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EarlySalary is an online lending platform that offers working professionals instant access to various credit facilities through its smartphone application. Since the platform operates online, you get to avail personal loans and other credit facilities, 24x7.

You can use personal loans from EarlySalary to meet almost all of your urgent financial needs. Whether it is to meet medical emergencies and expenses, pay off bills, fund a vacation, or renovate your home, a personal loan can help fund all of that and more.

You can now apply for an EarlySalary Personal Loan at Bajaj MARKETS and get an instant approval on the loan.

EarlySalary Personal Loan Interest Rates and Charges

The interest rates and other charges on an EarlySalary personal loan are highly attractive and competitive. Here’s a quick look at what EarlySalary charges on its personal loan products.

 

Particulars

EarlySalary Personal Loan

Interest rate

2.5% per month (for tenure 3 months and 6 months)

2% per month (for tenure 12 months, 18 months, 24 months)

Processing fees

Starting from Rs. 299 + Rs. 100 stamp duty (for tenure 3 months and 6 months)

 

Starting from Rs. 399+ Rs. 100 stamp duty (for tenure 12 months, 18 months, 24 months)

Tenure

3 months to 24 months

Loan amount

From Rs. 8000 to Rs. 5 Lakhs

Features and Benefits of EarlySalary Personal Loan

  • Customisable Loan Amounts - The EarlySalary personal loan is highly flexible and allows you to customize your loan amounts as per your needs. You can avail a wide range of amounts starting from Rs. 8,000 to Rs. 5,00,000.

  • Paperless Application Process - With EarlySalary loans, you don’t have to go through and fill pages upon pages for availing a credit facility. The entire personal loan application process is online and can be completed within minutes with minimal details.

  • 24x7 Availability - Since the entire application process is online at Bajaj MARKETS, you can apply for a loan at any time of the day that’s convenient for you.

  • Flexible Repayment Tenure - Want to avail funds but worried about repayment? Drop your worries. You can conveniently pay your loan in easy EMIs over a tenure ranging from 3-24 months.

  • Quick Disbursal - The entire process, right from approval to transfer of money into your bank account, can be completed in just 10 mins. Also, there are no charges on part-payment or foreclosure.

EarlySalary Personal Loan Eligibility Criteria

  • The applicant must be a resident of India.

  • The age of the applicant must be between 21 and 55 years.

  • The applicant must be a salaried individual with a minimum net monthly salary of Rs. 18,000, if living in a Tier 1 City and Rs. 15,000, if living in Tier 2 city. (applicable for tenure 3 months, 6 months).

  • The applicant must be a salaried individual with a minimum net monthly salary of Rs. 25,000, if living in a Tier 1 City and Rs. 22,000, if living in Tier 2 city. (applicable for tenure 12 months, 18 months, 24 months).

EarlySalary Personal Loan Documents Required

  • Your PAN card

  • Your address proof - Aadhaar card, Voter’s ID, utility bill, Driving License, or Passport

  • Your latest salary slips/bank statements of last 3 months

How to Apply for EarlySalary Personal Loan

Applying for an EarlySalary personal loan on Bajaj MARKETS is as easy as it can get. Here’s a quick look at the step by step process that you would have to follow to apply for an EarlySalary loan.

  • Online Form Filling - Enter your personal and professional details.

  • Select your Lending Partner - From the list of Personal Loan partners, select EarlySalary.

  • Specify Personal Loan Details - Once you fill in these details, you have to specify your Personal Loan details such as the loan amount required and loan tenure.

  • Approval & Disbursal - Finally, once you submit all these details, and the application is verified, your loan will get instantly approved and disbursed within 10 mins.

Why Choose Bajaj MARKETS for Personal Loans

  • Fast Online Processing - The Personal Loan application process is carried out online. You get an instant approval on your loan and money in your bank account in just 10 mins.

  • Minimal Paperwork Involved - You can get the loan with minimal documentation.

  • Transparency - Rest assured that you will be charged with absolutely no hidden charges.

  • Custom-made Loans - Get the best Personal Loan offers that meet your requirements, here. No need to look elsewhere!

  • Trusted Companion - Customers across India have chosen Bajaj MARKETS as their trusted financial partner for Personal Loan. It's your turn now!

Frequently Asked Questions on EarlySalary Personal Loan

  • ✔️How do I contact EarlySalary?

    You can contact EarlySalary through any of the following different ways to clear your queries regarding EarlySalary personal loans.

     

    ●        Contact number - 020-67639797

    ●        Send an email to care@earlysalary.com

    ●        Visit the official branch of EarlySalary

  • ✔️How do I cancel an EarlySalary loan?

    Unfortunately, you cannot cancel an EarlySalary personal loan once you’ve availed it through the application. However, you can foreclose your loan, with zero foreclosure charges.

  • ✔️Is EarlySalary registered with the RBI?

    Yes, EarlySalary is registered with the Reserve Bank of India (RBI) and is authorized to provide credit facilities to individuals.

  • ✔️ What happens if I don't pay my EarlySalary loan?

    If you don’t pay your EarlySalary loan on time, penalties and other charges for non-payment will be levied. That’s not all. Your credit score will also take a hit.

  • ✔️Does my EarlySalary loan affect my credit score?

    Yes, your credit score will improve, if you pay your EMIs on time. However, the score can be impacted if you fail to repay, in the chosen tenure.

  • ✔️ What is the interest rate on an EarlySalary loan?

    EarlySalary charges an attractive interest rate of around 2% or 2.5% per month on the loan amount, depending on the tenure.

  • ✔️ What is the eligibility criteria for an EarlySalary loan?

    To be eligible to avail an EarlySalary personal loan, you have to satisfy the following criteria.

    ●        Be a resident of India

    ●        Be a salaried individual with a minimum monthly take home salary of Rs. 25,000 (for Tier-1 cities) or Rs. 22,000 (for Tier-2 cities) (applicable for tenure 12 months, 18 months, 24 months)

    ●        Be a salaried individual with a minimum monthly take home salary of Rs. 18,000 (for Tier-1 cities) or Rs. 15,000 (for Tier-2 cities) (applicable for tenure 3 months, 6 months)

    ●        Be between 21 to 55 years of age

  • ✔️How do I repay my EarlySalary loan?

    You can repay your EarlySalary personal loan through any of the following methods.

    ●        Debit cards

    ●        Netbanking

    ●        Mobile wallets

    ●        UPI

     

  • ✔️How do I get a loan from EarlySalary?

    You can apply for an EarlySalary loan at Finserv MARKETS.