Short-Term Personal Loan

Loans up to 25 Lakh | Approval in 3 Minutes | Flexible Repayment

What is a Short Term Personal Loan

With the assistance of a short-term personal loan, one can avail the necessary funds for those unforeseen emergencies. This loan can then be paid off over a short repayment tenor, which usually does not go beyond 12 months. The lending partners of Finserv MARKETS offer short-term yet high-value loans at attractive interest rates. One can avail an instant short-term loan for a host of reasons, ranging from funding a vacation to taking care of the unforeseen medical emergencies.


One can apply for a short-term personal loan online and get the same approved within a matter of 2 minutes. It is possible because the eligibility criteria is fairly straightforward and such forms of credit do not ask a lot out of the borrower by way of documentation. As soon as the verification process has been successfully completed by the lender, the funds tend to reach the borrowers’ bank account within a day.

Short-term personal loan repayment also tends to be cost-effective in nature since the tenor is not lengthy. A majority of Finserv MARKETS’ partner institutions offer flexible repayment terms. In addition to the same, they also offer the same at competitive interest rates so that the borrower can repay the same conveniently.

Eligibility Criteria for Short-Term Personal Loans

If a borrower is considering to apply for a short term personal loan, they must ensure that they meet the following eligibility criteria:

  • Nationality: Indian

  • Age: Between 21 to 60 years of age

  • Employment Criteria: Salaried and employed with a corporate establishment of repute

  • CIBIL/Credit Score: 750 or above

  • Salary: Depends on the city that the applicant resides in and/or the criteria that the lending institution has set itself

In order to know how much funding one can get with an instant short-term loan, they can use the personal loan eligibility calculator to get an estimate before applying.

What are the Benefits of a Short-Term Personal Loan

Near-Instant Financing: One can address urgent financial needs such as medical emergencies in a matter of a few hours.

Collateral-Free Finance: One can get a short-term personal loan online without having to offer any personal belongings as collateral.

Quick approval: With Finserv MARKETS, you can apply for a short-term personal loan online and get approval in 2 minutes.

Minimal Documents: Just submit some basic documentation with your form to secure funding swiftly.

Flexible Repayment Terms: Repay your loan conveniently over as long as 5 years.

Myriad of Pre-Approved Loan Offers: Avail pre-approved offers to hasten the application process and access personalised financing.

No Additional Charges: Read the terms and conditions and be assured of 100% transparency in loan fees and charges.

Up to 45% Lower EMIs: Pay up to 45% lower EMIs with the flexi personal loan facility.

With Finserv MARKETS, you can choose from multiple short-term personal loan interest rate offers as per your preference and repay the loan over the flexible tenor. With the hybrid flexi loan option, you can pay personal loan EMI on the interest and ensure that the principal is repaid in due time. An online personal loan can help meet your needs and will put an end to all your financial troubles at the click of a few buttons.

Short term Personal Loan Reviews

Short term Personal Loan Reviews

3.9out of 5

3 reviews

Best Short Term Peronal Loan in India

I availed a short term personal loan to fund my international vacation with family last year. Availing a personal loan online was quite easy. Also, I could calculate my EMI beforehand and this helped me make timely repayment of the loan amount.

Attractive Interest Rate

A short term personal loan is one of the finest ways to meet instant fund requirement. You can apply for a personal loan and avail the loan amount within 24 hours. Since I had a high credit score while applying for the loan, I could get the personal loan at attractive interest rate.

Customized Loans

I availed a Bajaj Finserv Personal Loan recently for consolidating my debt. I could customize the loan according to my convenience. This helped me settle for a short term personal loan, and I could repay the loan amount within a short duration.

Instant Loan Approval

I applied for a short term personal loan at Finserv MARKETS. Simple application process, minimal documentations, instant loan approval and quick disbursal of the loan amount are some of the major benefits of availing personal loans at Finserv MARKETS.

Collateral free loan at best interest rates

Short term loans can help you fulfill your financial needs with ease. I applied for a short term personal loan at Finserv MARKETS. I did not have to provide any collateral for availing the loan amount. I was also able to get an estimate of my monthly installments beforehand. This helped me make timely repayment of the loan amount.