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Introduction

Applying for a Bajaj Finserv Business loan is simple and easy. With fast access to financing, you can avail funds up to Rs. 30 Lakhs. With which you can keep your business running. The business loan eligibility criteria is used for validation of a borrower's authenticity. Meeting the loan eligibility criteria makes the application process hassle-free and the process of loan approval easy.

Eligibility for Business Loan

To avail a business loan, the following eligibility criteria needs to be fulfilled:

  • Your age should be between 25-66 years

  • A minimum vintage of 3 years is required for your business

  • Income tax returns of at least 1 year is required for your business

  • You should be a self-employed individual

Business Loan Eligibility Calculator

Complete your business loan eligibility check and apply for Bajaj Finserv business loan

Business Loan Eligibility & Documentation

Eligibility criteria
  • You must be a citizen of India.
  • You must be a self-employed individual.
  • Self-employed individuals between 26 - 66 years are eligible and can apply for a Business Loan.
  • You must have 3 years of business vintage.
Documents Required
  • Aadhar Card/Passport/Driving License.
  • PAN Card.
*Don't worry if you are asked to upload additional documents, we are just creating the best loan for you!

Types of Business that qualify for a Business loan

The following are the businesses that are eligible for a business loan.

  • Sole proprietorship firms

  • Private limited companies and closely held limited companies

  • Partnership firms

  • Self-employed individuals / professionals

  • Retailers

  • Manufacturers

  • Traders

Calculate Your Business Loan EMI at Finserv MARKETS

We, at FInserv MARKETS can help you calculate your business loan EMI easily with the help of a Business Loan EMI Calculator. It helps you calculate the amount, which you need to pay every month, and guides you in your financial planning.

Processing fees for business loan at Finserv MARKETS

We charge 3% of the loan amount as processing fee. You can get detailed information regarding our rate of interest and other charges on our business loan interest rates section.

Documents required for business loan

The documents required include Aadhaar Card, PAN Card and other business related documentation.

*Kindly note that we might ask you to provide more documentation to create the best Bajaj Finance loan for you.

Why Choose Finserv MARKETS

With Finserv MARKETS, you can get a business loan of up to ₹ 30 lakhs. What’s more? Your loan application can be approved in just 3 minutes! You also get to enjoy flexible repayment options and the whole process requires minimal documentation. Take a look at the Benefits and Features of the Business Loan to know more.

Frequently Asked Questions on Business Loan

  • ✔️Why should I avail of a Business Loan online?

    A business loan application online is simple, quick, convenient and hassle-free. Besides the fact that it saves time and effort, it’s also secure and completely transparent.
  • ✔️Why should I choose Finserv MARKETS for my Business Loan?

    Our online presence makes sure that our loan processes are extremely efficient and completely mobile. You can check your loan eligibility, apply for a loan, and have the money credited to your account without ever needing to step out of your house!
  • ✔️Do you offer balance transfer facility for a Business Loan?

    We don’t have the facility of balance transfer for Business Loan.
  • ✔️Can I avail of a Business Loan if I am an NRI?

    We currently offer business loans only to resident Indian citizens.
  • ✔️When can I foreclose my Business Loan?

    You can foreclose your loan after paying your first EMI.
  • ✔️How do I check my Business Loan eligibility?

    You can visit our Eligibility Calculator section for a quick check on your Business Loan eligibility.
  • ✔️What are the penal charges applicable on an overdue amount?

    A penalty of 2% per month on the overdue amount is charged.
  • ✔️How can I check my business loan amount eligibility?

    You can use our Business Loan Eligibility Calculator to find out the loan amount that you are eligible for.
  • ✔️What is the eligibility criteria that I need to fulfil for a business loan?

    The eligibility criteria for a business loan is as follows – o You must be a resident Indian citizen. o You must be a self-employed individual between the ages 26-66 years. o You must have 3 years of business vintage.
  • ✔️What documents do I need to upload while applying for a business loan online?

    All you need to upload is a copy of your ID proof (Driving License/ Passport/ Aadhar Card), a copy of your PAN Card and a cancelled cheque.
  • ✔️Can I get a business loan anywhere in India? What is the maximum loan amount that is available to me?

    We offer business loans in 35 major cities in India. You can avail a loan of up to Rs. 25 lakhs subject to your eligibility.
  • ✔️Do I need to provide any kind of security or guarantee?

    None at all. Finserv MARKETS trusts its customers and hence doesn’t ask for any guarantee or security.
  • ✔️What are the penal charges for my business loan?

    A penalty of 2% per month on the overdue amount.
  • ✔️How do I view the details, documents and access other information related to my loan?

    The Customer Portal on the Finserv Markets website takes care of all of this. On the portal, you can – 1. View/ Download your statement and repayment schedules 2. View the status of your loan application and the outstanding loan amount 3. Access the scanned copies of all your loan related documents 4. View your EMI status (The same is also sent to your registered email id every month)
  • ✔️Are there any other hidden charges?

    Our entire process is 100% upfront and transparent. There are no hidden charges at all.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!