Size |
Typical Price (₹) |
Neelam E-MTB |
Mountain |
250W BLDC |
36V 7.8Ah / 40-50km |
4–5 Hours |
27.5" |
₹24,500 – ₹27,500 |
Neelam City E-Step |
City |
250W |
36V 6.36Ah / 30-35km |
3–4 Hours |
26" |
₹22,000 – ₹25,000 |
Neelam Hybrid E-20 |
Hybrid |
250W BLDC |
36V 7.5Ah / 45km |
4–5 Hours |
700C |
₹28,000 – ₹31,000 |
Neelam Compact E |
Foldable |
250W |
36V 6Ah / 25-30km |
3 Hours |
20" |
₹19,500 – ₹23,000 |
Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.
Investing in a Neelam e-bike is significantly easier when using the Bajaj Finserv Insta EMI Card.
Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.
Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.
Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.
Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.
Neelam Electric Cycles are versatile machines designed to cater to various lifestyle needs.
You can apply for the Bajaj Finserv Insta EMI Card through a quick digital process with minimal documentation. Once active, follow these steps to purchase your Neelam e-bike:
Neelam provides a diverse range of electric mobility solutions designed for specific riding environments and user preferences:
If you wish to compare Neelam with other industry leaders, the Insta EMI Card covers a wide range of manufacturers:
Reviewer
Yes, the Bajaj Finserv Insta EMI Card can be used to purchase Neelam Electric Cycles at both online and offline partner outlets.
Absolutely. You can choose a repayment period between 3 and 60 months based on your financial convenience.
For many models, a zero down payment offer is available, meaning you can start riding without any upfront cost.
They are ideal for daily commuters, eco-conscious students, and fitness enthusiasts looking for a lower-impact cardio option.
Range and speed may vary slightly based on the rider's weight, tyre pressure, and whether you are riding on flat tarmac or inclined surfaces.
Yes, they are specifically designed for efficient urban travel, helping you avoid traffic and parking hassles.
Most Neelam models take between 3 to 7 hours to reach a full charge, depending on the battery capacity.
Yes, models with front suspension and sturdy wheel builds are designed to absorb shocks from uneven urban roads.
Buyers should verify the motor wattage, the maximum range on a single charge, the frame size, and the availability of local service centres.