How much home loan can I get on a ₹25,000 salary?

The maximum loan that you can get depends on a number of factors, such as your age, your current debts and your job years. Bajaj MARKETS home loan for a salary of ₹25,000 can be around ₹20,85,328.

How much home loan can I get on a salary of ₹45,000?

If you fulfil all the eligibility criteria laid out by the lender, you may be able to get a loan amount of around ₹37,53,591. But you need to keep in mind that your loan amount is influenced by other factors as well, such as your credit score, your age, your current job and the company’s policies.

Home Loan on ₹25,000 Salary

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Home loans have made things much simpler and easier, but one may often doubt getting a home loan especially when they fall into a modest salary bracket of ₹25,000 a month. So, if you are wondering how much of a loan you can get, read on.

How Much Home Loan Can You Get on a ₹25000 Salary?

As a thumb rule, you can get a home loan up to 60 times your monthly income. Your chances to get a better loan amount can, however, depend on other certain aspects as well. Refer to the table below:

Monthly Salary	Loan Amount
₹25,000	₹15 Lakhs
₹30,000	₹18 Lakhs
₹35,000	₹21 Lakhs
₹40,000	₹24 Lakhs
₹45,000	₹27 Lakhs
₹50,000	₹30 Lakhs

The home loan amount given in the table is calculated using the eligibility calculator. The actual home loan amount can vary based on location, age, monthly income, and various other factors.

Conclusion

For a majority of people, the dream to have their own home can be fulfilled through a home loan. Bajaj Markets takes you a step closer to your dream. You can consider taking a home loan as you can get some of the best options on Bajaj Markets.

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For a home loan for a salary of ₹25,000, you can get a loan of up to ₹15 Lakhs, if you fulfil the eligibility criteria.

If you fulfil all the eligibility criteria laid out by the lender, you may be able to get a loan amount of around ₹27 Lakhs.

Different financial companies have different terms and conditions when sanctioning a home loan. While your salary is a crucial factor, things like the applicant’s age, job, CIBIL score and the location of the property also play an important role.

With Bajaj Markets, you may be able to get ₹30 Lakhs as a home loan for a salary of ₹50,000.

Yes, you can get a home loan on a salary of ₹10,000 per month. However, other factors like your age, current obligations, lender’s eligibility criteria, and more play a role in determining the loan amount.