my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Persons Covered
  • Rate

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

Pre-approved Personal Loan

If you are in need of funds and thinking of different loan products, you can consider applying for a personal loan. One of the most common forms of borrowing, a personal loan can be used for any purpose. It has a high loan amount and offers immense flexibility in terms of repayment. You do not need to specify the purpose of borrowing or provide a security for the loan. When you apply for a personal loan, you only need to provide details about the loan amount and tenure you need. Many lenders also offer a pre-approved personal loan. Here is all you need to know about it.

What is Pre-Approved Loan

A pre-approved online personal loan is offered to those customers who have a good track record of repaying dues. The loan is ideal for those who have a strong credit score and have paid their previous loans in time. An instant personal loan is also approved to those who have no credit history but have a stable income and savings history.

Features of a pre-approved personal loan

Important features of the loan are discussed below.

1. High loan amount

You can get a Bajaj Finserv personal loan of up to INR 25 lakh.

2. Instant disbursal of funds

You can get access to funds within 24 hours with a Bajaj Finance personal loan. Once the loan is approved, the funds will be transferred into your account without any delay.

3. Attractive interest rates

Enjoy attractive personal loan interest rates with your pre-approved loan. You can make use of the online Equated Monthly Installment (EMI) calculator. The calculator will provide you with an estimated EMI that you need to pay every month. The calculator is quite easy-to-use, as you just need to enter the loan amount and tenure to know about the estimated personal loan EMI.

4. Quick processing

A personal loan has basic eligibility criteria and a minimal documentation requirement. You need to be an Indian citizen aged between 23 and 58 years earning a salary between INR 25,000 and INR 35,000, as per your city, to apply for a personal loan. Hence, once you make a loan application, it will be processed in no time and your loan will be approved at the earliest.

Documents Required for Pre-Approved Loan

To apply for a pre-approved personal loan, you need to provide the below-mentioned documents required for personal loan.

  1. KYC documents

  2. Address proof

  3. Passport-size photograph

Consider the interest rate on personal loan offered by the lender in case of a pre-approved loan. At Finserv MARKETS you can avail a personal loan without a guarantor. The loan repayment process is quite convenient. Before applying for a loan you need to check whether you are eligible for a personal loan. You can take the help of a Personal Loan Eligibility Calculator to check and calculate your personal loan eligibility criteria.

For a smooth loan repayment process, you can choose to repay the loan amount in easy EMIs. To calculate the number of monthly instalments you can take the help of a personal loan EMI calculator. All you need to do is enter the desired loan amount, the predetermined rate of interest and the fixed tenure of the loan. The complete personal loan application process is carried out online, hassle-free requires minimal documentation. Once your personal loan gets approved you can have your loan amount disbursed within 24 hours.

Pre Approved Loan using Bajaj Finserv EMI Network Card

Bajaj Finserv EMI Network Card is an exclusive card that helps you with instant financing options. With this network card, you can pay for your favorite home appliances and electronics without any hidden charges by utilizing loan on card.  Bajaj EMI card loan is a pre approved loan that comes with a loan limit of up to Rs. 4 lakh. The primary aim of Bajaj Finserv's EMI Network Card is to make online purchases secure and convenient. With a Bajaj pre-approved offer you can now apply for a loan on EMI card.

Features and Benefits of Pre Approved Loan with the Bajaj Finserv EMI Network Card

  • Flexible Repayment Period - You can repay the loan according to your own convenience with a repayment period starting from 3 to 24 months.

  • No Cost EMIs - Bajaj Finserv pre approved loan aids in converting your purchases into an easy and personalized EMIs. The Bajaj EMI card loan comes with an interest-free No Cost EMI feature, making it easier to shop without the burden of unnecessary interest amount. 

  • Easy Application - To apply for Bajaj Finserv EMI Network Card you can simply choose either offline or online process. For applying online you simply need to go to the Bajaj Finserv login portal and click on the Bajaj Finserv EMI Network Card and for the offline process connect with the customer care agent.

  • Lofty Pre Approved Loan - The maximum loan you can take on the EMI card is Rs. 4 Lac as a pre approved loan. Bajaj Finserv offers this high pre-approved loan to shop for products like television, laptops, speakers, mobile phones, and much more.

  • No Credit Cards - With Bajaj Finserv's pre-approved loan you can now shop online without any credit card and make purchases with an EMI card.

  • Lesser Documents - You can apply for the cash loan on Bajaj EMI card with very minimal documents. Just a few basic documents and you’re good to go.

Also know about fullerton personal loan process tips

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!