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Read on to know the details about a home loan on a monthly salary of ₹30,000
Max. Tenure
Lending Partners
Max. Amount
You can qualify for a home loan amount ranging anywhere between ₹16 Lakhs and ₹22 Lakhs with a monthly income of ₹30,000. Go through the table below to understand the estimated home loan amounts that you could obtain on a salary of ₹30,000 or less. The amounts are calculated considering an interest rate of 8.50% and a tenure of 30 years.
Net Monthly Income |
Home Loan Amount |
|---|---|
₹30,000 |
₹21,45,885 |
₹29,000 |
₹20,74,356 |
₹28,000 |
₹20,02,826 |
₹27,000 |
₹19,31,297 |
₹26,000 |
₹18,59,767 |
Note: You can use the eligibility calculator to check home loan amounts for different terms and salaries.
To apply for a home loan online, you must fulfil the required eligibility criteria as set by your lender. Additionally, submit essential documents like ID proof, address proof, income proof, etc. with your home loan application for fast processing.
Follow the steps given below to easily apply for a home loan online on Bajaj Markets:
Click on the ‘Apply Now’ button on this page
Provide your basic personal details as asked on the online application form
Choose your preferred lender from the eligible options available
Enter your required loan amount and repayment tenure
Submit the form for verification
Post verification, a representative will reach out to you and guide you about the further proceedings.
With a monthly salary of ₹30,000, you can get a home loan between ₹16 Lakhs and ₹22 Lakhs approximately. This has been calculated on a tenure ranging between 15 and 30 years and an interest rate of 8.50% p.a.
To ensure that your home loan EMIs do not strain your income, it should not be more than 40% of your net salary.
