Trade at flat Rs. 20/order | Open free* Demat & Trading Account Now Open Account

A Demat account is used to store your securities and shares in electronic formats. This forms the lifeline of trading, as it is mandatory to open a Demat account when planning to venture into the stock market.


With the help of a Demat account, you can buy or sell shares, securities, or debentures. The stocks stored in your Demat accounts are referred to as Demat holdings. It is crucial to understand the Demat holdings’ meaning before you begin your trading journey.


Moreover, to get a detailed view of your stocks and their respective values, you need to download a Demat holding statement. Read on to understand the meaning of Demat account holding and how to view the statement of your Demat holdings.

Demat Holdings: What Do They Mean?

With extensive news coverage on the stock market, investing in stocks is no more a herculean task. You can get started with ease, as leading financial institutions have digital services to make the process simple. 


On the other hand, investing efficiently demands some amount of market knowledge.It is important to understand the nuances of the stock market and the trading process before investing in stocks.

However, as an investor, you must know the Demat holdings’ meaning. Simply put, Demat holding means the shares you own in your Demat account. When you begin trading, you just need a Demat account, trading account and your bank account.


While a bank account is used to debit the amount required to purchase stocks, you can use a trading account to buy or sell shares in the stock market. On the other hand, a Demat account simply stores your shares electronically, and each time you purchase them, it gets credited to the account. These are called Demat holdings. 


To help you understand what Demat holding means, consider a hypothetical example. Assume you purchased 10 shares of a company for ₹1,000. After the transaction is complete, it takes around T+2 (trading day along with two working days) for these shares to reflect in your Demat account.


In the meantime, the Depository Participant (DP) stores these shares in a pool account for verification, which is called DP holdings. Once these shares are transferred to your Demat account, they are called Demat holdings. 


Remember that you cannot trade directly in the stock market and require the intervention of a DP to initiate your transactions.

Read More

Demat Account Holding Statement: How to Read it?

Now that you are familiar with the meaning and its significance in trading, you must learn about the Demat account holding statement. As mentioned, a holding statement gives a comprehensive view of your stock details. 


A Demat holding statement provides a consolidated picture of your entire financial assets. These include the number of shares you own, the current value of shares,

the time you purchased them, and many other intricate details of your investments.


A Demat holding statement also ascertains your ownership on the number of securities and shares you own. Each time you buy or sell shares through your trading account, this statement gets automatically updated. 


Whether you buy equity shares or get bonus shares from companies, all these shares are reflected in your Demat account holding statement. Know that this statement comprises two parts:


  • Holdings Statement

  • Account Statement



While the account statement gives an overview of all transactions taking place in your Demat account for a specific timeline, a Demat holding statement lists all securities you hold in your Demat account on a particular date.

Read More

Steps to Obtain a Demat Account Holding Statement

You can download a Demat account holding statement either from your stockbroker or from central depositories. All stockbrokers allow you to download this statement from their respective trading platforms.


Another way to get your hands on the Demat account holding statement is to download them directly from NSDL (National Securities Depository Limited) and CDSL (Central Depository Services Limited) depositories. 


All you need to do is check the depository your DP is registered with and then visit the respective depository to download your Demat account holding statement.

How to Download the Statement from the CDSL Website?

To help you understand the process better, here is a step-by-step guide on how to download a Demat account holding statement from the CDSL portal.


  • Step 1: Access the CDSL website and log in with CAS credentials

  • Step 2: Provide your PAN card details, your date of birth and the BO (beneficiary owner) ID

  • Step 3: Verify the Captcha code and click on the ‘Submit’ option

  • Step 4: Enter the OTP you receive on your mobile number

  • Step 5: Download the Demat account holding statement


Remember that you can get the BO ID from your respective stockbroker and download the statement easily from the CDSL website. However, ensure your mobile number is active and registered with your broker. 


This step is crucial as you may not be able to access the Demat account holding statement without OTP verification being completed.

