PNB Loan Against Property Balance Transfer facility available on Finserv MARKETS aims to offer customers the option to transfer the balance of Loan Against Property at low rate of interest and minimal documentation.

Features & Benefits of PNB Loan Against Property Balance Transfer

  • Nominal Interest Rates

    You can easily transfer your Loan Against Property balance at attractive interest rates ranging between 9.50% p.a. – 10.15% p.a.

  • Flexible Repayment Tenure

    The repayment tenure of the loan is very flexible and ranges up to 180 months for salaried applicants and 300 months for self-employed applicants.

  • Simple Transfer Process

    With no additional documentation required, you can easily transfer your Loan Against Property.

  • Zero Hidden Charges

    You can avail Loan Against Property balance transfer facility at absolutely no hidden charges.

PNB Loan Against Property Balance Transfer: Eligibility & Documents

Eligibility Criteria
  • The age of applicant (salaried or self-employed) must be between 21-70 years.
  • The minimum net monthly income of the applicant must be Rs. 18,000.
  • Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of minimum 5 years.
Documents Required
  • Identity Proof: PAN/Voter ID/Aadhaar Card
  • Address proof: Aadhaar Card/Passport/Driving License
  • Latest Degree to validate educational qualification
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Form 16 for the last 2 financial years (for salaried applicants)
  • ITR for the last 3 financial years (for self-employed applicants)
  • Self-attested copy of the Title Documents of the Property and Approved Plan

Why choose Finserv MARKETS

Fast Online Process

Transfer the balance of an existing loan against property, through smooth online process.

Minimal Documentation

With documentation kept minimal, just apply and transfer your loan balance. Go paperless.

Transparency Guaranteed

Enjoy 100% transparency. No hidden charges with us.

Custom-made Loans

Tell us your needs and we will present customized easy loan options. No need to look elsewhere.

Trusted Companion

Customers have sought financial enablement from us. Give us a chance and we won’t let you down.

How to Apply for PNB Loan Against Property Balance Transfer on Finserv MARKETS

Here are the simple steps to apply for LAP Balance Transfer on Finserv MARKETS.

  • Enter your Personal and Income Details

    Enter your personal and professional details and get instant loan against property eligibility.

  • Choose your Lending Partner

    Select PNB Housing Finance from the list of partners.

  • Estimate Borrowing Power

    Find out the loan amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill the loan amount as per suitability & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.

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Frequently Asked Questions

  • ✔️What is a Loan Against Property (LAP) Balance Transfer?

    Transferring your outstanding LAP balance from your existing bank to new financial institution, to reduce the rate of interest, is called LAP Balance Transfer.

  • ✔️What are the documents required for PNB LAP Balance Transfer?

    ID proof, address proof, salary slips, and financial documents are required for PNB LAP Balance Transfer..

  • ✔️When should I consider a LAP Transfer?

    When you want to pay a low rate of interest on Loan Against Property, you can consider a LAP balance transfer.

  • ✔️Will PNB LAP Balance Transfer help me get more money?

    LAP Balance transfer will help you save on your interest rate, thus the EMI amount.