What is Personal Loan for Women

In an attempt to help women, manage their finances, wedding expenses, higher education, and travel, most lending institutions today offer personal loan for women. The loan is designed keeping the challenges faced by women in mind and it has an attractive interest rate. Women can use this loan for any purpose.

Documents Required for Personal Loan for Women

You need to provide the below-listed documents to apply for a Personal Loan for Women.

  • KYC documents such as Aadhaar card, voter ID card, and driving license

  • Employee ID card

  • Last two months’ salary slips

  • Previous three months’ bank account statements of your salary account

Eligibility For Personal Loan For Women

To apply for a personal loan for women, the applicant needs to be a salaried employee aged between 23 to 58 years. The salary criterion varies depending on the applicant’s city of residence.

How to Apply for Personal Loan for Women

The process of applying for a personal Loan for women is very simple.

Step 1:

Visit the official website of the lender, and select the section which lets you apply for the loan

Step 2:

Enter your basic personal and professional details

Step 3:

Select the loan amount and repayment tenure and voila, the money will be yours in just 24 hours. 

Personal Loan for Women Interest Rates

The rate of interest of Personal Loan for Women can vary from lender to lender depending on various factors. Here we provide the interest rates of Bajaj Finserv Personal Loan for Women:


Interest Rates

Interest Rates

12.99% onwards

Repayment Tenure

12-60 months

Loan Amount

Up to INR 25 Lakh

Processing Fee

2.25% - 3% of the loan amount

Foreclosure Charges

4% on principal outstanding +GST


2% on part payment amount paid +GST

Why Choose Finserv MARKETS

With an instant personal loan, you can get access to funds within 24 hours of loan approval and you will be able to meet any expenses. The loan has a high approval amount and the personal loan interest rates are competitive. Hybrid Flexi Loan can help you lower your EMI by as much as 45%. You can do this by paying interest-only personal loan EMIs. When you take a apersonal loan from Bajaj Finserv, you have the facility to borrow up to INR 25 lakhs and prepay as per your convenience. With minimal documentation requirements and flexible repayment tenure, the online personal loan will help you in case of any trouble.

At Finserv MARKETS, you can get personal loan for women at attractive rates of interest. You can avail a personal loan of up to Rs.25 Lakhs and use it to meet almost any financial need. Whether you want to plan your travel, wedding, or pursue higher education, a personal loan will finance all the expenses. Personal Loan is an unsecured loan that offers you instant help when you need it. You also get personalized pre-approved offers, instant approvals and flexible tenures of 12 to 60 months.

To check if you are eligible for Personal Loan, you can use the Personal Loan Eligibility Calculator on Finserv MARKETS.The loan repayment process is quite convenient. The application process on Finserv MARKETS is 100% online and is extremely easy.. For a smooth loan repayment process, you can choose to repay the loan amount in easy EMIs.

To know how much EMI you need to pay every month, you can make use of the personal loan EMI calculator to know that. Just enter the loan amount, rate of interest and repayment term.Once your personal loan gets approved you can have your loan amount disbursed within 24 hours.

Personal Loan for Women FAQ's

  • ✔️How can a housewife get a loan?

    Housewives can get a gold loan, since most housewives have gold at home as a possession.

  • ✔️How do women get personal loan?

    Women can get a personal loan by fulfilling the eligibility criteria as specified by the lender. The basic criteria include age, stable source of income, minimum work experience of at least 2 years and a good credit score.

  • ✔️Can I use my spouse name for personal loan application?

    Yes, you can apply for personal loan and have your spouse as your co-applicant. However, make sure they have a good history else chances of loan rejection will be higher.

  • ✔️Can I get a personal loan working from home?

    You can get a personal loan if you are a salaried applicant and have a steady source of income.

  • ✔️Are personal loan for women interest rates lower than usual loan?

    Although it depends on the lender, in most cases the personal loan for women interest rates are comparatively lower than usual loans, in order to promote financial independence among women and encourage them to take loans.

Personal Loan Reviews

Personal Loan Reviews

3.8out of 5

5 reviews

Less paperwork and fast loan

The documents required for personal loan were minimal. The eligibility criteria ws simple too so my loan got approved very easily. I am super happy.

Swift process

The personal loan application was not complicated like other lender i tried before. The complete process was smooth. The repayment is flexible overall good.

Super nice services

Applied for personal loan for women for my home business the amount got sanction in time. The application process was simple and service was satisfactory.

Low interest rate

Got the bajaj finance personal loan at attractive rate then other lender. I am happy with the quick and easy service. Great work!

Very fast process

Took a personal loan for my travel expense and I apply for it online with the app. The loan process was simple. I got my loan approved in less time Would definitely recommend for fast loan.