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Calculators

Understanding Face Value in an IPO

Face value in an IPO refers to the nominal value of a share set by the company. It plays a key role in determining the capital structure but is not linked to the market price.

What Is Face Value in an IPO?

Face value in an IPO is the original cost of the share as stated in the company’s books. Also called par value, it is usually ₹1, ₹2, or ₹10 in India. It is fixed when the company issues shares and remains unchanged unless a stock split or consolidation occurs. While the IPO face value is important for accounting and dividend purposes, it does not reflect the share’s market worth.

How are Shares Sold at Face Value?

Face value is calculated using the formula:

Face Value = Equity Share Capital ÷ Total Number of Shares

Example:

If a company has ₹10 crore equity capital and 1 crore shares,
Face Value = ₹10 crore ÷ 1 crore = ₹10 per share

This value is used in IPO filings and financial statements.

Face Value vs Issue Price (Price Band)

Aspect Face Value Issue Price (Price Band)

Definition

Nominal value of the share

Price at which shares are offered in IPO

Fixed or Variable

Fixed by company

Determined by market demand & valuation

Includes Premium?

No

Yes – includes premium over face value

Example

₹10

₹250 (₹10 face + ₹240 premium)

The price band includes a floor price and a ceiling price, guiding investors during bidding.

How is Face Value Calculated in an IPO?

Face value is not market-driven. It is set by the company and used to:

  • Determine share capital.

  • Calculate dividend per share.

  • Adjust for stock splits or consolidations.

For example, if a stock with ₹10 face value is split 1:5, the new face value becomes ₹2, even after the IPO listing.

Importance of Face Value

Use Case Role of Face Value

Dividend Declaration

Dividends are declared as a % of face value

Stock Splits

Face value changes post-split (e.g., ₹10 → ₹2)

Capital Structure

Helps calculate equity capital

Accounting

Used in balance sheets and financial disclosures

Face value is essential for internal financial metrics, not for market valuation.

Real-world Example

  • TCS had a face value of ₹10.

  • It announced a 1:1 bonus and later a stock split to ₹1.

  • Investors holding 100 shares at ₹10 face value now hold 1,000 shares at ₹1 face value.

Such changes affect share count but not total investment value.

Conclusion

Face value in an IPO is a fixed, accounting-based figure. It helps define capital structure and dividend payouts but does not influence the share’s market price. Market participants typically assess issue price and fundamentals, as face value is largely accounting-based.

Disclaimer

This content is for informational purposes only and the same should not be construed as investment advice. Bajaj Finserv Direct Limited shall not be liable or responsible for any investment decision that you may take based on this content.

FAQs

Why is the IPO price higher than face value?

Because it includes a premium based on company valuation, demand, and market conditions.

Can we buy an IPO at face value?

Rarely. Most IPOs are priced above face value due to investor demand and company valuation.

Is face value related to the stock's market performance?

No. Market price is driven by demand, supply, and fundamentals—not face value.

Does a higher face value indicate stronger growth potential?

No. Face value is an accounting measure used for share denomination. It does not represent a company’s growth prospects, profitability, or market performance.

Should I consider face value when investing in an IPO?

Face value is mainly relevant for understanding capital structure or dividend yield, and does not influence price appreciation.

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