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Dairy Loan up to 50 Lakhs | 2 Mins Approval | Flexible Repayment Options
A dairy farm loan is a specialised loan designed to help dairy farmers manage and grow their businesses. It covers costs such as cattle feed, animal care, and equipment repairs.
You can use this loan to upgrade your farm or expand operations. Apply for a dairy farm business loan on Bajaj Markets and take the next step in growing your dairy business today.
A dairy farm business loan is a financing solution that supports dairy entrepreneurs in expanding operations. It provides the necessary funds to manage daily business activities. This loan can be used for a variety of purposes, such as:
Purchasing or feeding cattle
Setting up or upgrading milking equipment
Expanding dairy infrastructure
Covering veterinary and healthcare costs
Managing working capital needs
Banks and NBFCs offer these loans with flexible repayment terms and competitive interest rates, depending on the loan amount and the lender’s policy. To promote rural entrepreneurship, the government has introduced schemes such as NABARD, making loans more accessible for first-time borrowers.
Small business loans can be essential to finance businesses in their nascent stage. A dairy farm business loan proves to be significant in the following situations:
Distribution of product
Establishment of manufacturing units
Setting up a new farm or expansion of an established dairy farm
Purchasing cattle for small dairy farm units
Rearing and crossbreeding of cattle
Producing cattle fodder and relevant farm operations
Constructing and maintaining shelters for farm animals (cows, buffalos, etc.)
Buying milk chilling units, collection machinery, dispersal and distribution vans
Investing in cold storage facilities and marketing services
Purchasing chaff cutters, dairy dispensation equipment, and other transportation services
Get fast online approval with minimal paperwork. Dairy farm loans receive instant processing, and the loan amount reaches your bank account quickly.
Unlike many financial institutions, you do not have to provide collateral against the loan amount needed for your business on online marketplaces like Bajaj Markets.
These business loans are unsecured, and hence, you are not required to pledge any assets to get a business loan.
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You can get up to ₹80 Lakhs on Bajaj Markets. This can provide you with the funds required to give a boost to your dairy business.
The tenure for the repayment of the loan is extremely flexible on Bajaj Markets. You can repay within 12 to 96 months from the approval date of the secured dairy farm loan.
Dairy farm business loans are available at attractive, easily affordable business interest rates.
You are eligible to apply for a dairy farm loan when engaged in dairy-related activities. Farmers, entrepreneurs, cooperatives, and other groups involved in this sector can apply for the loan. Below are some of the eligibility criteria you need to meet:
You need to be an Indian citizen
Your business must be operational for at least 1–3 years
A credit score of 700 or above is required
You need to be self-employed, either professional or non-professional
You must be above 21 years of age
Your business should be registered as a partnership, limited liability partnership, or private limited company
Your business must have a minimum annual turnover of ₹1 Lakh
Compare interest rates and loan amounts offered by leading lenders for dairy business loans on Bajaj Markets. This overview will help you choose the best financing option based on your budget and repayment capacity.
Lender |
Max. Loan Amount |
Min. Interest Rate (p.a.) |
Max. Tenure |
|---|---|---|---|
Bajaj Finance |
₹80 Lakhs |
14% |
96 months |
L&T Finance |
₹75 Lakhs |
15.50% |
60 months |
IIFL Finance |
₹30 Lakhs |
16.50% |
48 months |
KreditBee |
₹30 Lakhs |
18% |
36 months |
FlexiLoans |
₹50 Lakhs |
18% |
42 months |
Lendingkart |
₹35 Lakhs |
19.20% |
36 months |
Ambit Finvest |
₹2 Lakhs |
20% |
36 months |
Protium |
₹35 Lakhs |
20.50% |
36 months |
Indifi |
₹30 Lakhs |
22% |
36 months |
Aditya Birla Capital |
₹10 Lakhs |
22% |
36 months |
Credit Saison |
₹10 Lakhs |
22% |
36 months |
InCred |
₹3 Lakhs |
24% |
60 months |
UGRO Capital |
₹50 Lakhs |
24% |
72 months |
AYE Finance |
₹2 Lakhs |
29.50% |
30 months |
Disclaimer: The above-mentioned information is subject to change as per changes in the lenders’ policies.
On Bajaj Markets, you can apply for a dairy farm business loan online by following the steps given below:
Click on ‘Apply Now’ to head to the application form
Enter your personal and business information in the form
Enter the loan amount and preferred tenure
Submit the application for further processing
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can repay the dairy farm loan over a flexible tenure ranging up to 96 months. It can vary depending on the lender.
Yes. A grace period between 3 to 6 months is provided by some of the financial institutions.
Several banking institutions provide dairy farm loans. However, to have a smooth experience like instant approval and quick disbursal, you may apply for the same through Bajaj Markets.
No. You are not required to provide any collateral in order to obtain a dairy farm loan.
Yes. You can obtain a MUDRA loan in order to begin your dairy business.
The foreclosure charges may vary across the lenders. Visit the lenders’ official website to check the specific charges applicable to your loan.
To start a dairy farm with around 20 animals, you typically need an investment of ₹10 to ₹20 Lakhs. It depends on infrastructure, breed quality, and equipment requirements.
