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Tata Neu HDFC Bank Credit Card Billing Cycle

The Tata Neu HDFC Bank Credit Card billing cycle, usually 30 days, records all transactions. Knowing it helps track expenses, plan repayments, understand due dates, and use the interest-free period effectively for better credit management.

How to Check Your Tata Neu HDFC Bank Credit Card Billing Cycle

You can check the Tata Neu HDFC Bank Credit Card billing cycle by reviewing your monthly credit card statement. You can access these statements through different methods, making it convenient to track your expenses and payment dates. Here are the details:

Using Net Banking 

  1. Log in to your net banking account by visiting the official HDFC Bank website 

  2. Go to the ‘Cards’ tab and click on ‘Enquire’ 

  3. Click on ‘View Statement’ from the left-hand menu 

  4. Select your Credit Card number and the period you want the statement for 

  5. Click on the ‘View’ button to see the statement 

  6. You can choose to download your statement or keep a digital copy 

Using HDFC Bank MyCards

  1. Log in to mycards.hdfcbank.com with your registered mobile number 

  2. Enter the OTP sent to your registered mobile number 

  3. Click on e-statement and select the desired month 

  4. Your billed statement will be sent to your registered email ID 

Using Mobile App (HDFC Bank MobileBanking App) 

  1. Open the HDFC Bank MobileBanking app and log in using your credentials 

  2. Click on the ‘Menu’ button

  3. Navigate to ‘Pay’, click on ‘Cards’, and select your card number

  4. Scroll down to ‘Actions’, select ‘Duration’, and click ‘Download’  

  5. Your statement will be available to view/download

Using Customer Care Portal 

You can also call HDFC Bank’s customer care helpline at 1800 2600 or 1800 1600 to request your credit card statement. Dedicated numbers are available for premium customers and those travelling abroad for quick assistance. 

Using e-mail Registration

You can register for e-statements by selecting the ‘Statement on E-mail’ option in your account. Further, choose your office or residence email, and confirm the request. Once registered, statements will be delivered directly to your email inbox.

Steps to Pay Your Tata Neu HDFC Bank Credit Card Bill

Paying your Tata Neu HDFC Bank Credit Card bill after knowing the Tata Neu HDFC Bank Credit Card billing cycle is simple. You can complete the payment online in just a few steps. You can choose to pay using net banking, mobile banking, or through BillDesk. Here are the steps you can follow: 

Using HDFC Bank Net Banking / Mobile Banking 

  1. Log in to HDFC Bank net banking or mobile banking account using your credentials 

  2. Select ‘Credit Card Bill Payment’ and choose your Tata Neu HDFC Bank Credit Card

  3. Enter the amount and confirm payment 

Using BillDesk 

  1. Visit the BillDesk payment page 

  2. Enter your Tata Neu HDFC Bank Credit Card number and payment amount 

  3. Select your bank from the drop-down list and proceed 

  4. Authenticate using your net banking credentials to complete the payment

At the Bank (HDFC Branch) 

  1. Visit the nearest HDFC Bank branch 

  2. Fill out a credit card bill payment slip with your card details 

  3. Make the payment through cash or cheque 

  4. Collect the stamped acknowledgment slip as proof

What is the Due Date for a Tata Neu HDFC Bank Credit Card

The due date for a Tata Neu HDFC Bank Credit Card is the deadline by which you need to pay the minimum amount due on your statement. 

It is usually set a few weeks after the billing cycle ends, giving you a grace period to clear your outstanding balance. This date is usually mentioned on the first page of your credit card statement.  

Paying on or before the due date is essential to avoid late payment charges and interest. Timely payments ensure your account remains in good standing.

What is the Late Payment Fee for Tata Neu HDFC Bank Credit Cards

A late payment fee is a penalty charged by the bank. It applies when you fail to pay at least the minimum amount due on your credit card by the due date. It is applied in addition to interest charges and varies depending on the outstanding balance. This fee is meant to encourage timely payments and to compensate the bank for the delay in receiving dues. 

The charges vary depending on the total amount due until the final due date. For the Tata Neu HDFC Bank Credit Card, here are the late payment charges, excluding taxes:

Outstanding Amount

Late Payment Charges

Less than or equal to ₹100

NIL

₹101 to ₹500

₹100/-

₹501 to ₹1,000

₹500/-

₹1,001 to ₹5,000

₹600/-

₹5,001 to ₹10,000

₹750/-

₹10,001 to ₹25,000

₹900/-

₹25,001 to ₹50,000

₹1,100/-

More than ₹50,000

₹1,300/-

Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.

Frequently Asked Questions

How to check the billing cycle of the Tata Neu HDFC Bank Credit Card?

You can check the Tata Neu HDFC Bank Credit Card billing cycle by referring to your monthly credit card statement. In this document, the start date, end date, and payment due date are mentioned. Alternatively, you can log in to HDFC net banking, the mobile app, or contact customer support for more details.

What is the grace period for the Tata Neu HDFC Bank Credit Card?

The grace period is the time between the statement generation date and the payment due date. It usually ranges from 20 to 60 days. During this period, you can pay your outstanding balance without incurring any interest charges.

What is the best time to pay the Tata Neu HDFC Bank Credit Card bill?

Payments usually take 3 to 4 working days to reflect in your account. To avoid delays or late charges, it is advisable to clear your bill at least 4 days before the due date.

Do I need to pay my credit card bill every 30 days?

No, you do not need to make credit card payments exactly every 30 days. Your payments depend on your card’s billing cycle. Each month, you receive a statement with a fixed due date, and you must pay your bill by that date.

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