Have big dreams but the lack of sufficient funds holding you back? If this resonates with you, it’s time you know that help at hand! Be it going for that much-needed vacation, buying a home, starting your own business or pursuing your desire of studying abroad – with the right financial solution, you can now realize your dreams. Don't wait, apply for a loan today.


What are the different types of Loans?

The different types of loans available on Finserv MARKETS are:


Having you been pushing back that family vacation due to shortage of funds? Looking to renovate your home but worried about burning a hole in your pocket? Why let financial inadequacy play spoilt sport? It’s time you apply for an online personal loan. At Finserv MARKETS, as a salaried individual, you can avail of pre-approved personal loans. Don’t hold back, apply for a convenient personal loan, right from the comfort of your home. Know More about Personal Loan


If you’ve already established a business, making the most of a new opportunity that comes your way needs a fresh lease of life (funds). Here’s where a business loan comes into the picture.  Having said that, an awesome business idea can only see fruition if you have the required funds to set up your enterprise. Well, if you don’t, don’t be dismayed. Go online at Finserv MARKETS and apply for an online a self-employed loan. Know More about Business Loan


Are you a doctor looking to start your own clinic? Have you been a practising Chartered Accountant and now feel the need to expand your services to new neighbourhoods? Well, finance plays an integral role in helping you establish your profession or scale new heights. With an instant professional loan offered online at Finserv MARKETS, you have the liberty of investing funds in new hires, advanced machinery and technology and even pay off existing business debts. Apply now and avail a professional loan without having to provide any collateral. What’s more, as a value-added service, we provide you with a Financial Fitness Report to help you keep track of your financial health. Know More about Professional Loan


Nothing’s more satisfying than owning your own home. Period. No monthly rent payment, no tiresome shifting from one house to another when your rental period nears expiry and no pesky landlords! At Finserv MARKETS, we enable you to realize your dream of owning a home by bringing to you the best home loans. Moreover, you can also use the home loan amount to buy a plot or for construction purpose. With home loan repayment options ranging up to 300 months and coupled with benefits like no pre-payment charges on home loan foreclosure, you are just a few clicks away from becoming a proud homeowner. Also, if you’re a first-time applicant, make the most of the Government of India initiated Pradhan Mantri Awas Yojana, made available to you on Finserv MARKETS. Get a loan today and own the house of your dreams. Know More about Home Loan


If you’re tired of paying high-interest rates on an existing home loan, might we suggest a home loan balance transfer? Under this type of loan, a borrower can transfer an existing online loan from one bank to another (in this case Finserv MARKETS). Both salaried and self-employed individuals can apply for a home loan balance transfer on Finserv MARKETS and enjoy a host of benefits that include a repayment tenure up to 300 months, customized insurance coverage to protect the lenders family in the event of his/her untimely death and much more. Know More about Home Loan Balance Transfer


When opportunities knock at your door, you needn’t always liquidate your hard-earned investments to make the most of the situation. In that case, availing a loan can be of great help. You can also give wings to your child’s dreams with a loan against property. Yes, you can now pledge your property as collateral and avail a loan to facilitate your child’s aspiration of studying abroad. With a loan repayment tenure ranging from 2 – 20 years and part-payment option against a minimal fee. Moreover, you can keep track of your loan account wherever you go with an online account portal. Know More about Loan Against Property


Why wait to own the bike of your dreams when financial assistance is just a click away? That’s right, on Finserv MARKETS, you can avail of easy finance options that will help you turn your dream of owning a bike into a reality. With a smooth loan application and fast disbursal process that includes a 5-minute eligibility check,  an on-call support team to assist you when needed and loan repayment in easy instalments, apply for an online loan now! Know More about Two Wheeler Loan

Why choose Finserv MARKETS for Loans?

Fast Online Process

There's no tedious paperwork involved, your application is approved within minutes and money disbursed within 24-hours.

Abundance of Choice

At Finserv MARKETS, you are indeed spoilt for choice! Literally, we bring to you more that 500+ financial and lifestyle products to choose from!

Trusted Companion

More than 100 million customers trust us. They enjoy the products and services offered and prefer us as their financial partner.

Key Things to Consider When Applying for a Loan

  • Type of Loan
  • Charges Associated with Loans
  • Loan Repayment Tenure
  • Credit Score and Repayment Capacity
  • Eligibility Criteria

This is an important pointer as it helps determine whether you will have to make a down payment or provide collateral. If you are looking for instant financial help, a personal loan is what you should apply for. These are unsecured loans – no collateral or guarantor is required. If you plan on buying a home or desire to send your child to study abroad, a home loan or a loan against property is the right way to go. These are secured loans – one must provide collateral when availing such loans. In addition to this, you can also apply for a home loan balance transfer or a loan against property balance transfer if the interest rate you currently pay is way too high.

