IDFC FIRST Bank Credit Card Payment

Making your IDFC FIRST Bank credit card bill payment online is quick, secure, and convenient. The bank offers multiple digital payment options to help you manage your dues efficiently. You may choose from the following methods:

• Through the Net Banking 

You can pay your IDFC FIRST Bank credit card bill seamlessly via internet banking. Follow these steps:

1. Log in to your IDFC FIRST Bank internet banking account

2. Navigate to the ‘Credit Card’ section

3. Select ‘Pay Credit Card Bill’

4. Enter the amount and confirm the payment

To automate future payments, enable the ‘Autopay future bills’ option from the same section.

• Via Mobile Banking App (for old app users)

You can conveniently pay your credit card bill using the IDFC FIRST Bank mobile app. Follow these steps:

1. Log in to the mobile banking app

2. Navigate to the ‘Credit Card’ section

3. Select the ‘Credit Card Bill’ option

4. Enter the payment amount and complete the transaction

• Through UPI Payment

Use any UPI-enabled app to make a quick credit card payment. Here’s how:

1. Open your preferred UPI app

2. Select the ‘Send Money’ or ‘Pay’ option

3.  Enter your UPI ID: <16-digit card number>.cc@idfcbank’

4. Enter the payment amount and authorise the transaction

• Via IMPS/NEFT

You can pay your credit card bill using NEFT or IMPS from any bank account. Follow these steps:

1. Log in to your bank’s internet banking portal or mobile app

2. Add a new beneficiary with the following details:

1. Choose NEFT or IMPS as the transfer mode

2. Enter the payment amount and complete the transaction

You can make your IDFC First Bank credit card bill payment by visiting the nearest IDFC FIRST Bank branch using cash or a cheque. Here is how:

• Cash Payment

You can pay your credit card bill by depositing cash at any IDFC FIRST Bank branch:

1. Visit the nearest branch

2. Deposit cash into your credit card account

3. Provide your name and 16-digit credit card number to complete the payment

• Cheque Payment

You may also pay your bill by dropping a cheque at any branch or authorised dropbox:

1. Drop a cheque at any IDFC FIRST Bank branch or ATM

2. Write the cheque in favour of ‘IDFC FIRST Bank Credit Card XXXXXXXXXXXXXXXX’

You may mention your name and contact number on the back of the cheque

The table below outlines the processing times for the various IDFC FIRST Bank credit card payment methods:

Paying your IDFC FIRST Bank credit card bill on time helps you stay financially disciplined and avoid extra charges. Here are the key benefits:

• Helps maintain a strong credit score

• Avoids late fees and penalties

• Prevents interest from adding up on unpaid dues

• Keeps your full credit limit available

• Ensures uninterrupted access to rewards and benefits

• Builds a positive credit repayment history

• Reduces the risk of long-term debt