FlexiLoans is a Non-Banking Financial Corporation (NBFC) offering loans to small and medium scale businesses in the country. The main aim of FlexiLoans Business Loans is to provide funds to small businesses as per their capital requirements. As a business owner, you can get a loan of up to Rs. 50 Lakhs. The rate of interest charged by FlexiLoans is very low, i.e., 12% per annum. So, apply for FlexiLoan Term Loan on Finserv MARKETS today.

Features and Benefits of FlexiLoans Business Loan

  • Flexible Repayment Structure

    FlexiLoans Business Loans have a flexible repayment module ranging from 12 – 36 months. The applicant can mention their preferred repayment module in the application form and pay their EMI accordingly.

  • Lower Interest Rates

    FlexiLoans offer minimal interest rates (starting at 12%) that are economical for the applicant in comparison to their competitors in the market.

  • Fast and Quick Procedure

    From application to disbursal of funds, FlexiLoans offer a fast and seamless procedure to render a hassle-free experience to their customers.

  • Minimal Processing Fees

    FlexiLoans charges 1.5%-2.5% of the loan amount as processing charges.

  • Easy digital process

    With the entire loan process being completely online, the KreditBee Business Loan is easy to avail.

  • Zero Collateral

    The FlexiLoans Business Loans do not require any collateral against the loan amount. This feature is helpful for many small business owners.

  • Quick Documentation Process

    FlexiLoans have very simple eligibility criteria with a basic documentation process, enabling the applicants to enjoy a stress-free experience.

  • Quick Fund Disbursal

    Once a FlexiLoan application is approved, the applicants receive funds in their bank accounts within 48 hours.

Why Choose Finserv MARKETS

Quick Online Processing

The application process on Finserv MARKETS is completely online. The smooth online process eliminates the requirement of heavy paperwork and also enables quick approval and rapid disbursal of the loan.

Minimal paperwork involved

The documentation process involves very less of manual efforts and everything is digital.

Transparency Guaranteed

We promise transparency. Get all the information about your loan, upfront. No hidden charges!

Enhance your Credit Score

While applying for a Business Loan, it is very necessary to keep a track of the CIBIL Score. Download the Credit Health Report (CHR), view your financial performance and take well-informed decisions in future.

A Trusted Partner

Finserv MARKETS has been successful in providing a great digital experience to the customers and become their trusted partner.

How to Apply for FlexiLoans Business Loan

If the entire process of making a loan application, submission of the relevant documents and going through the loan fine print makes you stressed and worried, you can simply choose to apply for this loan on the Finserv MARKETS platform. Here’s a look at the easy and simple steps that you need to follow:

  • Filling Details Online

    Enter your personal and business details.

  • Select your Lending Partner

    From the list of loan offers, select FlexiLoans to proceed.

  • Specify Personal Loan Details

    Select the loan amount and repayment tenure as per your choice.

  • Approval & Disbursal

    Get online approval in 2 minutes and money in your bank within 48 hours.

FlexiLoans Term Loan: Eligibility & Documents

Eligibility Criteria
  • The applicant should be a native of India.
  • Your age must be between 21 and 65 years.
  • The annual turnover of your business must be at least Rs. 12 Lakhs.
  • Business vintage of at least 1 year is mandatory.
Documents Required
  • PAN card
  • Address proof: Rental agreement/Driver's license/Voter's ID/Ration card/Aadhaar Card/Passport
  • Current account bank statement of last 6 months
  • GST registration certificate / Shops and establishment certificate
  • Audited financials of last 2 years, ITR of last 2 years, GST Returns of past 6 months (if the loan amount is greater than Rs. 20 Lakhs)

FlexiLoans Term Loan Interest Rate & Charges

The interest rate and other charges levied on the FlexiLoans are -


Interest Rate

Starting at 12% per annum

Associated Charges

Processing fee: 1.5% - 2.5% of the loan amount

Repayment Tenure

12 - 36 months

**Note - The interest rates and other charges of FlexiLoans may be reframed according to the NBFCs discretion and guidelines issued by RBI.

Frequently Asked Questions

  • ✔️What are the different types of loans offered by FlexiLoans?

    There are four types of loans offered by FlexiLoans - Flexi-Term Loan, Flexi-Vendor Financing, Flexi-Merchant Advance, and Flexi-Line of Credit.


  • ✔️What are the financial documents required above Rs. 5 lakh of loan?

    For a loan above Rs. 5 lakhs, the applicant has to submit bank statements for the last 12 months.


  • ✔️How much maximum business loan amount can I avail from FlexiLoans?

    The maximum business loan amount offered by FlexiLoans is Rs. 50 Lakhs.