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Business Loan for Chartered Accountants

Business Loan for Chartered Accountants

Online Application | Loans up to Rs. 40.5 Lakhs | Low Interest Rate

✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

As a chartered accountant, you are highly respected for your ability to conduct audits, advise your clients, and even find the best solutions. To further scale your operations and reach greater heights, you can choose to get extra working capital through a business loan for chartered accountants. The offering is specially curated for chartered accountants so that they can upscale their business and generate better results.

Features of Business Loan for Chartered Accountants

  • Instant Loans: Whatever your need be and no matter how you spend it, get online loans for Chartered Accountants for up to ₹40.5 Lakhs.

  • Simple Application Process: The business loan for CA is offered through a smooth application process. Once you fulfill the criteria and submit the required documents, the loan is disbursed immediately within 24 hours. 

  • Zero Collateral: No need for a guarantor when you apply for a business loan for CAs via Finserv MARKETS.

  • Repayment Tenure: Choose between short-term and long-term loans with a repayment tenure ranging from 12-60 months.

  • Attractive Interest Rates: Avail the most lucrative interest rates starting at 14% depending upon your profile. 

  • Minimal Documentation: Acquiring a business loan for chartered accountants is made simpler by requiring minimal documentation. The lender will request you to submit essential supporting documents that can be gathered conveniently. 

Eligibility Criteria for Chartered Accountants Loan

For the credit to be approved, you must fulfil the following eligibility criteria:

  • You must be a professional chartered accountant

  • You must be part of the trade for a minimum of two years

  • It would be best if you were between the ages of 21 and 65

  • You must be a licensed self-employed professional and have a CA license

How to Apply for a Business Loan for a Chartered Accountant?

To apply for a business loan for chartered accountants, you must follow the simple steps: 

  • Step 1: Visit the Finserv MARKETS homepage and click on the ‘Loans’ option and select ‘Business Loan’. 
  • Step 2: Use the Business Loan  EMI calculator as well as the Business Loan Eligibility Calculator to understand your financial obligation with the loan. 
  • Step 3: Select the appropriate loan amount and loan tenure. 
  • Step 4: The lender will evaluate the profile before sanctioning the loan. If all goes well, you can expect the money to be disbursed into your bank account within 24 hours. 

Documents Required for a Chartered Accountants Loan

The following documents must be submitted when applying for a business loan for chartered accountants. 

  • Identity Proof: PAN card

  • Residence Proof: Aadhaar, Passport, Voter’s ID, Driving License

  • Bank statements for last 6 months

  • Latest income tax returns

  • Business Proof: Trade license or business tax returns

  • Additional documents as requested by the lender

Why Choose Finserv MARKETS?

  • Fast Online Process: Apply for a business loan online, get approval in 2 minutes, and have money in your account in 24 hours

  • Minimal Documentation: No tedious paperwork! Visit our website, choose a loan to suit your needs, and apply

  • Transparency Guaranteed: Get all the information about your pre-approved loan upfront. No hidden charges! We promise complete transparency

  • Customised Loan Offerings: With customised business loans to suit your specific needs, why look elsewhere?

  • Trusted Companion: Happy customers across India have chosen Finserv MARKETS as their trusted financial partner. It is your time now

The Business Loan for CAs available at Finserv MARKETS ensures that you get what you need to keep your business running smoothly. What’s more? With us, the entire process of applying for and receiving a business loan is easy, hassle-free, transparent, and extremely quick. Apply now!

Frequently Asked Questions on Business Loan for Chartered Accountant

  • ✔️Why should you avail of a CA Loan online?

    Taking a CA Loan online is faster, secure, hassle-free and transparent. It will save you a lot of time and effort. 

  • ✔️Why should I choose you for my CA Loan?

    Through our online process, you can avail of a CA Loan from the comfort of your home. No paperwork. No agents. And it's super secure. You can choose from a variety of exclusive loan products which suits your need.
  • ✔️Do I have to provide any security, collateral or guarantors during the Bajaj Finserv lending process?

    No, we don't ask for any kind of security or guarantee.
  • ✔️Can I carry out the Bajaj Finserv lending application process in a conventional manner offline?

    Sorry, we only have an online presence and recommend online transactions for quick processing and convenience.
  • ✔️Do you offer balance transfer facility for CA Loans?

    We don’t have the facility of balance transfer for CA Loans.
  • ✔️How secure is my information when I apply for a Bajaj Finserv pre-approved loan?

    All your sensitive information like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agencies or any 3rd party without your consent.
  • ✔️What are the basic eligibility criteria for CA Loans?

    You can apply for a professional loan if: 1. You are a self-employed practicing Chartered Accountant. 2. You have a minimum work experience of 4 years. 3. You are between 25-65 years of age.

  • ✔️Can I avail a CA Loan if I am an NRI?

    We are sorry. We currently serve only Indian residents.
  • ✔️What is the minimum and maximum tenure that I can avail when applying for a Bajaj Finserv pre-approved loan?

