my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Persons Covered
  • Rate

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

Capital is the driving force for a business. Hence, an entrepreneur's source of financing needs to be flexible enough to keep up with the daily challenges of running a business. Fortunately, a host of start-up loan options are available for such individuals in today's day and age. One of those is the Bajaj Hybrid Flexi Business Loan.

What are Flexi Business Loans?

As the name suggests, a 'Flexi' or a flexible business loan is a credit option for the new-age entrepreneur. The borrower of a Bajaj Finserv Flexi business loan, by design, will only need to pay the interest on the loan amount which has been utilised. This makes a Bajaj Finserv Flexi business loan one of the most versatile loan options that an entrepreneur can go for in today's times. Such loans can help a business owner take care of the business's financial and manpower requirements, among others.

Borrow as You See Fit

In the case of a term business loan, the amount approved by a lender for a borrower is immediately disbursed as a lump sum into the latter’s account. In the case of Flexi loans, such an amount is assigned to a special loan account. A business owner can withdraw as much as they will need from this particular account when they see fit.


For instance, if a lender has approved a loan of ₹15 lakh for a borrower, the money will be transferred to a special Flexi loan account for the borrower to access. Now, if a borrower needs ₹2 lakh to refurbish an old room to create a new workspace, they can withdraw the required amount from this account.

Interest Applies Only on the Utilised Loan Amount

If the amount mentioned above were availed as a term loan, the borrower would have had to pay interest on the total approved principal amount (₹15 lakh) even if they had only used a part of it. But, the borrower of a Bajaj Flexi business loan, on the other hand, will only have to pay interest on the amount which has been withdrawn and used.


Going back to the example presented above, given that the borrower has only availed a Bajaj Flexi business loan, they will only have to pay interest on the ₹2 lakh that they have withdrawn and not the total approved limit. This significantly reduces the amount of interest that the entrepreneur must pay to service the loan. However, one must also note that the interest rate on their Flexi loan will be the same as that of a term loan.

Pay Interest as EMIs

In the case of a regular term loan, EMIs and interest are usually paid together. A borrower of a Bajaj Flexi business loan, on the other hand, gets to pay their interest separately as monthly EMIs. On the other hand, the principal amount can be paid off whenever possible, as long as they do the same before the end of the repayment tenor. This significantly reduces the amount one will be required to pay each month as EMIs.

Access to a Loan Limit

Bajaj Flexi loan borrowers are generally given a loan limit of up to ₹30 lakh, depending on the scale of their operations and their overall creditworthiness. The entrepreneur can use a part or all of the loan amount per their individual business needs.


While banks and financial institutions conduct a thorough and arduous examination process, the future borrowers of a Bajaj Finserv Flexi business loan will only need a good credit score. The loan limit will automatically be higher if the borrower's credit report depicts a good credit history.

Instant Approval and Hassle-Free Process

Today’s dynamic businesses are usually slowed down by elaborate financial systems, which is why an option such as the Bajaj Finserv Flexi business loan exists. Applicants of Bajaj Finserv Flexi business loans tend to receive funds in as little time as possible without having to go through too much paperwork.


A prospective borrower can apply for a Bajaj Finserv Flexi Business Loan through the Bajaj MARKETS portal, thus eliminating the need to meet with a representative in person. After the application has been filled out, the applicant should receive instant approval on the loan, provided they meet the basic eligibility criteria.


Once the application has been approved, a borrowing limit and a loan account number will be given to the borrower. These credentials must always be on the borrower’s person when making a withdrawal. This makes Flexi loans ideal for contemporary business owners.

Easy Conversion of an Existing Loan Into a Flexi Loan

When it comes to managing finances, reducing monthly EMI outflows, flexibility with regards to withdrawals, prepayments, and repayment tenures, among other things, are a must-have. This is where Flexi loans come in. Luckily, one can easily convert an existing term loan into a Bajaj Hybrid Flexi Business Loan through Bajaj MARKETS. Doing so will instantly lower the EMI amount by up to 45%.


The application process is hassle-free and can easily be carried out online. No excess documents will be required to convert a pre-existing loan into a Flexi loan. Apply for Bajaj Hybrid Flexi Business Loan now!

Happy Customers of Bajaj MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj MARKETS, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!