Urban Star cycles provide a reliable and stylish solution for diverse riding needs, now accessible on Easy EMI through the Bajaj Finserv Insta EMI Card.
Last updated on: April 04, 2026
Urban Star cycles offer a versatile range of bicycles, from rugged mountain bikes built for adventure to efficient hybrid models perfect for daily commuting. Designed with durable steel and alloy frames, these cycles cater to all age groups, including kids, teenagers, and adults. Whether you are navigating busy city streets for fitness or exploring off-road trails, Urban Star ensures a smooth and stable ride. By using the Bajaj Finserv Insta EMI Card, you can bring home your favourite cycle without the stress of a large upfront payment, spreading the cost over a flexible repayment period at any Bajaj Finserv partner store or website.
Urban Star provides a variety of cycles featuring modern aesthetics and robust build quality to suit different terrains and rider preferences.
Model Name |
Cycle Type |
Frame Material |
Wheel Size |
Gear Type |
Brake Type |
Ideal For |
26T-DISC-WHITE |
MTB |
Hi-Ten Steel |
26 inches |
Non-geared (single speed) |
Dual disc |
Teens and adults (10+ yrs), urban & light trails |
26T Multi-Use |
MTB/Hybrid |
Hi-Ten Steel |
26 inches |
Non-geared |
Dual disc |
Daily commuting, city rides, men/youth |
16T Kids Pink |
Kids |
Steel |
16 inches |
Non-geared |
Caliper |
Junior riders (4–6 yrs), with training wheels |
20T Junior |
Kids |
Hi-Ten Steel |
20 inches |
Non-geared |
V-brake (or Disc – choose one) |
Kids 6–9 yrs, street and park riding |
24T Unisex |
MTB/Hybrid |
Steel |
24 inches |
Non-geared |
Disc (front & rear, if applicable) |
Teens/urban riders, daily use |
Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.
Securing an Urban Star cycle is straightforward with the Bajaj Finserv Insta EMI Card. If you do not have a card yet, you can apply digitally on the Bajaj Finserv website for a pre-approved loan limit of up to ₹3 Lakhs with minimal documentation.
Online Steps:
Visit a Bajaj Finserv partner website
Browse the available Urban Star Cycle
Select your preferred model and choose the EMI payment option
Complete the application process and verify your details
Confirm your purchase and select the desired EMI tenure
Offline Steps:
Visit a Bajaj Finserv partner store
Explore the Urban Star Cycle available in-store
Select a model you want and request the EMI payment options
Finalise your purchase at the billing counter
Take home your new Urban Star Cycle with Easy EMI payments
Purchasing your Urban Star cycle on Easy EMI using the Insta EMI Card offers several financial advantages:
Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly
Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget
Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India
Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs
Urban Star cycles suit beginner riders, kids, and casual urban commuters in India seeking affordable, durable non-geared bikes for everyday use on city roads or light paths.
Rider Age & Height Suitability: Best for kids aged 4-10 years (height 3'10"+ to 4'6") on 16T-20T models, and youth/adults 10+ years (4'6"+) on 24T-26T frames—adjustable seats ensure growing fit without frequent upgrades
Riding Purpose: Ideal for casual commuting (school/work), recreational fitness rides under 10km, or learning balance; non-geared simplicity suits flat urban routes over intense training or long tours
Terrain Type: Handles paved city streets, mild potholes, and packed dirt paths well with fat tires and basic front suspension—avoid steep hills, technical trails, or highways needing speed/gears
Expand your cycling horizons by exploring these specialised categories from Urban Star:
Urban Star MTB Cycles: Designed for off-road durability with wide tyres and disc brakes
Urban Star Road Cycles: Built for speed and efficiency on smooth city pavements
Urban Star Hybrid Cycles: The perfect multi-purpose bike for both commuting and fitness
Urban Star Kids Cycles: Safe and colourful options tailored for young learners and toddlers
If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv Insta EMI Card:
Hero Cycles on EMI: Explore a wide variety of traditional and modern cycles for all ages
Firefox Cycles on EMI: Premium performance bikes for serious cycling enthusiasts
Cradiac Cycles on EMI: High-performance cycles for commuting and mountain trails
Stryder Cycles on EMI: Durable and reliable bicycles backed by the trust of Tata
Reviewer
Yes, Urban Star hybrid models are available on Easy EMI through Bajaj Finserv partner retailers and online platforms, allowing you to spread the cost conveniently.
Absolutely. You can select the EMI payment option during the checkout process on any Bajaj Finserv partner website by using your Insta EMI Card.
Yes, Urban Star offers specialised city and hybrid bikes with lightweight frames and smooth-rolling tyres specifically designed for efficient urban commuting and daily travel.
While many models feature durable high-tensile steel, Urban Star also provides certain models with alloy components to ensure a balance between strength and a lightweight feel.
Urban Star cycles are engineered with ergonomic geometries and high-quality components to ensure a comfortable and smooth experience on city roads.
Yes, these cycles feature adjustable saddles and ergonomically designed handlebars to help riders maintain a comfortable seating posture and reduce back strain.
Urban Star offers a wide range of frame and wheel sizes, from 14-inch for kids to 26-inch for adults, ensuring a perfect fit for every rider.
Urban Star cycles are highly reliable for daily travel, featuring rust-resistant coatings, sturdy frames, and dependable braking systems for long-term usage.