    You can avail of a CA Loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).
  • ✔️Is there a minimum limit on part payment?

    There is no minimum limit on part payment in case of Flexi Hybrid loan but there is a minimum limit of one EMI for part payment in case of Term Loan.

  • ✔️When can I make the part-payment?

    You can make part-payments at any time after paying the first EMI of a Term Loan.
  • ✔️How many times can you make a part-payment?

    There is no limit to the number of part payments in Hybrid Flexi Loan and in Term Loan. However, a maximum of 6 - part payments can be made in a year.
  • ✔️When can I foreclose my loan?

    You can foreclose your loan after paying your first EMI.
  • ✔️How will a part-payment change your EMI and/or tenure?

    Part payment paid will be adjusted to the principal amount which results in a reduced monthly interest in case of a Hybrid Flexi Loan. For Term Loan, you can keep the EMI same and reduce the tenor or you can keep the tenure same and increase the EMI.

  • ✔️How much amount can I withdraw on my Term Loan?

    Sorry, the withdrawal facility is not available on a Term Loan.
  • ✔️Why do Hybrid Flexi Loans have a higher interest rate than Term Loans?

    You can actually save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer friendly features that come with Hybrid Flexi Loan allows the flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements you can always withdraw from the part payments with funds instantly credited to your bank account.
  • ✔️What documents do I need to submit to avail of a CA Loan?

    You provide us with the digital copies of all your documents. Usually, for a business loan/line you would need to provide proof of identity, proof of current address, proof of qualification, SPDC and a cancelled cheque.
  • ✔️How do I check the loan eligibility for Chartered Accountants?

    You can visit our Eligibility Calculator section for a quick check on your CA Loan eligibility.
  • ✔️Why do I need to provide my bank account credentials while applying?

    We fetch your last 1-month bank statement directly from your bank thus saving you the trouble of uploading the documents.
  • ✔️What are my EMI dates? Can I change them?

    You can schedule your EMI payment date as the 2nd or 5th of every month. You may change your EMI dates after paying a nominal fee.
  • ✔️How can I change my tenure?

    You can change your tenure by making part payments.
  • ✔️What is the loan processing fee?

    2% of the loan amount is charged as Processing Fee. This fee is deducted from the loan amount.
  • ✔️What are the part-payment charges?

    There are no part-payment charges on Hybrid Flexi Loans. Term Loans come with a 2% part-payment fee.
  • ✔️What are the foreclosure charges?

    We charge you 4% of the outstanding principal as foreclosure charges.
  • ✔️Are there any annual maintenance charges for Hybrid Flexi Loan?

    It is 0.25% on loan amount.
  • ✔️Are there any other hidden charges?

    No. We commit 100% transparency to you. There are no hidden charges at all.
  • ✔️What are the EMI bounce charges?

    We charge Rs. 1,000 per bounce for your CA Loan repayments.
  • ✔️What are the penal charges for my CA Loan?

    We charge 2% per month on overdue amount.
  • ✔️What happens if my EMI payment bounces?

    It is advised that you maintain sufficient funds in your account for clearing loan EMIs regularly. However, in case of an EMI bounce, we would be charging bounce charges of Rs. 1,000 per bounce. You could also attract penal charges on further delay in paying the EMI which can impact your credit score.

  • ✔️How do I get my loan foreclosure letter?

    The foreclosure letter can be downloaded by logging in to our Customer Portal.
  • ✔️How do I make a loan part-payment?

    Login to our Customer Portal and go to make part-payment.
  • ✔️How can I foreclose my loan?

    Login to our customer portal and go to foreclose your loan.
  • ✔️How do I pay my EMIs?

    Your EMIs will be auto deducted from your bank account via automatic ECS instruction.
  • ✔️What is the procedure to withdraw out of part payments made?

    Log in to our Customer Portal and select the additional withdrawals tab.
  • ✔️Where will I get the disbursed loan amount?

    The loan amount will be credited directly to your bank account.
  • ✔️What is ECS-mandate?

    ECS is an electronic mode of funds transfer from one bank account to another. You need to inform your bank and provide a mandate that authorizes the institution, who can then debit or credit the payments through the bank. The mandate contains details of your bank branch and account particulars.
  • ✔️How do I track the status of my online application?

    Login to our Customer Portal to track the status of your application.
  • ✔️How can I make my overdue payments?

    You can pay your overdue EMIs online through the Customer Portal. This facility is offered to customers who have Net Banking activated for their Bank account.
  • ✔️How long does it take for the part-payment or withdrawal to reflect in the statement of account?

    The part-payment or withdrawal will reflect in your statement within 30 minutes.
  • ✔️Where can I view my EMI status?

    You can view and also download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.
  • ✔️How can I get my loan account statement?

    You can view and also download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.
  • ✔️Where can I view my outstanding loan amount?

    You can view and also download your Statement of Account or Repayment Schedule on Customer Portal.
  • ✔️Where can I access my loan documents?

    Scanned copies of your loan documents are available on the Customer Portal.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!