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A number of credit card issuers in India offer cards that cater to different lifestyle requirements of individuals. Some also offer credit cards for chartered accountants that provide various features and benefits. CA credit card is a type of credit card specially designed to meet the professional needs of chartered accountants.

Top CA Credit Cards in India

Here are some of the top CA credit cards in India that come with attractive offers for those involved in this profession:

  • RBL Bank’s Bajaj Finserv CA SuperCard

  • Bank of Baroda’s ICAI Credit Cards

Who Should Get A CA Credit Card

This credit card is a valuable savings tool if you are involved in the chartered accountancy profession. You can apply for a chartered account credit card if you fly frequently, have high business expenses, or need professional development resources.

 

However, it is crucial to compare different credit cards to choose the one that best suits your professional spending preferences.

How to Apply for a CA Credit Card

Here are some steps you may have to take while applying for a CA credit card. 

  1. Navigate to the card issuer’s website 

  2. Click on the credit cards section and select the apply button 

  3. If you meet the eligibility criteria, proceed with the credit card application

  4. You may be asked to enter details like name, email address, PAN, date of birth, address, etc. 

  5. Complete the application by verifying your phone number through an OPT authentication process 

 

Note: The Bank of Baroda’s ICAI Credit Card and Bajaj Finserv RBL Bank CA SuperCard are currently unavailable on Bajaj Markets. You can find out more details by visiting the issuer’s website or nearest branch.

Benefits of CA Credit Cards

Check out the benefits of using these credit cards for your professional needs:

1. RBL Bank’s Bajaj Finserv CA Supercard

You can earn a number of accelerated credit card rewards across categories with the Bajaj Finserv RBL SuperCard. Some of the rewards offered on this credit card are:

  • Earn 2X Reward Points on online purchases, excluding spends on insurance, education, wallet load, rent, and education 

  • Get a free movie ticket per month worth up to ₹200 on BookMyShow

  • Enjoy four complimentary visits to domestic airport lounges per year 

  • On every ₹1 Lakh spent, get vouchers worth ₹1,000 (starting at ₹4 Lakhs) 

  • Get yearly ICAI fees of up to ₹3,000 refunded on spending over ₹1.50 Lakhs in a year 

  • Utilise the fuel surcharge waiver option worth ₹100 every month

  • Get interest-free cash withdrawals for a maximum of 50 days 

2. Bank of Baroda’s ICAI Credit Card

Cardholders using the Bank of Baroda’s ICAI Credit Card can enjoy various benefits. These include:  

  • It’s a lifetime-free credit card that does not levy any annual or renewal fees

  • Enjoy up to 50 days of interest-free credit

  • Get up to 3 add-on lifetime-free credit cards for family members

  • Avail of complimentary professional indemnity insurance, air accident death, and a non-air accident death covers

  • It offers zero liability on loss of card

  • Get 1% fuel surcharge waivers across all fuel stations in India 

  • Covert big purchases in EMIs

Fees and Charges

Check out the annual and renewal fees you will have to pay to maintain these chartered accountant credit cards:

Bajaj Finserv RBL Bank CA SuperCard

Joining Fee: ₹999 + tax

Annual Fee: ₹999 + tax  

Bank of Baroda’s ICAI Credit Card

Joining Fee: Nil

Annual Fee: Nil

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on CA Credit Cards

How can I avoid interest charges on my CA credit card?

You can avoid interest charges on your CA credit card by paying off your bills within the due date.

Can I use my CA credit card for personal expenses?

Yes, you can use a credit card for chartered accountants for personal expenses.

What factors should I consider when choosing a CA credit card?

When selecting a chartered accountant credit card, you must compare their interest rates and associated fees. Moreover, you must review if its reward structure aligns with your professional spending patterns.

Can I get additional benefits for using a CA credit card for professional expenses?

Yes, you can get accelerated rewards for using these cards for professional expenses. 

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