IndiGo SBI Card: Benefits, Features, and How It Works

The IndiGo SBI Card is designed to enhance the travel experience for frequent flyers, offering a range of benefits if you frequently fly with IndiGo. Co-branded with SBI Card and IndiGo, this card combines the power of a globally recognised credit card issuer with the perks of the airline’s loyalty programme. 

With an attractive rewards system, including IndiGo BluChips, exclusive lounge access, and fuel surcharge waivers, the card is perfect for those looking to earn rewards and maximise their travel benefits.

The IndiGo SBI Card is a credit card specifically designed for you to earn rewards and enjoy exclusive benefits when travelling with IndiGo. Upon signing up for the card, you are welcomed with 2,500 IndiGo BluChips, which are credited to your IndiGo BluChip account after the first transaction and annual fee payment.

These BluChips can be redeemed for flight bookings or other rewards on the IndiGo website or app. With the IndiGo SBI Card, you can also earn BluChips on your purchases, including 3 BluChips per ₹100 spent on IndiGo’s app or website and 2 BluChips per ₹100 spent on hotels and travel services. These points accumulate over time, allowing you to maximise your travel rewards.

With your IndiGo SBI Card, you can enjoy a variety of benefits that make every transaction more rewarding. 

Here’s what you can expect:

• IndiGo BluChips Rewards

Earn 3 BluChips for every ₹100 spent on the IndiGo App or website, 2 BluChips for ₹100 spent on hotels and travel services, and 1 BluChip for ₹100 spent on all other purchases (excluding utilities, fuel, etc.).

• IndiGo Prime Pass Benefit

Get 4 6E IndiGo Prime Passes when you spend ₹1 Lakh within the first 3 months of account opening.

• Welcome and Renewal Benefits

Get 2,500 BluChips after your first transaction and annual fee payment. From the second year, you’ll continue to receive 2,500 BluChips with your renewal fee payment.

• Lounge Access

Enjoy up to 4 domestic lounge visits per year, with one visit per quarter if you spend ₹50,000 or more in a quarter.

• Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a maximum of ₹200 per statement cycle.

• Contactless Technology

Make everyday purchases quicker and more secure by simply tapping your card at a secure reader.

• Worldwide Acceptance

Use your card at over 29 million outlets globally, including more than 3,25,000 outlets in India.

• Flexibility with Credit Facility

Enjoy flexible payment options and the ability to carry forward your balance with some of the lowest finance charges.

• Emergency Assistance

Access 24-hour MasterCard/RuPay Global Customer Assistance Services for any emergencies, including lost or stolen cards during travel.

• Add-on Cards

Empower your family members by applying for add-on cards for your spouse, parents, siblings, and children above 18 years of age.

The rewards structure of the IndiGo SBI Card is designed to maximise the value of every purchase you make. You can earn IndiGo BluChips based on your spending, which can be redeemed for flight bookings, upgrades, and other travel-related rewards. 

Here’s a breakdown of how the rewards work:

• 3 BluChips per ₹100 spent on the IndiGo App or website
  

• 2 BluChips per ₹100 spent on travel services like hotels and lodging
  

• 1 BluChip per ₹100 spent on all other purchases (excluding utility bills, fuel, etc.)
   

These BluChips are automatically credited to your IndiGo BluChip account on every statement cycle. Once accumulated, you can use them to book IndiGo flights or redeem other rewards on the IndiGo app or website.

In addition to regular spending rewards, you’ll also benefit from milestone bonuses and renewal benefits, including 2,500 BluChips after your first transaction and annual fee payment. From the second year onwards, you’ll continue to receive 2,500 BluChips with the payment of your renewal fee.

To be eligible for the IndiGo SBI Card, you must meet the following eligibility criteria:

• You must be at least 21 years old and not older than 70 years
  

• You should be employed, either salaried or self-employed, with a regular income source
  

• The card is available to Indian residents only
  

• You must meet the minimum income requirement, as per the issuer's policy (this can vary)
  

• A credit score of 700 or above is preferred for a smooth application process and approval

To apply for the IndiGo SBI Card on Bajaj Markets, follow these simple steps:

1. Click here to apply for the card. On the redirected page, enter your phone number, date of birth, and occupation.
   

2. You’ll receive an OTP on your phone. Enter it to proceed.
   

3. Review the automatically filled information, such as your PAN card number, email address, residential PIN code, and income details.
   

4. Select the card option that best suits your needs.
   

5. Finally, click on ‘Submit’ to complete your application.

To make the most of your IndiGo SBI Card and its rewards, here are some helpful tips:

• Use the Card for Travel-Related Purchases

Earn more IndiGo BluChips by using your card for flights, hotel bookings, and travel-related services

• Maximise Lounge Access

Reach the minimum spending requirement each quarter to enjoy your domestic lounge visits

• Pay on Time

Avoid late fees and interest charges by ensuring timely payments. Set up reminders or automatic payments

• Use Add-on Cards

Share the benefits of your card with family members by adding them as authorised users

• Redeem BluChips Wisely

Use your earned BluChips for discounted flights, seat upgrades, or other travel rewards to get the most value

While using the IndiGo SBI Card, you may encounter some common issues. Here’s how you can resolve them:

• Balance Issues

If your balance seems incorrect, check your most recent statement for any unrecorded transactions or charges. Contact customer support if discrepancies persist.

• Delayed Points

If your IndiGo BluChips aren’t credited on time, ensure that your transaction is eligible for rewards. Points are usually credited after the statement cycle, so check again after your next billing cycle.

• Redemption Problems

If you face issues while redeeming BluChips, ensure you are logged into the correct IndiGo BluChip account linked to your SBI credit card. If the problem persists, reach out to customer support.

• Customer Support

If you need help, you can reach out to the SBI Card helpline or visit the customer support section on the official website. For urgent issues, the 24-hour MasterCard/RuPay Global Customer Assistance service can provide support, especially during international travel.