Overview of online methods used to access Demat account status information.
Last updated on: February 07, 2026
Demat account status information is accessed through authorised digital systems operated by depository participants and depositories. This article outlines the commonly used online access channels, the types of records available through these platforms, and the processes through which Demat-related information is viewed and referenced.
Demat account status refers to a real-time or periodic record reflecting securities holdings, transaction details, and account-level information maintained in dematerialised form by the depository system.
Account activation status
Indicates whether the Demat account is active, suspended, or under review, based on depository and Depository Participant records.
Holdings information
Reflects the securities credited to the Demat account, including equity shares, mutual fund units, or other eligible instruments, along with their recorded quantities.
Transaction status
Displays details of completed and in-process transactions, such as purchases, sales, transfers, corporate action credits, and pending settlements awaiting completion.
Reviewing Demat account status provides visibility into recorded holdings, transactions, and settlement-related information associated with the account. This information serves multiple administrative and regulatory purposes, including:
Verification of recorded securities and transaction entries against executed trades
Identification of discrepancies, incorrect postings, or unauthorised entries, if any
Monitoring the reflection of corporate actions such as dividends, bonus issues, and stock splits in dematerialised holdings
Availability of consolidated records required for tax reporting and compliance documentation
Know when funds are available to transfer money from a Demat account after the trade settlement.
Reference for tracking changes in holdings and portfolio composition over time
Demat account status information is accessed through digital platforms operated by depository participants and depositories.
Depository participants provide authenticated access to Demat account information through their websites or mobile applications. Account summaries, holdings, transaction records, and statements are available after verification using registered credentials.
Depositories provide direct access to Demat account information through designated online interfaces.
NSDL accounts are accessed using a Demat ID beginning with “IN”.
CDSL accounts are accessed using a numeric BO ID.
Access is subject to verification through registered PAN and authentication mechanisms.
Mobile applications provided by depository participants display holdings, transaction activity, and statement data based on synchronised depository records.
Transaction-related updates, corporate action credits, and account activity notifications are communicated through registered email addresses or mobile numbers, as per depository and DP configurations.
Demat account balance information reflects the quantity of securities recorded in the account at a given point in time. This information is displayed under holdings or portfolio sections on depository participant platforms and in Demat account statements generated through depository systems.
A Demat account statement is an electronically generated record that summarises securities held and transactions executed in a Demat account over a specific period. Depositories and depository participants provide this statement at no cost through authorised online channels, in line with regulatory requirements.
Demat account statements can be accessed through the following online modes:
Depository Participant (DP) portals or applications
Depository participants provide secure online access to account statements through their websites or mobile applications. Statements may be viewed online or downloaded for a selected period.
Depository platforms (NSDL and CDSL)
Investors may access Demat statements directly through depository systems using registered credentials and verification methods linked to the Demat account.
Periodic electronic delivery
Statements are sent electronically to the registered email address at defined intervals, such as monthly or quarterly, depending on account activity and regulatory norms.
The statement typically includes details such as ISIN-wise holdings, transaction history, corporate action adjustments, and opening and closing balances for the selected period. These records are generated in accordance with depository standards and reflect the status of the Demat account as maintained in electronic form.
Statements are generated in accordance with depository standards and made available through authorised digital channels.
Generated monthly or quarterly based on account activity
On-demand access available through authorised platforms
ISIN-wise security details
Recorded quantities
Transaction dates and transaction types
Corporate action adjustments
Opening and closing balances
A free Demat account functions within the same regulatory and depository framework as any standard Demat account. Its effective use is influenced by how account features, reporting mechanisms, and access channels are utilised over time. The following aspects describe how Demat account holders typically interact with and manage such accounts within the online securities ecosystem:
Digital access to account information
Free Demat accounts provide online access to holdings, transaction history, and statements through depository participant platforms, providing access to dematerialised securities records.
Integration with depository systems
Account data is synchronised with NSDL or CDSL systems, ensuring that holdings, corporate actions, and settlement updates are reflected in accordance with depository records.
Availability of electronic statements and alerts
Periodic Demat statements, along with transaction-related SMS or email alerts, support record-keeping and verification of securities movements.
Centralised record maintenance
Securities held across equity shares, mutual fund units, and other eligible instruments are maintained in a consolidated electronic format under a single account.
Operational continuity and compliance alignment
Account operations, including access controls and reporting formats, follow SEBI and depository guidelines applicable to Demat accounts, regardless of whether the account is free or fee-based.
Use across investment and settlement activities
A free Demat account supports participation in secondary market transactions, corporate actions, and settlement processes under standard exchange and depository procedures.
Access issues may arise due to authentication errors, credential mismatches, or system connectivity factors.
Differences between transaction confirmations and Demat records may require verification through depository participant support channels.
Depository participants provide grievance redressal mechanisms through designated communication channels for issue resolution and record verification.
Demat account holders typically track account activity to remain aware of holdings and transaction records. Updated KYC details support regulatory compliance, while account security features such as login credentials and authentication mechanisms help protect access. Portfolio reviews are commonly used to assess changes in holdings over time and understand how investments align with broader financial objectives.
Demat account status information reflects the electronic record of securities holdings, transactions, and settlement updates maintained through depository systems. Such information is accessible through depository participants, depositories, and authorised digital channels, in accordance with applicable regulatory and operational frameworks.
This content is for educational purposes only and the same should not be construed as investment advice. Bajaj Finserv Direct Limited shall not be liable or responsible for any investment decision that you may take based on this content.
Reviewer
Demat account status is typically reviewed periodically, such as monthly or quarterly, based on statement availability and transaction activity.
While some brokers may provide limited updates through SMS or email alerts, detailed Demat account status information is generally accessible through authenticated online platforms.
Typically, you will need your Demat account number, PAN card details, and login credentials provided by your DP or broker.
Discrepancies are reported by contacting the depository participant through registered support channels, along with relevant transaction records and Demat statements.
Mobile apps use authentication measures such as passwords, device verification, and encrypted data transmission, in line with regulatory and platform security standards.
Access to Demat account status in joint accounts is governed by the operating instructions registered with the depository participant. Viewing and operational rights depend on the account’s mode of operation and authorised signatory structure.
The depository can be identified from the Demat account number format, where NSDL accounts begin with “IN” followed by numbers, while CDSL accounts are identified by a numeric BO ID.
Demat accounts generally remain active unless formally closed by the account holder or designated as inactive under depository participant policies due to prolonged inactivity.
Securities continue to remain in electronic form under depository records, subject to the account’s status and applicable procedures for reactivation or transfer.
Demat balance information is commonly accessed through the depository participant’s online portal, mobile application, or official depository platforms.
A BO ID (Beneficial Owner Identification Number) is a unique identifier assigned to a Demat account, used to access holdings, statements, and depository records.
Demat balances are updated following settlement cycles, corporate actions, and depository record updates, in line with exchange and depository timelines.
Errors are addressed by notifying the depository participant and submitting supporting documents for verification and correction.
Mutual fund units held in dematerialised form are reflected in the Demat account holdings along with other eligible securities.
Accessing Demat balance information through online portals or statements is generally provided without separate charges, subject to the depository participant’s service terms.