Do you run a business but don’t own a business credit card? You are surely missing out! A business credit card, as the name suggests, is designed specifically for tackling business expenses. It allows you to streamline all expenses related to your business on the card while preventing its use for personal transactions. Both employers and employees stand to benefit when using the cards. Employees can use the card to pay for business expenses with ease, while you, the employer, can monitor such expenses. You can also enjoy several benefits on the cards such as special business savings plans, business credit card rewards programs, fuel surcharge waivers and more.
Let us take a look at all such features and benefits that a business credit card offers.
While the features and benefits may differ from card to card, here is a list of some of the common advantages you can expect with regards to a business credit card.
Several popular financial institutions in the country offer business credit cards designed to match the specific needs of businesses. Here is a list of some of the best business credit cards in the country that you can opt for.
When it comes to premium credit cards, the Business Regalia Credit Card is definitely the best business advantage credit card. It offers several benefits across a range of categories such as shopping, dining, travel, entertainment, and more.
Annual Fee- INR 2,500 (waived off upon spends of INR 60,000 within 90 days)
Renewal Fee- INR 2,500 (waived off upon spends of INR 3 Lakhs in 12 months)
With a low annual fee, this is one of the best business credit cards you can opt for. The card lets you earn accelerated rewards, cashback, fuel surcharge waivers, etc., while taking care of all your key business expenses. It comes with several business-centric benefits to make the transactions on the card rewarding.
Annual Fee- INR 500 (waived off upon spends of INR 20,000 within 90 days)
Renewal Fee- INR 500 (waived off upon spends of INR 50,000 in 12 months)
So, what are you waiting for? Apply for the best business credit card today!
Applying for a domestic or international business credit card online is simple and can be done both online and offline. To apply for a business credit card online, in a hassle-free way, you can go to the Finserv MARKETS website. The steps you would need to follow are mentioned below-
If you would like to opt for the offline mode of applying for a business credit card, you can view the range of business credit cards available on the Finserv MARKETS site, choose the one you like best, and visit the card-issuing bank to apply for a credit card. The executive at the bank would help you fill the application form and verify your documents before processing the request. You can also call the bank’s customer care number for any assistance regarding your business credit card application.
A business credit card, as the name suggests, is designed specifically for tackling business expenses. It can be availed by anyone who wishes to have a separate business account. It allows you to streamline all expenses related to your business on the card, while preventing its use for personal transactions. Both employers and employees stand to benefit when using a business credit card.
A business credit card lets you earn accelerated rewards, cashback, fuel surcharge waivers, etc., along with taking care of all your key business expenses. Some cards also offer exclusive complimentary memberships which allow you to save more on dining and travel-related expenses.
A business credit card lets you do cashless and secure transactions for all your business-related expenses. You can control the type and amount of spends that can be made using the card. As an employer, you can also view and manage multiple credit cards and the expenses on them conveniently, in one place.