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Buy Xaipro Cycles on EMI

Xaipro Cycles deliver a reliable and sturdy riding experience for commuters, fitness enthusiasts, and kids, now available with Easy EMI payment options.

Last updated on: April 30, 2026

Product Overview

Xaipro Cycles offer a diverse selection of bicycles designed to handle the rigours of daily commuting, fitness routines, and adventurous weekend trails. Built with a focus on durability and rider comfort, these cycles cater to various age groups and skill levels, ensuring stable handling across urban roads and off-road paths. By utilising the Bajaj Finserv Insta EMI Card, you can make owning a Xaipro Cycle more convenient by spreading the total cost into manageable monthly instalments. This financial flexibility allows you to acquire a high-quality bicycle without a significant upfront expenditure, whether you choose to shop at partner stores or through partner websites of Bajaj Finserv.

Popular Xaipro Cycles You Can Purchase on EMI

Xaipro provides a variety of bicycles tailored to meet specific terrain and rider requirements. From rugged mountain bikes to versatile city units, these models combine modern aesthetics with functionality.

Model Name Type / Wheel-size Indicative Price* Age Group (years) Gear / Brakes

20T Xaipro Max-300 Kids Cycle (Red, 85% assembled)

20 T mountain

₹2,898

7–10

Single‑speed, wire front & rear brakes

20T Xaipro Max-300 Kids Cycle (Sky blue, 85% assembled)

20 T mountain

₹2,788

7–10

Single‑speed, wire front & rear brakes

SELTON (M‑RIM) RED BICYCLE

16 T BMX

₹2,548

~4–6

Single‑speed, wire front & rear brakes

16T KILLROAD (4–7 Years Kids, Red, semi‑assembled)

16 T road

₹2,577

4–7

Single‑speed, wire front & rear brakes

16T SELTON BMX (M‑RIM) ORANGE BICYCLE

16 T BMX

₹2,568

~4–6

Single‑speed, wire front & rear brakes

20T EAGLE HEAVY DUTY METAL RIM BICYCLE (Red)

20 T utility

₹2,947

5–8

Single‑speed, wire front & rear brakes

14T HECTOR SKY BLUE HIGH QUALITY METAL RIM BICYCLE

14 T BMX

₹2,352

2–5

Single‑speed, wire front & rear brakes

16T KILLROAD (4–7 Years Kids, Premium Quality, semi‑assembled)

16 T road

₹2,613

4–6

Single‑speed, wire front & rear brakes

20T B‑Nine Metal Rim bicycle for 6 to 9 years kids

20 T BMX

₹2,947

6–9

Single‑speed, wire front & rear brakes

SELTON (M‑RIM) SKY BLUE BICYCLE

16 T BMX

₹2,668

4–6

Single‑speed, wire front & rear brakes

20T EAGLE HEAVY DUTY METAL RIM BICYCLE (Sky blue)

20 T utility

₹3,006

5–8

Single‑speed, wire front & rear brakes

16T SELTON BMX (M‑RIM) ORANGE BICYCLE (higher‑priced variant)

16 T BMX

₹3,494

~4–6

Single‑speed, wire front & rear brakes

16T Xaipro Max-300 Kids Cycle (Sky, 90% assembled, popular kids model)

16 T mountain

₹2,718

5–7

Single‑speed, wire front & rear brakes

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Xaipro Cycle

The application for the Bajaj Finserv Insta EMI Card is entirely digital, offering a pre-approved limit for immediate use. Once your card is active, purchasing a Xaipro Cycle on EMI is a seamless process:

Online Steps:

  1. Visit a Bajaj Finserv partner website

  2. Browse the available Xaipro Cycle

  3. Select your preferred model and choose the EMI payment option

  4. Complete the application process and verify your details

  5. Confirm your purchase and select the desired EMI tenure

Offline Steps:

  1. Visit a Bajaj Finserv partner store

  2. Explore the Xaipro Cycle available in-store

  3. Select a model you want and request the EMI payment options

  4. Finalise your purchase at the billing counter

  5. Take home your new Xaipro Cycle with Easy EMI payments

Benefits of Buying a Xaipro Cycle Using the EMI Card

Using the Insta EMI Card to purchase your cycle offers several financial and lifestyle advantages:

  • Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.

  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.

  • Pan-India Acceptance: The Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.

  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.

Who Should Buy a Xaipro Cycle? A Buying Guide

Xaipro Cycles suit kids and beginner riders in India, offering simple, budget‑friendly single‑speed bikes with basic steel frames and metal rims in sizes from 14T–20T for everyday play and light neighborhood riding. They are best as entry‑level, fun‑oriented cycles, not as fitness or serious commuting machines.