How to Get the Statement from the NSDL portal?

Here is the process to download a Demat account holding statement from the NSDL portal.


  • Visit the NSDL website and navigate to the E-CAS option

  • Provide your CAS ID and PAN details

  • Enter the specific Captcha code

  • Receive the Demat account holding statement on your email ID registered with your DP


To get your CAS ID, there is an option called ‘Know Your CAS ID’ on the NSDL website. Provide your PAN details, your DP ID and the client ID to understand your CAS ID number.

When Should You Analyse Your Demat Account Holding Statement?

According to SEBI, the number of shares you sell or purchase on a given trading day will be reflected in your Demat account after T+1 or T+2 days. This simply means you can view your Demat holdings within a maximum period of 2 working days.


Once you place an order to buy stocks through your trading account, your DP will purchase them from the stock exchange and place them in the pool account. After this step, the required funds have to be cleared from your linked bank account.


Then, your DP transfers these shares from the pool account to your Demat account within a specific timeline. Post this, you can analyse your Demat holding statement to view your purchased shares.

Why is it Beneficial to Frequently Monitor Your Demat Holdings Statement?

Monitoring your Demat holdings statement is important for umpteen reasons. Here are a few of them:


  • Helps you keep track of your investments and the performance of your portfolio

  • Helps you instantly spot any fraudulent or unauthorised transaction happening in your account

  • Helps you make informed investment decisions by letting you analyse whether or not a stock is performing well

  • Helps you gauge certain risk-prone areas well in advance, thereby enabling you to diversify your portfolio

  • Helps you calculate capital gains or even losses with ease, which is crucial for tax compliance



This way, a Demat holding statement provides a detailed view of all your holdings and helps safeguard them against any fraudulent activities. Keeping a close tab on these statements is essential to help you stay on top of your finances.


If you are planning to invest in stocks and begin your trading journey, you can clarify all your doubts related to Demat account through Bajaj Markets. Here, you can get essential information related to the process of opening a Demat account.

Read More

FAQs on Demat Holdings

You have to visit the portfolio tab of your Demat account, which enlists your total investment value. Below this investment value, you can get to know your overall profit or loss. After this, you can see a list of purchased stocks below the total portfolio value.


Here, you can see the current share value along with the cost you purchased them. You can also see the company-specific shares along with the current investment value beneath each company name.

You may also be able to view the unrealised loss or profit available in every stock. This simply helps you understand the scenario when you sell your stocks immediately.

Despite the fact that online trading is secure and reliable and maintaining Demat holdings is error free, you must keep a close tab and check your Demat account holdings regularly. If you do not check your security holdings for a long period, there may be instances of fraudulent activities.

The particulars listed on a statement include your name, contact information, address, unique folio number, a summary of transactions, current balance, dividend income and many such details.

Yes. You can view your holdings by registering with web services of the respective NSDL or CDSL depositories through which you have opened your Demat account. While NSDL requires you to input their 14-digit number with an IN prefix, you can log in to the CDSL with its 16-digit ID number.

You can get your statement either from your respective DP or from the websites of centralised depositories, such as NSDL and CDSL.

You can download your Demat account holding statement by visiting the CDSL website and logging in to your account using the CAS (Consolidated Account Statement) details. Then, provide your PAN details along with your BO ID and date of birth. 


Verify the Captcha code and click on the ‘Submit’ option. Finally, enter the OTP received in your registered mobile number and download your statement.

The total number of shares transferred from your DP’s pool account and reflected in your Demat account after T+2 working days is known as the Demat account holding.

As your Demat account is linked to a bank account, you can view your Demat account details by logging into the net banking portal of your bank. The 16-digit number comprises a DP ID along with your customer number registered with the broker. 


Apart from this, you may also log in to the CDSL or NSDL websites to check your Demat account details. Simply key in your credentials and check the details of your Demat account without the intervention of a DP.

Other Investment Products

Loan Offer
Download App
Credit Score