Standard Chartered (SC) credit cards come packed with lucrative deals and rewards which you can use on transactions related to dining, grocery, lifestyle shopping, travel, etc. The range of SC credit cards that are available under the three categories: Rewards, Cashback, and, Travel are designed to address your unique preference. Apply for a Standard Chartered credit card and upgrade your shopping and travelling experience now!
To apply for a Standard Chartered credit card online, follow the steps mentioned below:
Step 1: Visit Standard Chartered Bank’s official website.
Step 2: Go to the ‘Our Products’ section and click on ‘Credit Cards’.
Step 3: Select any SC Bank credit card available under the three categories: Reward, Cashback, and Travel.
Step 4: Submit your Standard Chartered credit card application.
Step 5: A bank representative will contact you to confirm the credit card approval.
Step 6: You may have to upload important documents (see below) to complete the credit card application procedure.
Step 7: Once done, your Standard Chartered credit card application will be subject to final policy and verification checks by the bank. Post this, you will receive your Standard Chartered credit card within 7-15 days.
In case you have an existing Standard Chartered bank savings account, you can apply for a Standard Chartered credit card through netbanking.
Note: Standard Chartered credit card is currently not available on the Bajaj Markets’ website. To browse other credit card options, visit Bajaj Markets today!
Standard Chartered Bank offers a host of credit card options that cater to all lifestyles and are tailor-made to meet your existing financial needs. The top Standard Chartered credit cards available in India are as follows:
(Advantageous features ensure a smart life)
(Extensive reward points that help enhance your lifestyle)
(Enjoy exciting discounts and rewards on travel spending)
(Save on monthly expenses)
(Get 5x reward points on dining and fuel spends)
(Assures double benefits in the form of cashback and rewards)
(Get benefits on movies, travel, shopping, groceries, food order, and cab bookings)
To apply for any of the above-mentioned Standard Chartered credit cards, you must fulfil the following basic criteria:
Age: The applicant must fall between the age bracket of 21 and 65 years.
Income: The applicant must have a stable monthly income.
Location: The applicant must be residing in credit card sourcing cities as dictated by the bank
Note: The Standard Chartered Bank credit card application will be assessed by the bank as per its internal policies and criteria. The final right to grant the credit card lies solely with Standard Chartered. However, you must agree to the terms and conditions set by the bank to become eligible to get a Standard Chartered credit card.
Following is a list of documents that you need to submit at the time of credit card application:
Identity Proof: Passport, PAN card, Voter’s Id, any government-provided ID proof
Address Proof: Aadhaar card, passport, driving license, Voter’s ID, job card issued by NREGA
Note: The list is indicative. The bank may ask for additional documents as per its requirement.
Some of the important Standard Chartered credit card features include:
Instant Approval: Complete video KYC verification and get a virtual credit card from Standard Chartered Bank. This process quickens the SCB credit card application process and ensures instant approval.
Exciting Deals: Get incredible deals on dining, shopping, travel, and more with the ‘Good Life Program’.
EMI Conversion Facility: In case of big expenses that amount to over ₹2000, you can convert them into EMIs using online banking or SC Mobile.
Reward Points: Redeem rewards across a host of popular brands with the Standard Chartered 360◦ reward program.
Contactless Credit Card: Get contactless credit cards for faster checkouts and hassle-free transactions.
Loan: Get a loan up to ₹5,00,000 on your credit card with flexible tenure from 12-60 months.
Balance Transfer Facility: Credit card balance transfer facility up to ₹5,00,000 from other banks’ credit cards at an attractive interest rate.
The fees and charges of top Standard Chartered credit cards are mentioned below:
Standard Chartered EaseMyTrip Credit Card: ₹350 + GST
Smart Credit Card: ₹499 + GST
DigiSmart Credit Card: ₹49 (monthly) + GST
Platinum Rewards Card: ₹250 + GST
Manhattan Platinum Card: ₹999 + GST
SuperValue Titanium Credit Card: ₹750 + GST
Ultimate Card: ₹5000 + GST
Note: Annual fees may vary according to the existing promotional offers. The rates will be communicated to the applicant during the procedure.
Late Fee Charge: ₹100 (levied in case you miss a payment of the minimum amount due for 2 or more months)
Late Payment Charges (w.e.f. 1st May 2021): ₹0- ₹1200
Overlimit Charges: ₹500 per instance or 2.5% of the Over limit amount (min. ₹500)
Cash Advance Fee: 3% of cash withdrawal (from ATM) amount (min. ₹300)
Overseas Transactions: 3.5% transaction fee
Rewards Handling Charges: ₹99 will be charged towards handling and courier charges for the redemption of reward points
Cheque/ Cash Pick-up Fee: ₹100
Paper Statement (w.e.f. 1st January 2019): ₹99 (monthly) for requesting both Online and Paper Statement
Service Handling Charges: ₹49- ₹199
Standard Chartered bank has a dedicated customer care team that focuses on resolving the queries of all its clients. You can either write to the credit card customer care or call the Standard Chartered helpline to get in touch with the customer care executive for any financial assistance.
Standard Chartered bank has different helpline numbers for personal banking, premium banking, priority banking, business banking, etc. Visit the official Standard Chartered website and click on ‘Contact Us’ to know the helpline numbers for your city. You can also reach their customer care via email at firstname.lastname@example.org or via sending a post at the following address: Standard Chartered Bank, Customer Care Unit, 19 Rajaji Salai, Chennai - 600 001. Alternatively, you can opt for various chat options and resolve your queries.
DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
You can apply online for a Standard Chartered Bank credit card of your choice via the bank’s official website. You can also visit the nearest Standard Chartered bank branch to apply for a credit card.
Ultimate card, Standard Chartered DigiSmart Card, Standard Chartered Manhattan Card, and Standard Chartered Super Value Titanium Cashback Credit Card are some of the top Standard Chartered credit cards. Browse through the features, benefits, and rewards program to choose the best Standard Chartered credit card for you.
The Standard Chartered credit card is currently not available on Bajaj Markets to apply online. However, you can directly visit the official Standard Chartered Bank’s website to apply for a credit card online.
If you want to switch from your current card type to another, you can call the Standard Chartered customer care service number or visit the nearest Standard Chartered Bank branch to get assistance. However, make sure you consider factors such as existing and new credit card limits, bonus rewards, interest rates, and clearing of your existing credit card debt before making the switch.
Getting a Standard Chartered credit card is easier when you successfully meet the eligibility criteria laid down by the bank. Therefore, select a Standard Chartered credit card that has a higher approval chance as per your profile and easily get it.
There is no fixed minimum salary requirement for Standard Chartered credit cards. Hence these criteria can vary from one card to another. You can learn about the salary requirement when you initiate the SCB credit card application process. However, Standard Chartered Bank demands a regular source of income while providing a credit card.
You can use the Standard Chartered Bank credit card for various purposes such as shopping, dining, travelling, etc. and save on those transactions.
It can take approximately 9 working days to get a Standard Chartered Bank credit card.
Follow the steps mentioned below to increase the Standard Chartered Bank credit card limit:
Step 1: Log in to Online Banking.
Step 2: Navigate to the ‘Help & Services’ section.
Step 3: Next, go to ‘Card Management
Step 4: Select ‘Credit Limit Increase’