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Home First Finance Company (HFFC) offers attractive home loans, but you must plan ahead to borrow wisely. Having a clearly drawn-out plan for EMI payments and loan managements helps you safeguard your financial stability. Moreover, it helps you get the best deal possible, making it well worth the effort. 


An easy way to get a clear idea about your EMIs is to use the HFFC Home Loan EMI calculator. The EMIs you must pay to service a home loan will depend on several variables, like: 

  • Loan repayment tenure

  • Principal amount borrowed

  • Applicable interest rate


To know more about the EMI calculator, and how it can help you plan your HFFC Home Loan better, read on.

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest Amount
Year Principal Interest Balance

How to Use the Home First Finance EMI Calculator

To find the amount of monthly instalment against the HFFC Home Loan, you can use the Housing Loan EMI calculator available on Bajaj Markets. It is an easy-to-use online tool that you can use for free.  


You just have to follow the steps given below to check the EMI amount using the HFFC Home Loan calculator:

  • Step 1: Enter the desired loan amount

  • Step 2: Choose the suitable repayment tenure

  • Step 3: Select the interest rate at which HFFC is offering you a loan


Once you have entered these values, the EMI amount, along with the other key loan details will be clearly displayed on the screen. If you accept these terms, you can also click on “Apply Now” and start the application process. 

HFFC Home Loan EMI Amount at Different Tenures

The Home First Finance EMI calculator requires you to enter the tenure as one of the three criteria to calculate the EMI amount. This is because the length of your tenure plays an important part in calculating your overall EMI.


Here is a representation of how your HFFC Home Loan EMI amount changes across different tenures. The EMIs given are based on the interest rate of 9.50%:

Loan Amount

Loan EMI amount on the basis of the repayment tenure

15 years

20 years

25 years

₹20 Lakhs




₹40 Lakhs




₹60 Lakhs




₹80 Lakhs




Disclaimer: The above EMIs are calculated with the calculator available on Bajaj Markets. Actual figures may vary depending on the loan terms.


The HFFC Home Loan EMI calculator is a useful online tool that allows you to get an estimate of the EMIs you need to pay. So, you can use the HFFC Home Loan EMI calculator on Bajaj Markets and make your future financial plans accordingly.

FAQs on HFFC Home Loan EMI Calculator

If you compute your HFFC Home Loan EMI beforehand, you will know your exact monthly outflow. This would help you to see if it can fit into your monthly budget. 


You can also compare different loan repayment tenures. Based on the results, you can decide what kind of HFFC Home Loan repayment terms you will be comfortable with.

If you partially prepay your HFFC home loan EMI amount, you will effectively reduce the outstanding home loan balance. As a result, you will either get to reduce your EMI amount or loan repayment tenure. Either way, you will save on the interest that you would have additionally paid prior to the prepayment.

Yes, you can get your HFFC Home Loan EMI reduced. You can get it done by either partially prepaying the same or opting for a longer loan repayment tenure. 


Additionally, you can even request the lender to reduce your home loan interest rate if you have a good relationship with them.

The maximum tenure on the Home First Finance EMI calculator is 360 months or 30 years.

Yes, you can use the HFFC Home Loan calculator to determine the ideal loan tenure and loan amount, based on your finances. Once done, you can apply for a Home First Finance home loan based on that.

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