Standard Chartered Credit Card Application

Standard Chartered Credit Card

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! 

Standard Chartered Bank Credit Card in India

**Disclaimer: Standard Chartered Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

 

Standard Chartered (SC) credit cards come packed with lucrative deals and rewards which you can use on transactions related to dining, grocery, lifestyle shopping, travel, etc. The range of SC credit cards that are available under the three categories: Rewards, Cashback, and, Travel are designed to address your unique preference. Apply for a Standard Chartered credit card and upgrade your shopping and travelling experience now!

How to Apply for a Standard Chartered Credit Card

To apply for a Standard Chartered credit card online, follow the steps mentioned below:

  • Step 1: Visit Standard Chartered Bank’s official website.

  • Step 2: Go to the ‘Our Products’ section and click on ‘Credit Cards’.

  • Step 3: Select any SC Bank credit card available under the three categories: Reward, Cashback, and Travel.  

  • Step 4: Submit your Standard Chartered credit card application.

  • Step 5: A bank representative will contact you to confirm the credit card approval.

  • Step 6: You may have to upload important documents (see below) to complete the credit card application procedure.

  • Step 7: Once done, your Standard Chartered credit card application will be subject to final policy and verification checks by the bank. Post this, you will receive your Standard Chartered credit card within 7-15 days.

In case you have an existing Standard Chartered bank savings account, you can apply for a Standard Chartered credit card through netbanking.

Note: Standard Chartered credit card is currently not available on the Bajaj Markets’ website. To browse other credit card options, visit Bajaj Markets today!

Top Standard Chartered Credit Cards

Standard Chartered Bank offers a host of credit card options that cater to all lifestyles and are tailor-made to meet your existing financial needs. The top Standard Chartered credit cards available in India are as follows:

CASHBACK

 

REWARDS

 

TRAVEL

 

  • Smart Credit Card

(Advantageous features ensure a smart life)

 

  • Ultimate Card

(Extensive reward points that help enhance your lifestyle)

  • Standard Chartered EaseMyTrip Credit Card

(Enjoy exciting discounts and rewards on travel spending)

  • Super Value Titanium Credit Card

(Save on monthly expenses)

  • Platinum Rewards Card

(Get 5x reward points on dining and fuel spends)

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  • Manhattan Platinum Credit Card

(Assures double benefits in the form of cashback and rewards)

-

-

  • DigiSmart Credit Card

(Get benefits on movies, travel, shopping, groceries, food order, and cab bookings)

-

-

Standard Chartered Credit Card Eligibility Criteria & Documents

Eligibility Criteria to Apply for a Standard Chartered Credit Card

To apply for any of the above-mentioned Standard Chartered credit cards, you must fulfil the following basic criteria:

 

  • Age: The applicant must fall between the age bracket of 21 and 65 years.

  • Income: The applicant must have a stable monthly income.

  • Location: The applicant must be residing in credit card sourcing cities as dictated by the bank

Note: The Standard Chartered Bank credit card application will be assessed by the bank as per its internal policies and criteria. The final right to grant the credit card lies solely with Standard Chartered. However, you must agree to the terms and conditions set by the bank to become eligible to get a Standard Chartered credit card.

Documents Required to Apply for a Standard Chartered Credit Card

Following is a list of documents that you need to submit at the time of credit card application:

 

  • Identity Proof: Passport, PAN card, Voter’s Id, any government-provided ID proof

  • Address Proof: Aadhaar card, passport, driving license, Voter’s ID, job card issued by NREGA

  • Financial Documents:

     

    1. For Salaried Individuals: Latest salary slips
    2. For Self-employed:
    • Self-employed Businessmen: Latest IT Returns, last business continuity proof
    • Self-employed Professionals: Latest IT Returns, business continuity proof
  • Passport-sized Photograph

Note: The list is indicative. The bank may ask for additional documents as per its requirement.

Features and Benefits of Standard Chartered Credit Cards

Some of the important Standard Chartered credit card features include:

 

  • Instant Approval: Complete video KYC verification and get a virtual credit card from Standard Chartered Bank. This process quickens the SCB credit card application process and ensures instant approval.

  • Exciting Deals: Get incredible deals on dining, shopping, travel, and more with the ‘Good Life Program’.

  • EMI Conversion Facility: In case of big expenses that amount to over ₹2000, you can convert them into EMIs using online banking or SC Mobile.

  • Reward Points: Redeem rewards across a host of popular brands with the Standard Chartered 360◦ reward program.

  • Contactless Credit Card: Get contactless credit cards for faster checkouts and hassle-free transactions.

  • Loan: Get a loan up to ₹5,00,000 on your credit card with flexible tenure from 12-60 months.

  • Balance Transfer Facility: Credit card balance transfer facility up to ₹5,00,000 from other banks’ credit cards at an attractive interest rate.

