Documents required for a Home Loan

Home loans are capable of fulfilling your financial needs of buying the home of your dreams. Applying for a home loan is also extremely easy and hassle-free, and it can be done online as well as offline across many loan application centers spread across the country. To successfully acquire a Bajaj Finserv home loan you need to fulfill certain basic eligibility criteria and provide the necessary documents. Only then will the bank or financial institution will deem you to be worthy of granting a home loan.

At Finserv MARKETS, you get an added advantage of minimum documentation for all applicants. While many other institutions trouble you with the constant demands of submitting heaps of documents that are often unnecessary and irrelevant, we intend to seek minimum information to understand your financial credibility as a salaried or self-employed individual and grant you a home loan as soon as possible. The home loan documents required are as follows.

Documents Required for Home Loan from Finserv MARKETS

The home loan documents to be submitted would depend on your occupation.

If you are a salaried employee 

  • You will be required to submit your Aadhar Card/ Passport/ Driving License

  • Address proof

  • Form 16 or alternatively your last salary slip

  • A bank statement for the last 3 months.


If you are self-employed

  • Aadhar Card/ Passport/ Driving License

  • A proof of your Address

  • The bank account statement for the last 6 months

  • ITR for the last 2 Financial Years

  • Document proof that is in the business for a minimum of 4 years. And an experience of 3 years if you are a Doctor or a CA

  • Your passport size photograph.

While submitting the home loan documents, it is best to inquire about the interest rates and tenure options so that you can specify it in your application. At Finserv MARKETS, you can choose the one you feel is perfectly optimized for you. You can also use the Bajaj Finserv home loan EMI calculator to help make an informed decision about creating a provision for each loan commitment beforehand.

List of Documents Required From Loan Guarantor

The loan guarantor must furnish the following documents along with the application:

  • Statement of liabilities
  • Statement of personal assets
  • Two passport-sized photographs
  • Residence proof
  • Identify proof
  • Proof indicating the business address
  • Signature identification from present bankers

List of KYC Documents for Home Loan Application

The following KYC documents must be furnished for the home loan application:

  • Photo ID card like Aadhaar Card, driver’s license, voter ID card, passport, and PAN card.
  • Residence proof like electricity bill, ration card, telephone bill, employment letter, and passbook or bank statement.
  • Proof of age like passport, birth certificate, driving license, bank passbook, and marksheet of class 10th .


  • You must be a citizen residing in India.

  • A salaried individual with at least 3 years of experience is eligible to apply for a home loan

  • The applicant must be a salaried individual between the age of 23 to 62

  • A minimum of 10 Lakh and maximum - 3.5 Crore can be applied for a home loan amount.

You can also check your eligibility with the help of home loan eligibility calculator.

Interest rates and fees

Avail a home loan and enjoy complete transparency in terms of fees and charges calculated on your loan amount. We also encourage you to compare home loan interest rates and fees before you make a decision to apply for a home loan.

Why Finserv MARKETS?

With Finserv MARKETS, you get the ease of applying for a home loan online. If you are comfortable with the traditional way of applying for a home loan offline, you can visit the nearest home loan application center in your city.

We also provide flexible repayment option with the best home loan offers, minus tedious paperwork. There is also the convenience of availing home loans up to Rs. 3.5 Crores with rapid loan disbursal.

So, all said and done, getting Bajaj Finserv Home Loans available on Finserv MARKETS could prove to be a hassle-free process, as you have to submit minimal documentation at basic eligibility. The Bajaj Finserv Home Loans offer exclusive benefits such as flexible repayment, balance transfer, and top-up options. To know more about interest rates and charges levied on your home loan, get in touch with our representatives at Finserv MARKETS today!

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!