✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!


FlexiLoans is a Non-Banking Financial Corporation (NBFC) offering loans to small and medium scale businesses in the country. The main aim of FlexiLoans Business Loans is to provide funds to small businesses as per their capital requirements. As a business owner, you can get a loan of up to Rs. 50 Lakhs. The rate of interest charged by FlexiLoans is very low, i.e., 12% per annum. So, apply for FlexiLoan Term Loan on Finserv MARKETS today.

How to Apply for FlexiLoans Business Loan

If the entire process of making a loan application, submission of the relevant documents and going through the loan fine print makes you stressed and worried, you can simply choose to apply for this loan on the Finserv MARKETS platform. Here’s a look at the easy and simple steps that you need to follow:

  • Filling Details Online
    Enter your personal and business details.

  • Select your Lending Partner
    From the list of loan offers, select FlexiLoans to proceed.

  • Specify Personal Loan Details
    Select the loan amount and repayment tenure as per your choice.

  • Approval & Disbursal
    Get online approval in 2 minutes and money in your bank within 48 hours.

FlexiLoans Term Loan Interest Rate & Charges

At different points during the course of running a business, you may require external financing for a number of reasons. Additional funding may be needed to meet your operational costs, to invest in capital assets, or even to expand your business. Whatever the reason may be, a business loan from FlexiLoans can help you meet your funding requirements. Availing a loan from FlexiLoans via Finserv MARKETS is a simple and hassle-free process.

But that’s not all. In addition to the easy application process, the FlexiLoans Business Loan interest rates are also very affordable i.e. starting at 12% per annum. This makes it easier for you to repay the amount borrowed over the repayment tenure you choose. Wondering what the FlexiLoans loan interest rates are? You will find all the necessary details on this page, so you can make an informed decision about availing a loan for your business via Finserv MARKETS. Let’s begin by taking a closer look at the key features and benefits of availing a business loan from FlexiLoans.

The interest rate and other charges levied on the FlexiLoans are -

Interest Rate

Starting at 12% per annum

Associated Charges

Processing fee: 1.5% - 2.5% of the loan amount

Repayment Tenure

12 - 36 months

**Note - The interest rates and other charges of FlexiLoans may be reframed according to the NBFCs discretion and guidelines issued by RBI.

Features and Benefits of FlexiLoans Business Loan

  • Flexible Repayment Structure
    FlexiLoans Business Loans have a flexible repayment module ranging from 12 – 36 months. The applicant can mention their preferred repayment module in the application form and pay their EMI accordingly.

  • Lower Interest Rates
    FlexiLoans offer minimal interest rates (starting at 12%) that are economical for the applicant in comparison to their competitors in the market.

  • Fast and Quick Procedure
    From application to disbursal of funds, FlexiLoans offer a fast and seamless procedure to render a hassle-free experience to their customers.

  • Minimal Processing Fees
    FlexiLoans charges 1.5%-2.5% of the loan amount as processing charges.

  • Easy digital process
    With the entire loan process being completely online, the Business Loan is easy to avail.

  • Zero Collateral
    The FlexiLoans Business Loans do not require any collateral against the loan amount. This feature is helpful for many small business owners.

  • Quick Documentation Process
    FlexiLoans have very simple eligibility criteria with a basic documentation process, enabling the applicants to enjoy a stress-free experience.

  • Quick Fund Disbursal
    Once a FlexiLoan application is approved, the applicants receive funds in their bank accounts within 48 hours.

FlexiLoans Term Loan: Eligibility & Documents

Eligibility Criteria

  • The applicant should be a native of India.

  • Your age must be between 21 and 65 years.

  • The annual turnover of your business must be at least Rs. 12 Lakhs.

  • Business vintage of at least 1 year is mandatory.

