Documents required for a Home Loan

Home loans are capable of fulfilling your financial needs of buying the home of your dreams. Applying for a home loan is also extremely easy and hassle-free, and it can be done online as well as offline across many loan application centers spread across the country. To successfully acquire a Bajaj Finserv home loan you need to fulfill certain basic eligibility criteria and provide the necessary documents. Only then will the bank or financial institution will deem you to be worthy of granting a home loan.

At Finserv MARKETS, you get an added advantage of minimum documentation for all applicants. While many other institutions trouble you with the constant demands of submitting heaps of documents that are often unnecessary and irrelevant, we intend to seek minimum information to understand your financial credibility as a salaried or self-employed individual and grant you a home loan as soon as possible. The home loan documents required are as follows.

 

Documents Required for Home Loan from Finserv MARKETS:

The home loan documents to be submitted would depend on your occupation.

If you are a salaried employee -

  • You will be required to submit your Aadhar Card/ Passport/ Driving License

  • Address proof

  • Form 16 or alternatively your last salary slip

  • A bank statement for the last 3 months.

     

If you are self-employed

  • Aadhar Card/ Passport/ Driving License

  • A proof of your Address

  • The bank account statement for the last 6 months

  • ITR for the last 2 Financial Years

  • Document proof that is in the business for a minimum of 4 years. And an experience of 3 years if you are a Doctor or a CA

  • Your passport size photograph.

     

While submitting the home loan documents, it is best to inquire about the interest rates and tenure options so that you can specify it in your application. At Finserv MARKETS, you can choose the one you feel is perfectly optimized for you. You can also use the Bajaj Finserv home loan EMI calculator to help make an informed decision about creating a provision for each loan commitment beforehand.

 

Eligibility

  • You must be a citizen residing in India.

  • A salaried individual with at least 3 years of experience is eligible to apply for a home loan

  • The applicant must be a salaried individual between the age of 23 to 62

  • A minimum of 10 Lakh and maximum - 3.5 Crore can be applied for a home loan amount.

You can also check your eligibility with the help of home loan eligibility calculator.

 

Interest rates and fees

Avail a home loan and enjoy complete transparency in terms of fees and charges calculated on your loan amount. We also encourage you to compare home loan interest rates and fees before you make a decision to apply for a home loan.

 

Why Finserv MARKETS?

With Finserv MARKETS, you get the ease of applying for a home loan online. If you are comfortable with the traditional way of applying for a home loan offline, you can visit the nearest home loan application center in your city.

We also provide flexible repayment option with the best home loan offers, minus tedious paperwork. There is also the convenience of availing home loans up to Rs. 3.5 Crores with rapid loan disbursal.

So, all said and done, getting Bajaj Finserv Home Loans available on Finserv MARKETS could prove to be a hassle-free process, as you have to submit minimal documentation at basic eligibility. The Bajaj Finserv Home Loans offer exclusive benefits such as flexible repayment, balance transfer, and top-up options. To know more about interest rates and charges levied on your home loan, get in touch with our representatives at Finserv Markets today!

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