Life may not always bring us surprises! So, its always better to be prepared. It is important to get the right financial protection at the right time. Here’s where we come into the picture! Finserv MARKETS, a trusted financial marketplace, is your go-to companion when it comes to getting insured. When you buy insurance through us, you don’t just get covered, but also get a promise of complete peace of mind. From a number of products to pick from, to a choice of some of the most trusted insurers and a lot more on Finserv MARKETS, you need not look elsewhere! After all we make understanding and buying insurance simpler!

Why Choose Finserv MARKETS for Insurance

Trusted Companion

Numerous customers have chosen Finserv MARKETS as their trusted financial partner. It’s your time now!

Multiple Offerings

With multiple products for your insurance needs offered by multiple partners, Finserv MARKETS helps make the right choice when it comes to Insurance.

Quick Online Process

Now getting your Car Insurance is only a matter of minutes! With Finserv MARKETS’ digital approach, the process is completed within no time!

Our Partners

  • Bajaj Allianz General Insurance Co.

    With a great expertise in the insurance sector, Bajaj Allianz General Insurance Co. brings to you, extensive insurance plans that are designed to fit your diverse needs. Their insurance expertise marrying Finserv MARKETS’ digital approach further offers you convenience, & great value for money!

  • Bajaj Allianz Life Insurance Co.

    Securing your and your family’s future and safeguarding financial independence of your loved ones has been one of the key focus areas of Bajaj Allianz Life Insurance Co. This is why, Finserv MARKETS brings to you, their life insurance products that act as financial backing at every step of life!

  • Acko General Insurance

    Acko General Insurance Ltd. with its unique approach that marries technology with insurance, brings to you new-aged Acko Car Insurance plans that are well-designed to fit into your needs and budget too! From customization to affordability, you always have more.

  • Aditya Birla Health Insurance

    We understand your needs and priorities. When it comes to protecting your valued assets, health is always on the top of the list. That’s why we bring you, health insurance by Aditya Birla Health Insurance, only on Finserv MARKETS. With an extensive product portfolio of unique offerings like incentivized wellness and critical care, you need not look any further.

Reasons to Buy an Insurance Policy

  • An Unexpected Illness

    Even if you’re in good health, you can’t predict when an illness might strike. And, with the exponentially rising healthcare costs, paying out of your own pocket for medical expenses could leave you broke. Here’s why you should get a good health insurance plan.

  • Natural/Man-made Disasters

    Nature can turn its wrath upon us anytime and the same can be said for human beings, as they are unpredictable too. In case any disaster occurs the cost of rebuilding a home, or buying a new car, or the cost of replacing other lost belongings could really be back-breaking. An insurance coverage can help deal with the financial burden of a lot of these things.

  • Accidents

    Just like illness, one can’t predict when and to what degree an accident might strike. It can often have a crippling effect on your finances and therefore, it makes sense to buy an insurance to mitigate the financial risks involved.

  • Loss of a Loved One

    No matter how much we avoid thinking about death, it is a harsh reality that everyone must face. Hence, it is a wise decision to have a life insurance plan like the term plans available on Finserv MARKETS, so that your loved ones don’t get buried under financial burden in case life takes a bad turn.

Types of General Insurance Plans

Whether you are looking for an extensive coverage to take care of your family’s medical costs in case of emergencies, want to safeguard your next trip, or you want to ensure coverage against unwanted risks on and off road for your bike and car, General Insurance plans are there for you. Understand some of the most sought-after General Insurance plans and get insured through a quick & stress-free process, only on Finserv MARKETS

  • Health Insurance

    A medical emergency can strike anytime! Moreover, the constantly increasing medical costs and the subsequently rising medical bills could be a threat to your financial stability. This is why you need a health cover! Explore the key benefits of health insurance that let you stay ahead of medical emergencies.

  • Car Insurance

    Did you know? Every year an average of five lakh road accidents take place in our country. This makes it very essential for every car owner to have a good car insurance policy in place. Moreover, the Motor Vehicle’s Act makes it compulsory for every car owner to have a Third-party Car Insurance. That is why Finserv MARKETS bring to you a range of comprehensive and third-party Car Insurance plans from various insurance partners. Now getting your car insured is a matter of minutes!

  • Bike Insurance

    The group term life insurance plan available on Finserv MARKETS offers a life insurance coverage to a group of people or anyone who is a part of the community. With this plan, if you are a part of the community, your family’s financial independence is secured. A cost-effective plan compared to the typical individual term insurance plans, a group term life insurance plan also comes with a whole lot of other term insurance benefits, making the plan a perfect fit for your needs.

  • Home Insurance

    For us, our home is not just a structure built of bricks & concrete. It’s a place that offers each of us security, peace of mind, and one that you love to call your own. It only makes sense to protect your safe place from unforeseen risks. And with a comprehensive Home Insurance plan on Finserv MARKETS, we make it easy for you to not just understand the coverage, buy get your secured within minutes!

