PNB Loan Against Property Balance Transfer facility available on Finserv MARKETS aims to offer customers the option to transfer the balance of Loan Against Property at low rate of interest and minimal documentation.
Features & Benefits of PNB Loan Against Property Balance Transfer
-
Nominal Interest Rates
You can easily transfer your Loan Against Property balance at attractive interest rates starting from 8.75% p.a.
-
Flexible Repayment Tenure
The repayment tenure of the loan is very flexible and ranges up to 240 months for salaried applicants and self-employed applicants.
-
Simple Transfer Process
With no additional documentation required, you can easily transfer your Loan Against Property.
-
Zero Hidden Charges
You can avail Loan Against Property balance transfer facility at absolutely no hidden charges.
PNB Loan Against Property Balance Transfer: Eligibility & Documents
- The age of applicant (salaried or self-employed) must be between 21-70 years.
- The minimum net monthly income of the applicant must be Rs. 18,000.
- Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of minimum 5 years.
- Identity Proof: PAN/Voter ID/Aadhaar Card
- Address proof: Aadhaar Card/Passport/Driving License
- Latest Degree to validate educational qualification
- Salary slips of last 3 months (for salaried applicants)
- Certificate & Proof of business existence (for self-employed applicants)
- Form 16 for the last 2 financial years (for salaried applicants)
- ITR for the last 3 financial years (for self-employed applicants)
- Self-attested copy of the Title Documents of the Property and Approved Plan
Why choose Finserv MARKETS
How to Apply for PNB Loan Against Property Balance Transfer on Finserv MARKETS
Here are the simple steps to apply for LAP Balance Transfer on Finserv MARKETS.
- Bajaj Loan Against Property Balance Transfer EMI Calculator
- PNB Loan Against Property Balance Transfer EMI Calculator
- ICICI Loan Against Property Balance Transfer EMI Calculator
- Bajaj Loan Against Property Balance Transfer Interest Rates
- PNB Loan Against Property Balance Transfer Interest Rates
- ICICI Loan Against Property Balance Transfer Interest Rates
- Bajaj Loan Against Property Balance Transfer Eligibility
- PNB Loan Against Property Balance Transfer Eligibility
- ICICI Loan Against Property Balance Transfer Eligibility
Frequently Asked Questions
-
✔️What is a Loan Against Property (LAP) Balance Transfer?
Transferring your outstanding LAP balance from your existing bank to new financial institution, to reduce the rate of interest, is called LAP Balance Transfer.
-
✔️What are the documents required for PNB LAP Balance Transfer?
ID proof, address proof, salary slips, and financial documents are required for PNB LAP Balance Transfer..
-
✔️When should I consider a LAP Transfer?
When you want to pay a low rate of interest on Loan Against Property, you can consider a LAP balance transfer.
-
✔️Will PNB LAP Balance Transfer help me get more money?
LAP Balance transfer will help you save on your interest rate, thus the EMI amount.
