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✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today!

Buy Ultimus Laptops on Using the Insta EMI Card

Ultimus laptops can be purchased online or offline using the Bajaj Finserv Insta EMI Card with flexible EMI options for convenient monthly repayments.

Partner Stores 1.5 Lakh
Max. Pre-qualified Loan Offer ₹3 Lakhs

Last updated on: February 21, 2026

Product Overview

Ultimus laptops are suitable for users who need reliable devices for basic tasks such as online learning, document work, video calls, and web browsing. These laptops are commonly used by students, entry-level professionals, and home users who prefer simple functionality and lightweight designs. With SSD storage and efficient processors across models, Ultimus laptops support smooth everyday usage. Using the Bajaj Finserv Insta EMI Card, buyers can purchase eligible Ultimus laptop models online or from partner stores and repay the amount through easy monthly instalments.

Popular Ultimus Laptops You Can Purchase on EMIs

These figures clearly show the monthly EMI, total interest, and overall repayment amount for various home loan amounts at a 7.45% annual interest rate over 30 years. Here is a detailed breakdown to simplify your home loan comparisons:

Loan Amount

Monthly EMI

Total Interest Amount

Total Payable Amount

50 Lakhs

34,926

75,73,537

1,25,73,537

1 Crore

69,852

1,51,47,075

2,51,47,075

3 Crores

2,09,558

4,54,41,227

7,54,41,227

5 Crores

3,49,264

7,57,35,379

12,57,35,379

10 Crores

6,98,529

15,14,70,758

25,14,70,758

Disclaimer: The EMI amounts, total interest, and overall repayments shown above are calculated based on an interest rate of 7.45% p.a. and may vary depending on your lender\’s terms. Please verify these figures with your lender or financial advisor before making financial decisions.

How to Use the Bajaj Finserv Insta EMI Card to Buy an Ultimus Laptop

you can apply for the Bajaj Finserv Insta EMI Card and use the approved credit limit to purchase eligible Ultimus laptops.

Online Steps:

  1. Visit a Bajaj Finserv partner website.

  2. Browse the available Ultimus Laptop models.

  3. Select your preferred model and choose the EMI payment option.

  4. Complete the application process and verify your details.

  5. Confirm your purchase and select the desired EMI tenure.

Offline Steps:

  1. Visit the Bajaj Finserv partner store nearby.

  2. Explore the Ultimus Laptop models available in-store.

  3. Select a model you want and request the EMI payment options.

  4. Finalise your purchase at the billing counter.

  5. Take home your new Ultimus Laptop with easy EMI payments.

Benefits of Buying an Ultimus Laptop Using the Insta EMI Card

Using the Bajaj Finserv Insta EMI Card makes laptop purchases easier to manage.

  • Easy EMI: Spread the cost over easy monthly instalments, making your purchase budget-friendly

  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget

  • Pan-India Acceptance: The Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.

  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs

Who Should Buy an Ultimus Laptop

Ultimus laptops target budget-conscious students, first-time buyers, and casual users seeking affordable Windows laptops under ₹30,000 with Intel Celeron/N-series processors, lightweight designs, and basic productivity features for e-learning and everyday tasks.

  • School Students

    Avita Satus Ultimus and Ultimus Lite models with Celeron N4020, 4-8GB RAM, 128-256GB SSD, 14.1" FHD anti-glare displays, and 5000mAh batteries handle Google Classroom, homework assignments, YouTube tutorials, and Zoom classes in 1.3kg portable chassis.

  • College Freshers

    Ultimus ProNXT and Apex 5 featuring Intel N100/Core i3 12th Gen, 8GB DDR4, 256-512GB expandable SSD, 14.1" FHD IPS screens, and 180° hinges support note-taking apps, MS Office, web research, and light multitasking during 6-8 hour campus days.

  • Parents for Kids

    Entry-level Ultimus Lite NU14 variants with Windows 11 Home, HD webcams, stereo speakers, and thin bezels deliver safe browsing, educational games, family video calls, and parental controls without premium pricing or complex configurations.

  • Rural Learners

    Basic Celeron N4020 configurations under ₹15,000 offer offline study materials, BYJU'S courses, and Khan Academy access with HDMI connectivity for TV displays and USB ports for pendrive-based content in areas with limited internet bandwidth.

Other Ultimus Laptop Types You Can Buy Using Insta EMI Card

Ultimus laptops offer diverse configurations beyond entry-level models, all eligible for EMI purchases through Bajaj Finserv partner networks.

  • Gaming Enthusiasts

    Ultimus Pro Gaming variants with Intel N100 processors, 8GB RAM, integrated graphics, and 14.1" FHD displays handle lightweight esports titles like Valorant, Minecraft, and Roblox at 720p settings alongside Discord streaming.

  • Business Users

    Ultimus Elite i5 10th Gen models featuring 8GB RAM, 512GB SSD, RJ45 LAN ports, and 14.1" FHD IPS screens support corporate applications, video conferencing, and inventory management software in durable 1.3kg chassis.

  • Power Users

    Ultimus Apex Pro Pentium N4200/Intel Core i3 configurations with 512GB expandable storage, Iris Xe graphics, and multiple USB ports enable dual-monitor setups, light Photoshop editing, and Excel data analysis under ₹25,000.

  • Higher Education

    Ultimus S152 15.6" FHD models with Celeron N4020, 4GB RAM, 256GB SSD, and numeric keypads serve engineering students for MATLAB basics, programming tutorials, and PDF research during 6-hour library sessions with HDMI connectivity.

Other Brands Offering Laptops on EMIs

Lenovo, HP, Dell, Asus, Acer, and several other brands offer laptops on EMI through Bajaj Finserv Insta EMI Card, Flipkart, Reliance Digital, and Croma partner networks with flexible 3-60 month tenures and zero down payment options.

  • Lenovo provides students and professionals IdeaPad Slim 3i (₹28,000+) for college work and ThinkPad E14 (₹50,000+) for business use, available via Lenovo.com no-cost EMI schemes.

  • HP targets office workers and gamers with Pavilion Plus 14 (₹32,000) hybrid laptops and Victus 15 gaming models (₹65,000+), accessible through Croma stores and HP World financing.

  • Dell serves business users with Inspiron 3530 (₹38,000) daily drivers and premium XPS 13 (₹1 lakh+) through Dell India EMI portal and Vijay Sales partners.

  • Asus offers Vivobook 15 (₹35,000) budget options for students and ROG Zephyrus (₹1.5 lakh+) gaming laptops via Flipkart EMI and Asus Exclusive Stores.

  • Acer delivers Aspire 5 (₹26,000) entry-level and Nitro 5 (₹70,000) gaming laptops financed through Amazon Pay Later across 1.5 lakh+ partner outlets pan-India.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Are Ultimus laptops suitable for entry-level users?

Yes, Ultimus laptops are designed for basic computing needs and first-time users.

How is Ultimus laptop performance for basic office tasks?

Ultimus laptops can handle tasks such as document editing, emails, and video calls smoothly.

Do Ultimus laptops offer SSD storage by default?

Most Ultimus laptop models come with SSD storage for faster boot times and responsiveness.

Is Ultimus laptop good for online classes?

Yes, Ultimus laptops are commonly used for online learning and virtual classrooms.

Can Ultimus laptops be purchased on EMI?

Eligible Ultimus laptop models can be purchased using the Bajaj Finserv Insta EMI Card.

Are affordable EMI options available on Ultimus laptops?

EMI options depend on the retailer and applicable EMI scheme terms.

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