  • Travel Insurance

    No matter what reasons you travel for – leisure, business, adventure or even higher education, Finserv MARKETS makes Travel Insurance policies available for you that suit your needs. Our platform is a home to Travel Insurance plans for individual, family and student, so you can meet your travel aspirations without any hassle, in case anything was to go wrong. The policies offer extensive travel insurance coverage with unique benefits such as cover for home burglary so that your home is insured while you are away.

Types of Life Insurance Plans

It is needless to say that securing your life, your greatest asset is crucial too. Securing your family’s financial future for times when you may not be around is your responsibility. For this, setting financial goals enables you to create a systematic savings plan. As life is uncertain, it is wiser to invest in an ideal life insurance plan.

On Finserv MARKETS, we don’t just help you understand Life Insurance the simpler way, but also make it is easy for you to take your pick from the Life Insurance plans available.

  • Term Insurance

    Life is unpredictable. You never know what lies ahead for you. In such uncertainties, are you sure that your family is financially capable of coping up with life’s upcoming liabilities? Smart Protect Goal Term Insurance available on Finserv MARKETS helps you do just this! All you have to do is identify your financial liabilities, pick your suitable life cover, spend a few minutes online, and you are done! Finserv MARKETS get the job done!

  • ULIP

    When it comes to wealth creation, financial planning is very essential. And, financial planning starts by picking the right investment tool! ULIPs are a great tool for those looking to reap the most out of their investments, while also saving on taxes. Moreover, the life cover benefit that comes along with a ULIP is a rewarding aspect for any investor. Whether your goal is saving for your child, or to build a retirement corpus, or to earn big returns, Finserv MARKETS has ideal financial products for you in the form of ULIP plans by Bajaj Allianz Life Insurance.

  • Group Term Life Insurance

    The group term life insurance plan available on Finserv MARKETS offers a life insurance coverage to a group of people or anyone who is a part of the community. With this plan, if you are a part of the community, your family’s financial independence is secured. A cost-effective plan compared to the typical individual term insurance plans, a group term life insurance plan also comes with a whole lot of other term insurance benefits, making the plan a perfect fit for your needs.

Key Things to Consider while Buying Insurance

  • Identify your needs
  • Know your insurance provider
  • Claim Settlement Ratio
  • Understand your policy

It is important to understand your own requirement and as to why you need an insurance. The standard thumb rule for having a life insurance policy is that the cover should be 10 times your annual income. Whereas a travel insurance depends on the place and time of your travel. It is hence important to understand what you really need, why and how much cover will suffice.

Doing a background check & a proper research on the different insurance companies in India is always a good idea. Nowadays, their websites have comprehensive disclosures that provide all the necessary information. Some of the things you could look for are; policy structure, the scope of the network, customer service capabilities, etc. You can also compare various policies and their premiums online to get a better perspective.

Claim Settlement Ratio (CSR) is a very important factor to consider before buying insurance. It is an indication of the number of claims an insurance company has settled against the total number of claims received. Higher the CSR, better the efficiency. If your insurer has a high CSR, you are in safe hands!

The final step to complete before buying an insurance policy is to understand the features of your policy. You should get a good grasp of your policy term, maturity date, various charges associated, premium-paying term and the benefit structure of your policy.

Why Should You Compare Insurance Plans Online

Buying insurance is no longer a time-consuming process. And, what makes this process even more effective is comparing plans online! With just a few simple steps and some minutes spent online, you can make the right choice, when it comes to picking the right financial protection for you.

Here’s why you should consider comparing plans online:

  • Extremely Convenient

Comparing insurance plans online makes buying insurance so hassle-free. What’s better that selecting the right plan for you right from the comfort of your home!

  • Simple

All you have to do is visit the insurer or aggregator website online, follow some quick steps and you’re done!

  • Get your Free Quote

Yes! You can compare various plans online and get your insurance quote for free!

  • Time-savings

In today’s fast-paced life, each of us wants solutions that are quick and those that get done at the snap of a button. And, comparing insurance plans is no different. After all, time is money!

  • Choice is Yours

With all the comparison done at your fingertips, your free quote and your customized pick, you can take an informed decision! 

How to Buy Insurance on Finserv MARKETS

Buying insurance on Finserv MARKETS is very quick and hassle-free. Just browse through the different products on our platform, take your pick, follow our 100% online buying journey, and you are done!

  • Visit Us Online

    Visit Finserv MARKETS and go through the product offerings

  • Fill Details

    Fill in the necessary information as per the insurance plan you choose

  • Pick Your Plan

    Select your plan and choose the coverage

  • Make an Online Payment

    And, that's it! You will receive your policy within no time!