Standard Chartered Credit Card Fees and Charges

The fees and charges of top Standard Chartered credit cards are mentioned below:

 

Annual Fee of different Standard Chartered credit cards         

  • Standard Chartered EaseMyTrip Credit Card: ₹350 + GST

  • Smart Credit Card: ₹499 + GST

  • DigiSmart Credit Card: ₹49 (monthly) + GST   

  • Platinum Rewards Card: ₹250 + GST

  • Manhattan Platinum Card: ₹999 + GST           

  • SuperValue Titanium Credit Card: ₹750 + GST

  • Ultimate Card: ₹5000 + GST

Note: Annual fees may vary according to the existing promotional offers. The rates will be communicated to the applicant during the procedure.

Other Fees and Charges on Standard Chartered Credit Card

  • Late Fee Charge: ₹100 (levied in case you miss a payment of the minimum amount due for 2 or more months)

  • Late Payment Charges (w.e.f. 1st May 2021): ₹0- ₹1200

  • Overlimit Charges: ₹500 per instance or 2.5% of the Over limit amount (min. ₹500)

  • Cash Advance Fee: 3% of cash withdrawal (from ATM) amount (min. ₹300)

  • Overseas Transactions: 3.5% transaction fee

  • Rewards Handling Charges: ₹99 will be charged towards handling and courier charges for the redemption of reward points

  • Cheque/ Cash Pick-up Fee: ₹100

  • Paper Statement (w.e.f. 1st January 2019): ₹99 (monthly) for requesting both Online and Paper Statement

  • Service Handling Charges: ₹49- ₹199

Standard Chartered Credit Card Customer Care

Standard Chartered bank has a dedicated customer care team that focuses on resolving the queries of all its clients. You can either write to the credit card customer care or call the Standard Chartered helpline to get in touch with the customer care executive for any financial assistance.

 

Standard Chartered bank has different helpline numbers for personal banking, premium banking, priority banking, business banking, etc. Visit the official Standard Chartered website and click on ‘Contact Us’ to know the helpline numbers for your city. You can also reach their customer care via email at customer.care@sc.com or via sending a post at the following address: Standard Chartered Bank, Customer Care Unit, 19 Rajaji Salai, Chennai - 600 001. Alternatively, you can opt for various chat options and resolve your queries.

FAQs on Standard Chartered Bank credit card

  • ✔️How can I get a credit card from Standard Chartered Bank?

    You can apply online for a Standard Chartered Bank credit card of your choice via the bank’s official website. You can also visit the nearest Standard Chartered bank branch to apply for a credit card.

  • ✔️Which credit card is best in Standard Chartered Bank?

    Ultimate card, Standard Chartered DigiSmart Card, Standard Chartered Manhattan Card, and Standard Chartered Super Value Titanium Cashback Credit Card are some of the top Standard Chartered credit cards. Browse through the features, benefits, and rewards program to choose the best Standard Chartered credit card for you.

  • ✔️Can I apply for a Standard Chartered credit card online?

    The Standard Chartered credit card is currently not available on Bajaj Markets to apply online. However, you can directly visit the official Standard Chartered Bank’s website to apply for a credit card online.

  • ✔️Can I change my Standard Chartered credit card type?

    If you want to switch from your current card type to another, you can call the Standard Chartered customer care service number or visit the nearest Standard Chartered Bank branch to get assistance. However, make sure you consider factors such as existing and new credit card limits, bonus rewards, interest rates, and clearing of your existing credit card debt before making the switch.

  • ✔️What is the easiest Standard Chartered card to get?

    Getting a Standard Chartered credit card is easier when you successfully meet the eligibility criteria laid down by the bank. Therefore, select a Standard Chartered credit card that has a higher approval chance as per your profile and easily get it.

  • ✔️What is the minimum salary for a Standard Chartered credit card?

    There is no fixed minimum salary requirement for Standard Chartered credit cards. Hence these criteria can vary from one card to another. You can learn about the salary requirement when you initiate the SCB credit card application process. However, Standard Chartered Bank demands a regular source of income while providing a credit card.

  • ✔️What is the use of the Standard Chartered credit card?

    You can use the Standard Chartered Bank credit card for various purposes such as shopping, dining, travelling, etc. and save on those transactions.

  • ✔️How long does it take to get a Standard Chartered credit card?

    It can take approximately 9 working days to get a Standard Chartered Bank credit card.

  • ✔️How can I increase my Standard Chartered credit card limit?

    Follow the steps mentioned below to increase the Standard Chartered Bank credit card limit:

    • Step 1: Log in to Online Banking.

    • Step 2: Navigate to the ‘Help & Services’ section.

    • Step 3: Next, go to ‘Card Management

    • Step 4: Select ‘Credit Limit Increase’

    • Step 5: Follow the instructions appearing on the screen and place a request for the credit limit increase.