Apply for a personal loan on Bajaj Markets and compare interest rates and maximum tenures from multiple lenders. This way, you can make an informed decision and enjoy long-term benefits.
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Tenure | Processing Fee |
|---|---|---|---|---|
₹55 Lakhs |
10% p.a. |
108 months |
Up to 3.93% of the loan amount (Inclusive of applicable taxes) |
|
40 Lakhs |
10.99% p.a. |
72 months |
Up to 1.50% of the loan amount + GST |
|
₹25 Lakhs |
12% p.a. |
60 months |
|
|
₹15 Lakhs |
12% p.a. |
48 months |
Up to 3% of the loan amount + GST |
|
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
|
₹5 Lakhs |
14% p.a. |
36 months |
Up to 2% of the loan amount |
|
₹4 Lakhs |
14% p.a. |
24 months |
3% to 5% of the loan amount |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
|
|
10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
|
₹10 Lakhs |
13.99% p.a. |
60 months |
2% to 5% of the sanctioned amount |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
Starts from 2% of the approved loan amount |
|
₹5 Lakhs |
12% p.a. |
36 months |
1% onwards |
|
₹1 Lakh |
18% p.a. |
12 months |
2% to 12% of the loan amount |
|
₹5 Lakhs |
18% p.a. |
12 months |
2% to 6% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
3% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
Up to 5% of the loan amount plus applicable taxes |
|
₹1.5 Lakhs |
6% p.m. |
90 days |
3% to 10% |
|
₹5 Lakhs |
23% p.a. |
36 months |
2.5% to 4% of the loan amount |
Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Calculating your monthly outflow before applying helps you choose a repayment schedule that aligns perfectly with your monthly income.
The table below illustrates an example of the estimated Equated Monthly Installment (EMI) and the total interest payable across different timelines, calculated at an interest rate of 11% p.a.:
| Loan Tenure | Monthly EMI | Total Interest Payable | Total Repayment Amount |
|---|---|---|---|
1 Year (12 months) |
₹4,419 |
₹3,029 |
₹53,029 |
3 Years (36 months) |
₹1,637 |
₹8,929 |
₹58,929 |
5 Years (60 months) |
₹1,087 |
₹15,227 |
₹65,227 |
Disclaimer: The EMIs and interest amounts shown above are indicative. Actual interest rates, processing fees, and loan terms are subject to change based on individual credit profiles and the policies of the lending partners on Bajaj Markets.
In addition to interest rates, there are various other costs associated with borrowing. Fees and charges are incurred over the total repayment tenure. Here are some charges you need to be aware of:
| Fees and Charges | Details |
|---|---|
Processing Fees |
Up to 10% of the loan amount |
Foreclosure Charges |
Up to 7% of the outstanding principal |
Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Disclaimer
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
A: You can get a personal loan of ₹50,000 on Bajaj Markets through a simple online application process. Just ensure that you meet the eligibility criteria.
A: Your EMI will vary depending on the principal amount, interest rate and repayment tenure. Assuming that the interest rate is 10% p.a., the EMI for a 6-month tenure will be ₹8,578, and for a 60-month tenure, it will be ₹1,062.
A: You can get the loan at interest rates starting from as low as 10% p.a. on Bajaj Markets. The rate offered to you may differ depending on your loan eligibility and the lender’s policies.
A: You must be an Indian citizen who is above 21 years of age with a good CIBIL score. You must also be either a self-employed person or a salaried professional working with a reputable company. Monthly earnings of a minimum of ₹10,000 are ideal for qualifying for a personal loan of ₹50,000.
A: To get a personal loan of ₹50,000 instantly, an Aadhaar Card is a mandatory document. It acts as both identity and address proof. Therefore, whichever lender you apply with will require an Aadhaar Card. You may be asked to provide other KYC documents; hence, it is best to stay informed.
A: You can easily obtain a ₹50,000 loan using your PAN card as identity proof through Bajaj Markets, which partners with various trusted lenders. Submit basic details along with your PAN, meet eligibility criteria, and enjoy quick approval and instant disbursement.
A: To get ₹50,000 immediately, apply online for an instant personal loan via platforms like Bajaj Markets. Ensure you meet basic eligibility requirements and provide accurate documentation for faster approvals, typically within 24 hours or less.
A: Eligibility for a ₹50,000 personal loan typically requires being an Indian citizen aged 21-60, having a minimum monthly income, and a stable employment history. Additionally, maintaining a healthy credit score of at least 650 improves approval chances significantly.
A: Yes, banks offer ₹50,000 personal loans if you meet specific eligibility conditions such as good credit history, steady income, and proper documentation. Applying through platforms like Bajaj Markets simplifies your process and helps find competitive offers from multiple banks.
A: The monthly EMI for a ₹50,000 loan depends on the interest rate and repayment tenure you select. For instance, a ₹50,000 loan at 12% interest over 24 months would typically result in an EMI of approximately ₹2,349.
A: You can get a ₹50,000 personal loan even with a low CIBIL score if you show stable income, though interest may be higher and lenders may require extra documents too.
A: A ₹50,000 personal loan is usually processed within a few minutes to a few hours, depending on the lender’s verification process and your eligibility.
A: Yes, you can get a ₹50,000 emergency loan without collateral, as most lenders offer unsecured loans based on your income, credit profile, and repayment capacity.
A: Some lenders may offer an instant ₹50,000 loan without income proof, but approval depends on your credit score, banking history, and overall financial profile.
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