There’s no such thing as a free lunch in this world! The online loan you apply for comes with a host of charges that you ought to be aware of, before signing that dotted line. From processing fees to foreclosure charges, from missed EMI penalties to part-prepayment charges, it is important that you apply for a loan with knowledge about the charges you might incur.

Your repayment tenure depends on the type of loan you apply for. Personal loans (unsecured loans) usually come with a 12- 60 months repayment tenure. However, as a customer you get to choose your tenure. As for home loans or a loan against property, repayment tenures could go up to 300 months or 20 years. So why is this important? Well, your repayment capacity and loan tenure go hand in hand. Basis your capacity to repay, you can choose an EMI tenure without affecting the way you live.

Consider it sacrilege if you apply for loans in India without checking your credit score! As a matter of fact, most financial advisors will direct you to check your CIBIL when you apply for a loan. Why is this important? Well, your credit score determines whether the bank or lender will approve or reject your loan application. Your credit score is a 3-digit number that could range between 300 – 900. The higher your score, the better your chances of having your loan application approved. Moreover, this allows you to negotiate with your lender in terms of getting a good interest rate on your loan. Banks usually consider 700 and above as a good score.


Your credit rating isn’t the only parameter that determines the outcome of your loan application. There are several criteria applicable and to have your loan approved you need to meet these parameters. Some of these parameters include your age, the city you reside in, your monthly salary and your credit history. However, do keep in mind that such parameters vary from lender to lender and thus you need be sure about your eligibility before applying. In addition to this, having your documents in place is imperative to ensure a smooth application process. 





How to apply for a Loan on Finserv MARKETS

When opting for a loan, do keep in mind that the application process varies from product to product. What is mentioned below is just a general overview of the steps involved when applying for a loan on Finserv MARKETS. Given that we’re completely online, here’s how you can apply for a loan on our platform –


Having zeroed in on the type of loan you wish to avail (basis your need) all that you need to do is visit our website and fill in an online loan application form. You will need to provide your personal and employment details here and support this by uploading the relevant documents. Wondering what personal details you’d be asked to furnish? Well, this includes –

  • Your identity proof (Aadhar Card/Passport/Voter ID/Driving License)
  • Your Address Proof
  • Your PAN Card details
  • Your bank details (last 6 months)
  • Your salary slip (last 3 months)

The documents mentioned above are required across all loan types. You will need to furnish additional documents when availing a home loan, a home loan balance transfer, a loan against property, a loan against property transfer, 2 & 3-wheeler finance and a used car loan.


This included mentioning the loan amount you wish to apply for and choosing your repayment tenure. At Finserv MARKETS, you can avail a personal loan to the tune of Rs 25 Lakhs while with home loans and a loan against property, the upper limit is 3.5 crore. When it comes to repayment, customers enjoy the freedom of choosing their own tenure. With personal loans, the repayment tenure ranges between 12 – 60 months. For home loans and loan against property, this could go up to 300 months or 20 years.


Upon successfully uploading your documents and stating your loan requirements, the lender will conduct a thorough check. This includes a check on your CIBIL score and verifying the documents provided. Once satisfied, the loan application is approved and the sanctioned amount disbursed to the bank account of the customer. The time taken for verification, approval and disbursal varies from product to product. For instance, a personal loan could be approved in a day given that there’s not much documentation involved and neither does the borrower have to provide any collateral. On the other hand, a home loan application takes much more time to get approved as the process involves inspection of the property and verification of all related documents. 

Manage all your queries here

  • What are unsecured loans?

    Loans that do not require the borrower to provide any collateral or a guarantor are categorized as unsecured lending. Typically, personal loans fall into this categorization. Due to this reason, interest rates on unsecured loans are quite high.

  • What are secured loans?

    Loans that require the borrower to provide collateral or a guarantor are categorized as secured lending. Given the huge loan amount in question, banks/financial institutions require collateral which serves as security, should the borrower not be able to repay the amount.

  • How does one calculate the EMI amount for a loan?

    There are 3 factors that determine EMIs – the loan amount, the interest rate applicable on the loan amount and the loan repayment tenure. To know how this works, check out our loan EMI calculator page.

  • What is the basic criteria to apply for a loan?

    Depending on the type of loan, there is different criteria to be met. However, there are certain basic criteria such as – 1. You must be a resident Indian citizen, 2. You must be able to prove your repayment capacity (either salaried or self-employed) and 3. There is a minimum and maximum age limit involved.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive and hence I wan't to protect it with the best available option. What amazed me about Bajaj Finserv Markets was full transparency, quick quotes and the attractive discount on the premium while choosing annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv – Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Paris just at the click of a mouse!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is not a 60 minute meeting with an insurance sales person but with a close study of my coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premiums, what else could I have asked for as a newbie!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment, No cost EMI on Bajaj Finserv Markets EMI store and the smile on my dad's face just made my day!

Get home loan sanctioned online in 72 hours! Let's start!