Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

A personal loan for women is an unsecured loan that comes with a flexible repayment tenure. This type of loan can be availed by salaried as well as self-employed women. A personal loan for women can be used to fulfil any kind of expense, including pursuing professional education, serving personal costs, or even building a business. You can easily avail a personal loan for women at Bajaj Markets at really attractive interest rates and with a flexible repayment tenure. The application process is also seamless and hassle-free and involves minimal documentation.

Interest Rates on Personal Loans for Women

Women can avail a personal loan from any of our partner lenders at Bajaj Markets at attractive interest rates. The table below depicts the rates of interest levied by our various partners on personal loans:

Lending Partner Name

Interest Rate Range

Avail Laon


30% p.a. Onwards

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14% p.a. Onwards

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15.95% p.a. Onwards

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IIFL Finance

18% p.a. Onwards

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21% p.a. Onwards

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15% p.a. Onwards

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Kotak Mahindra Bank

10.99% p.a. Onwards

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L&T Finance

11% p.a. Onwards

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16% p.a. Onwards

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24% p.a. Onwards

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Muthoot Finance

14.50% p.a. Onwards

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PaySense Partners

14% p.a. Onwards

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9.99% p.a. Onwards

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2% p.m. Onwards

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SMFG India Credit

12% p.a. Onwards

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1.5% p.m. Onwards

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10.99% p.a. Onwards

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Features & Benefits of Personal Loans for Women

Minimal Documentation

These days, many banks and NBFCs are willing to grant personal loans with minimal documentation if you have a healthy credit profile and already have a good relationship with them.

Quick Disbursement

On successful approval of your loan application, most lenders would disburse the loan amount to your bank account usually within 24 hours.

Flexible Tenure

Most lenders allow you to repay your personal loan comfortably over a tenure of 12 to 60 months.

No Hidden Charges

There are no hidden charges involved if you apply for a personal loan via Bajaj Markets.

Swift Approval

All you need to do is fill in an online application form and upload the relevant documents. Your personal loan application will be approved instantly and the amount will be disbursed within 24 hours of approval.

Lower Than Usual Interest Rates

To promote financial independence among women, some lenders offer personal loans to women at lower than usual interest rates.

Personal Loans for Women Eligibility Criteria

You must fulfil the following criteria to be eligible for a personal loan for women:

  • You must be an Indian citizen

  • You must have a regular source of income. You can be either a salaried employee of a company or a self-employed individual

  • You must be a legal adult, i.e. at least 18 years of age. Some lenders have a higher lower age limit of 21 years or 25 years. There is also an upper age limit that is usually between 58 and 65 years

Uses of Personal Loans for Women

A personal loan for women can be used for various purposes. This includes fulfilling travel expenses, medical emergency costs, educational fees, home renovation expenses, funding a business venture, and more. The best part about a personal loan for women is that there are no restrictions on how the loan amount is to be used.

Documents Required for Personal Loan for Women

You need to provide the below-listed documents to apply for a personal loan for women:

  • Identity Proof: Voter’s ID, Aadhaar card, PAN card, passport etc.

  • Address Proof: Aadhaar card, driving licence, Voter’s ID, passport, utility bills, rent agreement, etc.

  • Proof of Income: Latest salary slips (usually last three months’ salary slips are required) or income return certificate or latest Form 16.

How to Apply for Personal Loan for Women

Applying for a personal loan for women via Bajaj Markets is an easy and hassle-free process. All you must do is follow the steps mentioned below:

  • Step 1: Visit the ‘Personal Loans’ page on the Bajaj Markets website.
  • Step 2: Click on ‘Apply Now’. A new page will open with a form wherein you need to fill in a few details.
  • Step 3: Enter some basic details like your income, type of employment, and contact number.
  • Step 4: Compare the loan offers from the various partner lenders and pick the one that suits you the best.

FAQs on Personal Loan for Women

A housewife might not be eligible for an unsecured personal loan; however, they can avail a gold loan if they have gold/gold jewellery.


No, in most cases unemployed women are not eligible for an unsecured personal loan.

To improve your CIBIL score to get a personal loan for women, you must ensure timely repayment of all your obligations (loan EMIs and credit card bills), keep your credit utilisation low (ideally less than 30%), and avoid applying for loans/credit cards too frequently.


Although it depends on the lender, in most cases, the interest rates on personal loans for women are comparatively lower than the usual to promote financial independence among women and encourage them to take loans.


Since housewives are usually eligible only for secured loans (eg. gold loan), the maximum loan amount depends upon the value of the collateral pledged.

Personal Loan Reviews

Less paperwork and fast loan
The documents required for personal loan were minimal. The eligibility criteria ws simple too so my loan got approved very easily. I am super happy.
Shweta B
Swift process
The personal loan application was not complicated like other lender i tried before. The complete process was smooth. The repayment is flexible overall good.
Meenal Bisht
Super nice services
Applied for personal loan for women for my home business the amount got sanction in time. The application process was simple and service was satisfactory.
Malini J
Low interest rate
Got the bajaj finance personal loan at attractive rate then other lender. I am happy with the quick and easy service. Great work!
Shreedha Singh
Very fast process
Took a personal loan for my travel expense and I apply for it online with the app. The loan process was simple. I got my loan approved in less time Would definitely recommend for fast loan.
Mitali P
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