Documents Required

  • PAN card

  • Address proof: Rental agreement/Driver's license/Voter's ID/Ration card/Aadhaar Card/Passport

  • Current account bank statement of last 6 months

  • GST registration certificate / Shops and establishment certificate

  • Audited financials of last 2 years, ITR of last 2 years, GST Returns of past 6 months (if the loan amount is greater than Rs. 20 Lakhs)

Factors Affecting FlexiLoans Business Loans Eligibility

The eligibility criteria to qualify for a business loan can vary from one lender to another. In the case of FlexiLoans, you can simply look up the eligibility criteria as mentioned above to check whether or not you qualify for business financing. That said, how exactly is your FlexiLoans Business Loan eligibility calculated? Well, as it turns out, different parameters play a key role in this regard. Let’s take a closer look at these factors.

  • Age of the applicant - The age of the applicant is one of the main criteria to determine and calculate the FlexiLoans Business Loan eligibility. The person applying for the loan on behalf of the business should meet the age requirements set by the lender.

  • Age of the business - The age of the business also plays a key role in determining the FlexiLoans Business Loan eligibility. In the case of the loans offered by FlexiLoans, your business should be at least 1-year-old. 

  • Monthly business sales - The business income also plays a major role in establishing your FlexiLoans Business Loan eligibility. A source of income that is reliable and consistent reinstates the fact that your business is capable of repaying the loan borrowed. So, the monthly business sales made by your business is also used to calculate eligibility.

  • Business stability - Lenders are more comfortable financing stable and established businesses because this reduces the risk of bankruptcy. So, a more stable business has a better chance of availing loans at more affordable interest rates.

  • Creditworthiness of the business - Lastly, credit scores are also used to calculate the eligibility of a business for availing loans from FlexiLoans. Businesses with higher credit scores automatically qualify for higher loan amounts and lower interest rates, while poor credit scores may lead to loan applications being rejected. 

Documents Required for FlexiLoans Business Loan

Before you apply for a business loan from FlexiLoans, you need to ensure that you have all the required paperwork handy. This ensures that your application is processed quickly, without any hassle. Take a look at the different kinds of documents needed to apply for a loan from FlexiLoans on Finserv MARKETS.

  1. PAN card

  2. Address proof: Rental agreement/Driver's licence/Voter's ID/Ration card/Aadhaar Card/Passport

  3. Current account bank statement of last 6 months

  4. GST registration certificate/Shops and establishment certificate

  5. Audited financials of last 2 years, ITR of last 2 years, GST Returns of past 6 months (if the loan amount is greater than Rs. 20 Lakhs)

Frequently Asked Questions

  • ✔️What are the different types of loans offered by FlexiLoans?

    There are four types of loans offered by FlexiLoans - Flexi-Term Loan, Flexi-Vendor Financing, Flexi-Merchant Advance, and Flexi-Line of Credit.


  • ✔️What are the financial documents required above Rs. 5 lakh of loan?

    For a loan above Rs. 5 lakhs, the applicant has to submit bank statements for the last 12 months.

  • ✔️How much maximum business loan amount can I avail from FlexiLoans?

    The maximum business loan amount offered by FlexiLoans is Rs. 50 Lakhs.

  • ✔️What is the EMI for a business loan of Rs. 5 Lakhs?

    That depends on the repayment tenure you choose and the FlexiLoans loan interest rate that you are eligible for. For example, if you have availed a loan of Rs. 5 Lakhs at the rate of 1% per month, with a repayment tenure of 2 years, your EMI would come up to around Rs. 23,536.

  • ✔️What is the interest rate on FlexiLoans loans?

    The FlexiLoans business loan interest rate starts from 12% per annum.

  • ✔️Is it good to take a loan from FlexiLoans?

    Yes, a loan from FlexiLoans can help you meet the growing needs of your business. The loans are collateral-free and come with minimal documentation needs. Furthermore, they are also processed quickly and follow RBI-mandated policies. Above all, the FlexiLoans loan interest rates are affordable and easy on your finances.

  • ✔️ Am I eligible for a FlexiLoans Business Loan if my CIBIL score is less than 300?

    You may not be able to avail a term loan with a credit score below 300.