Why Should You Renew Your Insurance Plan on Finserv MARKETS

Renewing your insurance policy on Finserv MARKETS comes with a host of benefits.

  • 100% Online Process

Process of renewing your insurance is completely online on Finserv MARKETS, saving you from the hassle of tedious renewal procedures.

  • Minimal Paperwork

With minimal or zero paperwork, the insurance renewal process on Finserv MARKETS is completely beneficial!

  • Flexibility to Switch

Insurance plans available on Finserv MARKETS allow you to switch from your existing policy to another plan as per your needs, thereby offering you the flexibility to pick the plan of your choice!

  • Transparency

As all the necessary details are available upfront, Finserv MARKETS offers complete transparency to you, so you can make an informed decision.

  • Easy Customization

Lastly, comprehensive insurance plans available on Finserv MARKETS offer easy customization of plans during policy renewal, so you can select the add-on covers of your choice and further enhance your coverage.

Claim Process for Insurance

Filing claims was never so simple. While the claim process for each insurer and insurance product varies, here’s how you can go about getting it done smoothly! Just follow these steps and you’re done!

  • 1

    Register your claim online

  • 2

    Upload documents online

  • 3

    Claim Assessment

  • 4

    Claim Decision

Get Your Insurance Plan through Our Finserv MARKETS App

You can also choose to buy your preferred insurance plan on our Finserv MARKETS App, which makes it an easy and convenient process.

  • Experience the DIY Journey

Access your insurance application, track your purchase history, or simply make payments through the Finserv MARKETS App, all by your own!

  • Trusted Partners

The wide range of products available on Finserv MARKETS App come from our trusted partners whom you can trust for your financial needs.

  • Exclusive Rewards

By transacting through the Finserv MARKETS App, you can earn the app-exclusive B-Coins & unlock exclusive rewards like Digital Goldback, CIBIL Report, and more.

  • One Account

Login to your one key account and do so much more - raise service requests, avail customized offers, access your shopping cart & order history and explore more.

  • Chatbot Assistance

Our chatbot YARA is always at your service through prompt & non-stop assistance for all your account and payment related queries.

Frequently Asked Questions

  • ✔️What is insurance?

    We face uncertainties in every aspect of our life, some of which even lead to financial losses. Insurance is a financial protection one gets to be able to deal with eventualities of various kinds. It is a contract wherein an insurance company provides monetary compensation to an insured, in case of eventualities, for a premium he pays. With insurance policies available on Finserv MARKETS, you can always be better prepared for life's ugly surprises.

  • ✔️What is General Insurance?

    A general insurance policy is also known as a non-life insurance policy and offers financial coverage against risks to property (like fire, burglary, etc.), vehicles, gadgets, human health and liability cover for legal liabilities too.
  • ✔️What is Life Insurance?

    A life insurance is a legal contract between an insurer and insured wherein upon the death of the insured, the insurer guarantees payment of a death benefit to his nominees/beneficiaries. Life Insurance policies available on Finserv MARKETS offer great coverage for affordable premiums. 

  • ✔️What kind of Insurance policies are available with Finserv MARKETS?

    General Insurance policies and Life Insurance policies are available on Finserv MARKETS. The process of buying these policies is super easy and extremely convenient.

  • ✔️On what basis are insurance claims paid?

    The claims being paid depends on the nature of the policy, whether it is indemnity or cashless. In indemnity policies, the degree of financial loss is validated by the insurer by means of inspection and verification of documents and bills submitted. Upon being convinced that the claims are not unfairly sought, the insurer processes the payment of the claim amount. Whereas in a cashless policy the insurance company has tie-ups with the network hospitals, or garages. The company liaises with the hospitals/garages and directly makes the payment for the insured’s treatment/vehicle repair costs as per the terms of the policy. 

  • ✔️Who regulates General Insurance/Life Insurance in India?

    The Insurance Regulatory and Development Authority of India (IRDAI) is an autonomous, statutory agency that regulates and promotes the insurance & re-insurance industries in India. All insurance & re-insurance companies in India are regulated by this autonomous body.
  • ✔️Why should a person get Insured?

    A person should get insured to be able to deal with the financial implications of unforeseen events that often disrupt a person’s life. In most cases, the expenses incurred after an accident, the death of a loved one, or a disability are beyond the savings or wealth that a person may have accumulated and hence a person must buy Insurance. General Insurance and Life Insurance policies available on Finserv MARKETS are tailor-made to suit your insurance needs.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive and hence I wan't to protect it with the best available option. What amazed me about Bajaj Finserv Markets was full transparency, quick quotes and the attractive discount on the premium while choosing annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv – Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

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Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Paris just at the click of a mouse!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is not a 60 minute meeting with an insurance sales person but with a close study of my coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premiums, what else could I have asked for as a newbie!

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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment, No cost EMI on Bajaj Finserv Markets EMI store and the smile on my dad's face just made my day!

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