Rider Age & Height Suitability

  • Kids 4–10 years (roughly 100–135 cm / 3'3"–4'5"): Xaipro Plus models are clearly marked as 4–6, 5–7, 6–9, or 7–10 years, matching 14T–20T wheels used for learning and short rides.

  • Suitable for small to medium‑statured children; these bikes are not designed for teens or adults who need proper geometry, long‑range comfort, or grown‑up performance.

Riding Purpose (Fitness / Commute / Adventure)

  • Learning & play: Ideal for first‑time riders to build balance and confidence in parks, societies, or safe open areas.

  • Very light commuting: Can handle short, flat routes (1–3 km) to nearby school or playgrounds, but not efficient or comfortable for daily fitness rides or long‑distance use.

  • Light adventure only: Fine for easy paths and paved roads, but not for serious off‑road or long adventure rides.

Terrain Type & Gear Requirement

  • Terrain: Best on smooth, flat, paved or lightly uneven residential roads; rigid frames and basic wire brakes work adequately at low speeds.

  • Gears: All common Xaipro Plus cycles are single‑speed, so they are only suitable for flat terrain without steep climbs; avoid them if you regularly face hills or need gearing support.

Frame Durability

  • Built with simple steel frames and metal rims, giving basic durability for typical kids’ rough use and mild Indian road conditions.

  • Adequate for light‑to‑moderate impacts at low speeds (small curbs, bumps), but not as robust as geared MTBs or hybrid bikes meant for heavier daily commuting and rougher roads.

Other Xaipro Cycle Types You Can Buy Using EMI Card

Expand your cycling horizons by exploring these specialised categories from Xaipro:

  • Xaipro MTB Cycles: Budget‑friendly, rugged‑looking bikes for kids and casual riders on light off‑road paths.

  • Xaipro Road Cycles: Simple, faster‑feeling road‑style bikes for short, flat rides and light fitness.

  • Xaipro Hybrid Cycles: Comfort‑oriented, mixed‑use bikes for easy commutes and leisure in cities.

  • Xaipro Kids Cycles: Affordable, EMI‑friendly first‑bikes for children aged roughly 4–10 years.

Other Brands Offering Cycles on EMI

If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv Insta EMI Card:

  • Hero Cycles on EMI: Trusted Indian brand offering mountain, city, kids, and women’s cycles that you can often buy on EMI through Hero’s official site partners and third‑party EMI platforms.

  • Firefox Cycles on EMI: Popular mid‑range MTB and hybrid bikes available on many online stores with EMI options via bank cards or financing apps.

  • Cradiac Cycles on EMI: Budget‑oriented kids and city cycles that can usually be purchased on EMI via large e‑commerce sites offering Easy EMI or card‑based installment plans.

  • Stryder Cycles on EMI: Sporty‑looking MTB and hybrid models commonly listed on online marketplaces with EMI support depending on your card and current bank offers.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions (FAQs)

Is EMI available on Xaipro Cycles across adult frame sizes?

Yes, Xaipro Bicycles come in various frame sizes and wheel options, such as 26-inch or 29-inch, and all are eligible for EMI plans through Bajaj Finserv partner retailers.

Are Xaipro Cycles eligible for EMI during festive sales?

Absolutely. During major festive seasons and e-commerce sales, many Xaipro models qualify for Easy EMI and Zero Down Payment offers for cardholders at partner stores and websites.

Can EMI be selected at checkout for Xaipro Cycle purchases?

Yes, when shopping online at a partner website, you can select the Bajaj Finserv Insta EMI Card at the payment gateway and choose a tenure that fits your monthly budget.

Are Xaipro Cycles suitable for casual urban riding?

Yes, Xaipro offers specific city and hybrid variants designed with comfortable geometries and efficient tyres, making them ideal for casual urban riding, fitness, and daily commuting.

Do Xaipro Cycles offer durable steel frames?

Yes, Xaipro Cycles are known for their high-tensile steel frames which provide exceptional durability and strength, making them reliable for heavy-duty usage and long-term performance.

Are Xaipro Cycles designed for beginner riders?

Xaipro provides a variety of single-speed and geared bicycles that are perfect for beginners, offering stable handling, easy maintenance, and a comfortable riding experience to build confidence.

Do Xaipro Cycles provide stable braking performance?

Yes, many Xaipro models come equipped with dual disc brakes or reliable V-brakes that ensure superior stopping power and control, providing safety in both dry and wet conditions.

Are Xaipro Cycles lightweight and easy to control?

While Xaipro focuses on durability with steel frames, their design ensures the cycles remain well-balanced and easy to control, providing stable handling for riders of all skill levels.

How reliable are Xaipro Cycles for daily use?

Xaipro Cycles are highly reliable for daily use, featuring rust-resistant coatings, double-wall rims, and sturdy components designed to withstand the wear and tear of regular travel and varied weather.

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